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Jeanne D Arc Credit Union

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Jeanne D Arc Credit Union Rates & Review November 2026

Q: What are the current interest rates at Jeanne D Arc Credit Union?

Current rates for Jeanne D Arc Credit Union include: 12-Month CD: 2.50%, 18-Month CD: 2.50%, 24-Month CD: 4.50%, 60-Month CD: 2.50%, Savings: 8.00%, MMA: 2.75%

Q: What CD terms does Jeanne D Arc Credit Union offer?

Jeanne D Arc Credit Union CD rates are 4.30% APY for a 9 month CD, 2.50% APY for a 12 month CD, 4.50% APY for a 17 month CD, 2.50% APY for an 18 month CD, 4.50% APY for a 2 year CD and 2.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Jeanne D Arc Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Jeanne D Arc Credit Union's CD of Deposit - 17 month rates are at 4.50%, CD of Deposit - 24 month rates are at 4.50%, CD of Deposit - 9 month rates are at 4.30%, CD of Deposit - 12 month rates are at 2.50%, CD of Deposit - 18 month rates are at 2.50%. Jeanne D Arc Credit Union's savings rates are at 8.00%. Jeanne D Arc Credit Union's money market rates are at 2.75%. Jeanne D Arc Credit Union's checking rates are as high as 0.25%. Jeanne D Arc Credit Union's Mortgage - 10 Year Fixed rates are at 6.25%, Mortgage - 15 Year Fixed rates are at 6.50%, Mortgage - 30 Year Fixed rates are at 6.99%. Jeanne D Arc Credit Union's Auto Loan Rates are as low as 5.99%. Jeanne D Arc Credit Union's Credit Card Rates are at 9.99%. Jeanne D Arc Credit Union's CD rates are 6% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Jeanne D Arc Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.58%. Rates last updated and verified on 10/30/2026.

Jeanne D Arc Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jeanne D Arc Credit Union? Share your experience about Jeanne D Arc Credit Union by leaving a review below, or read customer reviews before you decide to use Jeanne D Arc Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.58%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Jeanne D Arc Credit Union
Main Office

581 Merrimack St
Lowell, MA 01854-3908

https://www.jdcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Jeanne D Arc Credit Union CD Rates

Product	Rate	APY	Term
Certificate of Deposit - 17 month	4.41%	4.50%	17 Months
Min Deposit $250 Details SPECIAL OFFER; Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 4.15% → 4.50% ▲ 0.35 pts · high 4.50% / low 4.15% Oct 30, 20264.50%▲ from 4.15% Sep 22, 20264.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 24 month	4.41%	4.50%	24 Months
Min Deposit $250 Details SPECIAL OFFER; One-time bump-up option available; Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25% Oct 30, 20264.50%▲ from 4.25% Sep 22, 20264.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 9 month	4.218%	4.30%	9 Months
Min Deposit $250 Details SPECIAL OFFER; Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00% Oct 30, 20264.30%▲ from 4.00% Sep 22, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 12 month	2.472%	2.50%	12 Months
Min Deposit $250 Details Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 1.50% → 2.50% ▲ 1.00 pts · high 2.50% / low 1.50% Oct 30, 20262.50%▲ from 1.50% Sep 18, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 18 month	2.472%	2.50%	18 Months
Min Deposit $250 Details Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 3.50% → 2.50% ▼ 1.00 pts · high 3.50% / low 2.50% Oct 30, 20262.50%▼ from 3.50% Sep 22, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 30 month	2.472%	2.50%	30 Months
Min Deposit $250 Details Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.00% → 2.50% ▲ 0.50 pts · high 2.50% / low 2.00% Oct 30, 20262.50%▲ from 2.00% Sep 18, 20262.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 36 month	2.472%	2.50%	36 Months
Min Deposit $250 Details Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 3.65% → 2.50% ▼ 1.15 pts · high 3.65% / low 2.50% Oct 30, 20262.50%▼ from 3.65% Sep 22, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 42 month	2.472%	2.50%	42 Months
Min Deposit $250 Details One-time bump-up option available; Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.75% → 2.50% ▼ 1.25 pts · high 3.75% / low 2.50% Oct 30, 20262.50%▼ from 3.75% Sep 18, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 48 month	2.472%	2.50%	48 Months
Min Deposit $250 Details Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.25% → 2.50% ▲ 0.25 pts · high 2.50% / low 2.25% Oct 30, 20262.50%▲ from 2.25% Sep 18, 20262.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 6 month	2.472%	2.50%	6 Months
Min Deposit $250 Details Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 3.50% → 2.50% ▼ 1.00 pts · high 3.50% / low 2.50% Oct 30, 20262.50%▼ from 3.50% Sep 22, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Certificate of Deposit - 60 month	2.472%	2.50%	60 Months
Min Deposit $250 Details Rates effective as of October 28, 2026; early withdrawal penalty may apply Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Business CD Rates

