Today's 12-month CD rates can be found at 3.05%, 6-month CD rates at 2.12% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 11.90%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates.
To see how these rates compare to First National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank CD rates. You can also compare First National Bank savings rates, MMA rates and mortgage rates using our other rate lists.
First National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank? Share your experience about First National Bank by leaving a review below, or read customer reviews before you decide to use First National Bank.
First National Bank Texas Ratio
First National Bank's Texas Ratio is at 11.61%, which is considered excellent.
The Texas Ratio for First National Bank is higher than the national average of all banks, currently at 6.13%.
The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks.
Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, First National Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Our apologies, we do not have First National Bank rate data right now, check back for updates, we are adding rates all the time.
First National Bank Information
First National Bank
101 W Lake St Chisholm, MN 55719 St. Louis
Established Date: 04/02/1905
FDIC Certificate #: 5113
Date of FDIC Deposit Insurance: 01/01/1934
BayFirst National Bank CD rates on the bank's Relationship Variable Rate CD account is one of the best 24-month CD rates available today at 5.75% APY. In fact, with a 24-month CD rate of 5.76%, BayFirst National Bank ranks in the top ten for the highest 24-month CD rates in our database of rates. You can read more about BayFirst National Bank CD rates and the BayFirst National Bank CD requirements and disclosures below.
BayFirst National Bank CD Rates 2-Year Relationship Variable Rate CD: Key Features
This week's CD rate changes were numerous because banks and credit unions increased interest rates across the board. The high number of CD rate changes this past week is a result of the Federal Reserve increasing the fed funds rate. The recent fed funds rate increase of 25 basis points put the fed funds rate in a range of 1.50 percent to 1.75 percent.Since that increase, we have new highs on 3 month, 6 month and 1 year CD rates. The best 3 month CD rate increased to 1.56 percent, up from 1.45 percent. The best 6 month CD rates are now at 2.00 percent, up from 1.85 percent.It's nice to write about CD rates making new highs, especially after writing for years about rates making new lows. Just over a month ago we were writing about 1 year CD rates hitting two percent. Now 6 month CD rates at two percent. Hopefully, by the end of the year, 3 month rates will reach 2.00 percent. Read more...
Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.Listed below are the best savings rates and money market rates available in our database for November 27, 2016.
Variable deposit rates have been slowly creeping up for the past several months. The interest rate increases have been small; in increments of less than 10 basis points for the most part. Even with the small increases, the best variable deposit rates are almost comparable to best the 1 year CD rates.The best savings rate on our rate database is at 1.25 percent with an APY of 1.26 percent from Popular Direct. This savings rate is only 4 basis points lower than the top 1 year CD rate in our database at 1.29 percent with a yield of 1.30 percent. The highest money market yield on our list is 5 basis point lower at 1.24 percent with a yield of 1.25 percent.Listed below are today's current highest savings rates and money market rates Read more...
Eight banks and one credit union in our database changed some of their CD rates this past week. Most of the CD rate changes were higher, which was nice to see. EverBank CD rates were changed more than once this past week, the most recent changes are at the top of the rate list below.
There is some good news regarding bank CD rates possibly moving higher in the near future. Despite September's employment numbers being slightly weaker than expected, CNBC reported the probability of a fed rate hike moved higher this morning. CNBC is basing their report on the CME Group's FedWatch Tool. The tool is used to track the market's expectation of a rate hike. Before the employment report, the probability of a December rate hike was at 63.9 percent. After Friday's report was released, it moved up to 70.2 percent.
If there is a December rate hike, it will most likely be 25 basis points. This hike might entice banks to increase their short term and intermediate term CD rates. If there is a rate hike, we won't see all banks and credit union increase their CD rates. It's likely that some online banks with the highest current CD rates will increase their rates.
California First National Bank Money Market Account rates are now at 0.75 percent with a yield of 0.75 percent. View current Money Market Account rates at California First National Bank below. Read more...
