Grinnell State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.65% and 3-month CD rates at 3.50%. Current savings rates are at 0.20% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.15%. Credit Card rates are at 7.90%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates. Grinnell State Bank's 60-Month CD rates are at 2.32%, 48-Month CD rates are at 2.22%, 36-Month CD rates are at 2.12%, 24-Month CD rates are at 2.07%, 18-Month CD rates are at 2.07%. Grinnell State Bank's savings rates are at 0.75%. Grinnell State Bank's money market rates are at 0.75%.

Grinnell State Bank

To see how these rates compare to Grinnell State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Grinnell State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Grinnell State Bank CD rates. You can also compare Grinnell State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Grinnell State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Grinnell State Bank? Share your experience about Grinnell State Bank by leaving a review below, or read customer reviews before you decide to use Grinnell State Bank.

Grinnell State Bank Texas Ratio

Grinnell State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Grinnell State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Grinnell State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

2.07%

2.56%

18-Month CD

2.07%

2.29%

24-Month CD

2.07%

2.29%

36-Month CD

2.12%

2.20%

48-Month CD

2.22%

2.14%

60-Month CD

2.32%

2.26%

Savings

0.75%

0.65%

MMA

0.75%

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Grinnell State Bank

814 4th Ave
Grinnell, IA 50112

https://www.grinnell.bank

MonitorBankRates' Rating

5/5

★★★★★

Review Grinnell State Bank

Grinnell State Bank CD Rates and Interest Rates

Grinnell State Bank

60-Month CD

2.32%

$1,000

Grinnell State Bank

48-Month CD

2.22%

$1,000

Grinnell State Bank

36-Month CD

2.12%

$1,000

Grinnell State Bank

24-Month CD

2.07%

$1,000

Grinnell State Bank

18-Month CD

2.07%

$1,000

Grinnell State Bank

12-Month CD

2.07%

$1,000

Grinnell State Bank

Savings

0.75%

Grinnell State Bank

Money Market

0.75%

$25,000

Grinnell State Bank

Full Service Checking

0.15%

$1,500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Grinnell State Bank Rates with Other Competitive Bank and Credit Union Rates

State Bank of Texas

High-Rate Jumbo Money Market

4.65%

$100,000

VisionBank Saint Louis Park, MN

12-Month CD

4.35%

$1,000

Inova Federal Credit Union

Shield Money Market

4.30%

$250,000

Seamens Bank

6-Month CD

4.20%

$1,000

Skyone Federal Credit Union

48-Month CD

4.00%

$1,000

Rolette State Bank

48-Month CD

3.73%

$500

Academic Federal Credit Union

24-Month CD

3.56%

$1,000

First Commerce Bank (NJ)

24-Month CD

3.50%

$1,000

Maspeth Federal S&L

18-Month CD

3.35%

$1,500

PCB Pendleton Bank

Kasasa Saver + Savings

3.00%

PSECU

36-Month CD

2.60%

$500

Washita State Bank

24-Month CD

2.58%

$1,000

EagleBank

Eagle Money Market

2.55%

$100

USLA Union S&L

30-Month CD

2.50%

$1,000

Bath Savings Institution

12-Month CD

2.38%

$500

Grand Timber Bank

30-Month CD

2.37%

$500

Henderson FSB

3-Month CD

2.28%

$500

FNB of Raymond

18-Month CD

2.17%

$1,000

Western Nebraska Bank

18-Month CD

2.12%

$250

First Bank Elk River

24-Month CD

2.08%

Savers Co-operative Bank

48-Month CD

2.05%

$500

Kentucky Farmers Bank

48-Month CD

2.00%

$1,000

Union State Bank Pell City, AL

48-Month CD

1.50%

$500

Shelby County State Bank

24-Month CD

1.21%

$1,000

Century SLA

12-Month CD (Jumbo)

1.05%

$100,000

Home Bank SB

36-Month CD

1.00%

$500

State Bank of Newburg

Savings

1.00%

$100

Connex Credit Union

6-Month CD

1.00%

$500

Catskill Hudson Bank

60-Month CD

0.75%

$500

OSB Odin State Bank

Regular Savings

0.60%

$10

Farmers Bank Nicholasville, KY

Money Market

0.60%

$2,500

Concordia Bank & Trust Company

Blue Chip Savings

0.50%

$100

The Huntington National Bank

36-Month CD

0.50%

$1,000

Androscoggin Savings Bank

60-Month CD

0.45%

$500

Miami Savings Bank

36-Month CD

0.40%

$1,000

The Dolores State Bank

Money Market

0.40%

$1,000

First Jackson Bank

Money Market

0.35%

Bank of Greene County

24-Month CD

0.35%

$1,000

FNB of River Falls

12-Month CD

0.30%

$2,500

Chelsea State Bank (CSB)

Interest Checking

0.25%

FSB of Burnet

Savings

0.25%

BankPlus

24-Month CD

0.25%

$1,000

BankWest Of Kansas

3-Month CD

0.20%

Franklin SB Farmington, ME

Money Market

0.15%

$100

La Capitol Federal Credit Union

Special Savings

0.10%

$100

Greenville National Bank

Savings

0.05%

$100

Fidelity State Bank and Trust Company

Relationship Checking

0.05%

$100

Heritage Bank N.A.

Universal Savings

0.05%

$50

Magnolia Bank Elizabethtown, KY

Savings

0.05%

Verus Bank of Commerce

Pikes Peak Money Market

0.02%

$100

Disclaimer

Mortgage Rates March 20, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Grinnell State Bank Information

Grinnell State Bank

814 4th Ave
Grinnell, IA 50112
Poweshiek
Established Date: 10/25/1925
FDIC Certificate #: 11347
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: GRINNELL BANCSHARES INC

How Many Domestic U.S. Offices? 4

How Many Branches are There? 4

Website: https://www.grinnell.bank

Is Grinnell State Bank FDIC Insured? Yes

What is Grinnell State Bank's Cert number? 11347

What is the maximum amount for insured deposits? $250,000 per holder, per account

Grinnell State Bank Financials

Total Assets:

$475,132,000

Total Deposits:

$359,213,000

Equity Capital:

$37,558,000

Domestic Deposits:

$359,213,000

Net Income:

$459,000

Return on Assets:

0.6327%

Quarterly Return on Assets:

0.3900%

Pretax Return on Assets:

0.5100%

Pretax Quarterly Return on Assets:

0.5100%

Return on Equity:

8.6300%

Quarterly Return on Equity:

4.8300%

Common Equity Tier 1 Capital Ratio:

14.1718%

Tier 1 Risk-Based Capital Ratio:

14.1718%

Leverage Tier 1 (Core Capital) Ratio:

10.0280%

Total Risk-Based Capital Ratio (YTD):

15.1938%

Total Interest Income (YTD):

4.5824%

Headquarters:

Grinnell

FDIC Field Office:

Des Moines

Regulator:

FDIC

County:

Poweshiek

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Western

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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12 Month CD Rates Higher Than Inflation Rate

Twelve month CD rates are now above the current inflation rate and this hasn't been the case for over a decade. This is great news for retirees who can now invest in certificates of deposit and actually make money when inflation is taken into account.