Product	Rate	APY	Term
Business Certificates of Deposit - 17 month	4.41%	4.50%	17 Months
Min Deposit $250 Details SPECIAL OFFER; Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 1 change since Sep 22, 2026 · 4.15% → 4.50% ▲ 0.35 pts · high 4.50% / low 4.15% Oct 30, 20264.50%▲ from 4.15% Sep 22, 20264.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 24 month	4.41%	4.50%	24 Months
Min Deposit $250 Details SPECIAL OFFER; Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 2 changes since Sep 18, 2026 · 3.65% → 4.50% ▲ 0.85 pts · high 4.50% / low 3.65% Oct 30, 20264.50%▲ from 4.25% Sep 22, 20264.25%▲ from 3.65% Sep 18, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 9 month	4.218%	4.30%	9 Months
Min Deposit $250 Details SPECIAL OFFER; Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 2 changes since Sep 18, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90% Oct 30, 20264.30%▲ from 4.00% Sep 22, 20264.00%▲ from 3.90% Sep 18, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 12 month	2.472%	2.50%	12 Months
Min Deposit $250 Details Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 1.50% → 2.50% ▲ 1.00 pts · high 2.50% / low 1.50% Oct 30, 20262.50%▲ from 1.50% Sep 18, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 18 month	2.472%	2.50%	18 Months
Min Deposit $250 Details Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.50% → 2.50% ▼ 1.00 pts · high 3.50% / low 2.50% Oct 30, 20262.50%▼ from 3.50% Sep 18, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 30 month	2.472%	2.50%	30 Months
Min Deposit $250 Details Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.00% → 2.50% ▲ 0.50 pts · high 2.50% / low 2.00% Oct 30, 20262.50%▲ from 2.00% Sep 18, 20262.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 36 month	2.472%	2.50%	36 Months
Min Deposit $250 Details Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.65% → 2.50% ▼ 1.15 pts · high 3.65% / low 2.50% Oct 30, 20262.50%▼ from 3.65% Sep 18, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 42 month	2.472%	2.50%	42 Months
Min Deposit $250 Details Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.75% → 2.50% ▼ 1.25 pts · high 3.75% / low 2.50% Oct 30, 20262.50%▼ from 3.75% Sep 18, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 48 month	2.472%	2.50%	48 Months
Min Deposit $250 Details Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 2.25% → 2.50% ▲ 0.25 pts · high 2.50% / low 2.25% Oct 30, 20262.50%▲ from 2.25% Sep 18, 20262.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 6 month	2.472%	2.50%	6 Months
Min Deposit $250 Details Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.50% → 2.50% ▼ 1.00 pts · high 3.50% / low 2.50% Oct 30, 20262.50%▼ from 3.50% Sep 18, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 60 month	2.472%	2.50%	60 Months
Min Deposit $250 Details Rates effective as of October 28, 2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Savings Rates

Product	Rate	APY
M3 Money Club	7.721%	8.00%
Min Deposit $5 Details Qualifying balance up to $500.00; available to children Newborn to age 12; APY=Annual Percentage Yield; primary savings account special terms for new members; rates effective November 1, 2024 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 8.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Primary Savings Account - Statement	7.721%	8.00%
Min Deposit $5 Details Qualifying balance up to $500.00; APY=Annual Percentage Yield; primary savings account special terms for new members; rates effective November 1, 2024 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 8.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Senior Statement Savings	7.721%	8.00%
Min Deposit $5 Details Qualifying balance up to $500.00; APY=Annual Percentage Yield; primary savings account special terms for new members; rates effective November 1, 2024 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 8.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
StartStrong Savings	7.721%	8.00%
Min Deposit $5 Details Qualifying balance up to $500.00; APY=Annual Percentage Yield; primary savings account special terms for new members; rates effective November 1, 2024 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 8.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
M3 Money Club	0.05%	0.05%
Min Deposit $5 Details Additional Savings Accounts; Available to children Newborn through age 12; Dividend rates effective as of March 15, 2021; Requires a $5.00 minimum balance to open the account Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 8.00% → 0.05% ▼ 7.95 pts · high 8.00% / low 0.05% Oct 19, 20260.05%▼ from 8.00% Sep 18, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
WinStrong Savings Account	0.05%	0.05%
Min Deposit $5 Details Additional Savings Accounts; Dividend rates effective as of March 15, 2021; $5.00 Membership Account required Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings Account	0.05%	0.05%
Min Balance $25 Details Balance: Any; Min Average Daily Balance to Earn: $25.00 Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Demand	2.716%	2.75%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Rates effective as of June 30, 2025; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Money Market Demand	1.736%	1.75%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Rates effective as of June 30, 2025; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 1.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Money Market Demand	1.243%	1.25%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Rates effective as of June 30, 2025; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Money Market Demand	0.747%	0.75%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Rates effective as of June 30, 2025; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business Money Market Demand	0.499%	0.50%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999.99; Rates effective as of June 30, 2025; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Checking Rates