California First National Bank 1 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View current 1 Year CD rates at California First National Bank below. Read more...
California First National Bank 6 Month $50K CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 6 Month $50K CD rates at California First National Bank below. Read more...
First National Bank of Omaha Savings Jumbo rates are now at 0.95 percent with a yield of 0.95 percent. View the current Savings Jumbo rates at First National Bank of Omaha below. Read more...
Several different banks have changed their CD rates this past week. The largest decrease in rates was on short term CD rates at Silvergate Bank. 6 month CD rates were reduced by 55 basis points and 1 year rates were reduced by 78 basis points. Read more about Silvergate Bank CD rate reductions.
The overall direction of CD rates remains a mixed bag. We won't see across-the-board CD rate increases until the Federal Open Market Committee increases the federal funds rate. The next FOMC meeting is in a couple of days but there is only a 3.6 percent chance the Fed will increase the rate according to the CME Group's Fed Watch Tool.
This past week, a total of seven banks changed rates. Four banks lowered rates while 3 banks increased rates. Two of the three banks that increased rates, EverBank and Luana Savings Bank, have a history of changing rates often. It is always important to stay apprised of the latest rate changes, which we have listed below.
We now have six banks tied for the top 1 year CD rate. Several banks increased their CD rates recently as we wait for the Fed to increase rates, possibly as soon as next week.California First National Bank was the highest bank rate last week but now CFNB's 1 year rate is tied with 6 other banks for the top rate of 1.24. The highest 1 year rate from a credit union in the rate database is slightly higher at 1.32 percent with an APY of 1.33 percent.Listed below are CD rate changes from this past week. Read more...
California First National Bank, which already had very competitive rates, has increased CD rates on 1 and 2 year certificates of deposit. CalFirst is an Internet only bank and just like other similar internet only banks, can offer higher rates than traditional brick and mortar banks.
The new 1 year CD rate is 1.24 percent with a yield of 1.25 percent, up from 1.21 percent with a yield of 1.22 percent. The new 2 year CD rate is 1.44 percent with an APY of 1.45 percent. The old 2 year rate was 1.39 percent with an APY of 1.40 percent.
The minimum opening deposit for a regular CD account at CalFirst is $5,000 and $2,000 for an IRA CD account. CalFirst is a member FDIC bank, Cert # 35331, and deposits are insured up to the maximum amount allowed by law. You can open an account online at CalFirst.com or by calling the bank at 1.800.735.2465. Listed below are a complete list of current CD Rates at CalFirst.
There is a new top rate in our 1 year CD rate database. Connexus Credit Union is now offering 1 year certificate rates at 1.32 percent with an APY of 1.33 percent. As with any credit union, you are required to join Connexus CU to open a certificate account and you must meet eligibility requirements or to make a one-time $5 donation to Connexus Association, which will in turn make you a member of the credit union.
If you're not eligible or you don't want to join Connexus, there are two online banks in our database offering 1 year rates only 3 basis points lower than Connexus' rate. CIT Bank and E-Loan are both offering 1 year rates at 1.29 percent with an APY of 1.30 percent.
Listed below are the highest 1 year CD rates for October 28, 2015.
The Federal Open Market Committee (FOMC) meets again next week to decide on monetary policy. If the FOMC decides to increase the fed funds rate, CD rates will also move higher. Fed Chair, Janet Yellen, is still talking up a rate hike sometime in 2015 but some Fed officials say the first hike will happen in 2016.
The final FOMC meeting for 2015 will be in December. If a hike doesn't happen next week, the FOMC has one final chance to raise the rate this year. The CME's FedWatch Tool now has a 29.2 percent chance of a hike in December, down from 35.4 percent last month.
The past several months, banks and credit unions in our rate database have been slowing increasing their rates in anticipation of a Fed rate hike. Both short term and long term CD rates have been increased by financial institutions. The increases have been small but at least rates are finally moving higher after a half dozen years of decreases.
The Federal Reserve decided to keep the federal funds rate near zero percent for now. Despite the Fed holding pat, a couple of banks decided to increase CD rates. California First National Bank increased their 6 month and 1 year rates. The bank's 1 year rate is now the second best rate available in the database.
The other bank that increased rates was EverBank, which is no surprise. EverBank constantly changes rates, this week the changes were small, 1 or 2 basis points. Listed below are today's CD rate changes.
CD Rate Changes
Bank
Product
Rate (new / old)
Yield (new / old)
California First National Bank
6 month CD
0.90 / 0.85
0.90 / 0.85
California First National Bank
1 yr CD
1.23 / 1.19
1.24 / 1.20
EverBank
6 month CD
0.55 / 0.54
0.55 / 0.54
EverBank
2.5 yr CD
1.21 / 1.19
1.22 / 1.20
EverBank
3 yr CD
1.39 / 1.37
1.4 0/ 1.38
EverBank
6 month jumbo CD
0.55 / 0.54
0.55 / 0.54
EverBank
2.5 yr jumbo CD
1.21 / 1.19
1.22 / 1.20
EverBank
9 month CD
0.66 / 0.63
0.66 / 0.63
EverBank
9 month jumbo CD
0.66 / 0.63
0.66 / 0.63
EverBank
3 yr jumbo CD
1.39 / 1.37
1.40 / 1.38
See All Current Bank CD Rates by Searching our Database at Monitor Bank Rates
The Federal Open Market Committee meets in just over a week to decide on interest rates. August job's report, released last Friday, showed the labor market continuing to improve, adding pressure to the Fed to increase the fed funds rates.Whether or not the FOMC actually increases the fed funds rate is still up in the air. We hope the fed funds rate is increased 0.25 percent, so banks with the best rates will also increase their rates 0.25 percent. A few banks did change their rates this past week but there are no new high rates to report.The changes in rates are listed below along with the best CD rates currently available. Read more...
There were no changes to the highest CD rates available in our database this week. Financial institutions are probably holding tight on rates to see if the Federal Reserve increases the fed funds rates next month. An increase was more than likely but the recent equity market declines have made an increase less likely.If an increase doesn't happen in September, there is still a chance a rate increase will happen this year. After September's meeting, there are two more meetings in October and December. The CME Group has a FedWatch Tool which you can use to quickly gauge the market’s expectations of potential changes to the Fed Funds target rate.As of August 28, the FedWatch has market's expectation of a rate hike in September at 24 percent, a rate hike happening in October at 34 percent, and a hike in December at 52 percent. Read more...
There were only 2 CD rate changes this week as financial institutions wait for the September Federal Reserve meeting and potential rate hike. My e-BAnC by BAC Florida Bank increased their 18 month rate 1 basis point to 1.21 percent APY and EverBank lowered their 4 year rate to 1.87 percent, a decline of 4 basis points.The Fed's July meeting minutes were released yesterday. The minutes showed Fed officials are struggling to get comfortable with raising interest rates next month. Fed officials are ready to increase rates because they believe the economy will continue to gain traction but inflation is still well below the point needed to increase rates.Consumer prices (CPI) over the past 12 months increased only 0.02 percent according to the government's CPI report. Consumer inflation at 0.02 percent is well below the 2 percent rate the Fed considers healthy enough to increase interest rates. Read more...
There were several changes to CD rates this week. The good news is, most of the changes were higher and there was only 1 decrease. The biggest increases were on EverBank's 3 month rate and E-Loan's 3 year rate. E-Loan also had the majority of increases this week.EverBank's 3 month rate was increased from 0.35 percent to 0.55 percent. Everbank's 3 month rate is now tied with California First National Bank for the best 3 month rate in our database. E-Loan's 3 year rate was increased from 1.65 percent to 1.85 percent. E-Loan now has the best 3 year CD rate and the best rate for several other CD terms.E-Loan also increased their 5 year CD rate and their 18 month CD rate. E-Loan's 5 year CD rate is now at 2.45 percent, the highest 5 year rate in our database. E-Loan's 18 month rate is now at 1.35 percent, the highest 18 month rate in our database. Read more...