Product	Rate	APY	View More
Personal Checking - Premier Checking	0.05%	0.05%
Min Deposit $25 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Business Checking Rates

Product	Rate	APY
Business BuildStrong Checking	0.25%	0.25%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 and over; Requires $1,000 minimum daily balance to obtain disclosed APY; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business BuildStrong Checking	0.20%	0.20%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Requires $1,000 minimum daily balance to obtain disclosed APY; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business BuildStrong Checking	0.15%	0.15%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Requires $1,000 minimum daily balance to obtain disclosed APY; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Business BuildStrong Checking	0.15%	0.15%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Requires $1,000 minimum daily balance to obtain disclosed APY; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Mortgage Rates

Product	Rate	Points	APR
Mortgage - 10 Year Fixed	6.25%	-	6.302%
Details Conforming; up to 80% total LTV; Rates effective October 1, 2026; based on $806,500.00 purchase loan, FICO 740, LTV no greater than 75% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.30% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Mortgage - 15 Year Fixed	6.50%	-	6.537%
Details Conforming; up to 80% total LTV; Rates effective October 1, 2026; based on $806,500.00 purchase loan, FICO 740, LTV no greater than 75% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.54% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Mortgage - 30 Year Fixed	6.99%	-	7.013%
Details Conforming; up to 80% total LTV; Rates effective October 1, 2026; based on $806,500.00 purchase loan, FICO 740, LTV no greater than 75% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.01% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit ADVANTAGE	-	-	6.00%	20 years
Details Term: 20 years (10-year draw/10-year repayment period); Rate Index and Margin: Prime - 1.00% variable rate; Advertised rate based on credit score of 700 or higher; Minimum rate 4.50%, maximum rate 18.00%; Up to 80% Total Loan To Value on Primary Residences, up to 70% on Secondary Residences; Rates effective October 1, 2026; Minimum line amount $10,000, maximum $250,000 Last Updated 10/30/2026 Rate History 3 changes since Sep 16, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75% Oct 2, 20266.00%▲ from 5.75% Sep 22, 20265.75%▼ from 6.00% Sep 18, 20266.00%▲ from 5.75% Sep 16, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Home Equity Line of Credit	7.00%	-	7.00%	20 Year
Details Term: 20 Year (10-year draw/10-year repayment period); Advertised rate uses Prime index, currently 7.00%; maximum rate 18.00%; up to 80% total loan to value on primary residences, 70% on secondary residences; $5.00 membership account required; minimum line $10,000, maximum line $250,000 Last Updated 10/30/2026 Rate History 3 changes since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 2, 20267.00%▲ from 6.75% Sep 22, 20266.75%▼ from 7.00% Sep 18, 20267.00%▲ from 6.75% Sep 16, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Home Equity Loan - 10 Year	7.49%	-	7.49%	10 Year
Details As Low As; Up to 80% Total Loan To Value; Rates effective as of October 4, 2024; based on FICO 740 or greater; loan amount min $10,000, max $250,000; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.49% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Home Equity Loan - 15 Year	7.74%	-	7.74%	15 Year
Details As Low As; Up to 80% Total Loan To Value; Rates effective as of October 4, 2024; based on FICO 740 or greater; loan amount min $10,000, max $250,000; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Home Equity Loan - 20 Year	7.74%	-	7.74%	20 Year
Details As Low As; Up to 80% Total Loan To Value; Rates effective as of October 4, 2024; based on FICO 740 or greater; loan amount min $10,000, max $250,000; $5.00 Membership Account Required Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New and Used Auto Loans	-	-	5.99%	36 months
Details As Low As; Model Year: 2026 - 2022; Payment per $1000 borrowed: $30.42; Stated rates are .50% higher without automatic payments from a JDCU account; $63 VSI charge and $5.00 Membership Account required Last Updated 10/30/2026 Rate History 1 change since Sep 16, 2026 · 4.99% → 5.99% ▲ 1.00 pts · high 5.99% / low 4.99% Oct 5, 20265.99%▲ from 4.99% Sep 16, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
New and Used Auto Loans	-	-	5.99%	48 Months
Details As Low As; Model Year: 2026 - 2022; Payment per $1000 borrowed: $23.48; Stated rates are .50% higher without automatic payments from a JDCU account; $63 VSI charge and $5.00 Membership Account required Last Updated 10/30/2026 Rate History 1 change since Sep 16, 2026 · 4.99% → 5.99% ▲ 1.00 pts · high 5.99% / low 4.99% Oct 5, 20265.99%▲ from 4.99% Sep 16, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