Average CD rates moved higher this week for all CD terms with the exception of 3 month rates. The biggest average CD rate increase was on the longest term certificates of deposit. 5 year CD rates on average increased from 1.66 percent last week to 1.76 percent this week.Listed below are average CD rates and the best CD rates for certificate of deposit terms ranging between 2 months and 5 years.Average CD Rates August 3, 2015Read more...
It is hard to believe we might be less than 2 months away from higher CD rates when the FOMC increases the fed funds rate. Banks and credit unions have been increasing rates, but for the most part the increases have been small. In this week's CD Rate Report, there were a handful of rate increases and a couple rate decreases.Most of the higher rate changes were to longer term certificates of deposit. The largest increase was 0.13 percent to EverBank's 3 year CD rate. The rate was increased from 1.52 percent to 1.65 percent. Silvergate Bank now as the best 3 year rate at 1.65 percent with an APY of 1.66 percent. E-Loan.com and EverBank are now tied for having the best 4 year CD Rate at 1.91 percent and 5 year CD rate at 1.31 percent.Also in this report, average CD rates were down across the board. Listed below is this week's CD Rate report. Read more...
This past week we had 8 banks in our database increased their CD rates and 1 bank that lowered their CD rate. There are new top rates on the 2 year rate list and 3 year rate list.Silvergate Bank now has the top 2 year CD rate at 1.51 percent with a yield of 1.52 percent.Sallie Mae Bank now has the best 3 year CD rate at 1.59 percent with a yield of 1.60 percent. Read more...
Banks and credit unions have been all over the place with their rates. In our database of CD rates, there were 9 CD rate increases and 8 CD rate decreases in June. Average CD rates on 2 year, 3 year and 5 year certificates of deposit moved slightly higher while 3 month and 6 month rates were unchanged.The biggest decrease the past month was from Chartway Federal Credit Union. CFCU's 6 month rate was lowered from 0.85 percent to 0.70 percent. The largest increase was from Synchrony Bank. The bank's 2 year CD rate was increased from 1.15 percent to 1.25 percent.CD Rates will remain near current levels until the Federal Open Market Committee increases the federal funds rate. Most Fed watchers anticipate an increase during the FOMC's September meeting. The amount of the increase will probably be 0.25 percent, which will send the best CD rates in our database up by the same amount. Read more...
Current mortgage rates are mixed today as a New York Times/CBS News poll shows Americans are more pessimistic about the outlook and direction of the economy. Today's conforming 30 year mortgage rates are averaging 4.86%, up from yesterday's average 30 year mortgage rate of 4.79%. 30 year conforming rates in California are higher than the national average. 30 year mortgage rates today in CA are averaging 4.90%
Ally Bank has the best 3 month CD interest rate on our rate table in Illinois. Ally Bank is offering 3 month bank CD interest rates at 0.64 percent with a CD yield of 0.64 percent. The minimum opening deposit for a certificate of deposit account at Ally Bank is $1.
Mortgage rates are low and have been low for over a year now. The current national average 30 year mortgage rate is 4.77% as reported by MonitorBankRates.com. The Mortgage Bankers Association is forecasting 30 year mortgage rates to hit 5.6% by the fourth quarter of 2011 and 6.0% by the end of 2.012.
Today's 12-month CD rates can be found at 3.05%, 6-month CD rates at 2.12% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 11.90%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. 
It's nice to write about CD rates making new highs, especially after writing for years about rates making new lows. Just over a month ago we were writing about 1 year CD rates hitting two percent. Now 6 month CD rates at two percent. Hopefully, by the end of the year, 3 month rates will reach 2.00 percent. 