New and Used Auto Loans	-	-	5.99%	65 Months
Details As Low As; Model Year: 2026 - 2022; Payment per $1000 borrowed: $18.05; Stated rates are .50% higher without automatic payments from a JDCU account; $63 VSI charge and $5.00 Membership Account required Last Updated 10/30/2026 Rate History 1 change since Sep 16, 2026 · 5.75% → 5.99% ▲ 0.24 pts · high 5.99% / low 5.75% Oct 5, 20265.99%▲ from 5.75% Sep 16, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
New and Used Auto Loans	-	-	5.99%	75 Months
Details As Low As; Model Year: 2026 - 2022; Payment per $1000 borrowed: $16.02; Stated rates are .50% higher without automatic payments from a JDCU account; $63 VSI charge and $5.00 Membership Account required Last Updated 10/30/2026 Rate History 1 change since Sep 16, 2026 · 5.49% → 5.99% ▲ 0.50 pts · high 5.99% / low 5.49% Oct 5, 20265.99%▲ from 5.49% Sep 16, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
New and Used Auto Loans	-	-	6.49%	84 Months
Details As Low As; Model Year: 2026 - 2022; Payment per $1000 borrowed: $14.84; Stated rates are .50% higher without automatic payments from a JDCU account; $63 VSI charge and $5.00 Membership Account required Last Updated 10/30/2026 Rate History 1 change since Sep 16, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99% Oct 5, 20266.49%▲ from 5.99% Sep 16, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan	-	7.24%	36 Months
Details As Low As; Model Year: 2020-2018; Stated rates are 0.50% higher without automatic payment of loan Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Motorcycle Loan	-	7.24%	48 Months
Details As Low As; Model Year: 2020-2018; Stated rates are 0.50% higher without automatic payment of loan Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Motorcycle Loan	-	7.25%	36 months
Details As Low As; Model Year: 2026-2021; Stated rates are 0.50% higher without automatic payment of loan Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 7.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Motorcycle Loan	-	7.25%	48 Months
Details As Low As; Model Year: 2026-2021; Stated rates are 0.50% higher without automatic payment of loan Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 7.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Motorcycle Loan	-	7.25%	65 Months
Details As Low As; Model Year: 2026-2021; Stated rates are 0.50% higher without automatic payment of loan Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 7.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	7.75%	3 Years
Details As Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	7.75%	4 Years
Details As Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Motorcycle Loan	-	8.24%	75 Months
Details As Low As; Model Year: 2026-2021; Stated rates are 0.50% higher without automatic payment of loan Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 8.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	8.75%	5 Years
Details As Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 8.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Motorcycle Loan	-	9.24%	65 Months
Details As Low As; Model Year: 2020-2018; Stated rates are 0.50% higher without automatic payment of loan Last Updated 10/30/2026 Rate History No change since Oct 13, 2026 · 9.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	9.25%	3 Years
Details As Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 9.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	10.25%	7 Years
Details As Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 10.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	10.25%	4 Years
Details As Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 10.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	10.50%	5 Years
Details As Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 10.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	11.00%	15 Years
Details As Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 11.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	11.25%	7 Years
Details As Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 11.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Boat & RV Loan	-	12.00%	10 Years
Details As Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 12.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Credit Card Rates

Product	Rate	APR
Business VISA Credit Card	-	9.99%
Details Published APR range: 9.99% - 18.00%. As Low As; Intro rate expires: 12 months; Regular APR: 9.99% - 18.00%; Introductory APR applies to purchases, cash advance, balance transfers; Introductory rate is for new cards only; $5.00 Membership Account required Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 9.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
VISA Credit Card	-	9.99%
Details Published APR range: 9.99% - 18.00%. As Low As; Intro rate expires: 12 months; Regular APR: 9.99% - 18.00%; Applies to purchases, cash advance, balance transfers; Minimum APR 9.99%, Maximum APR 18.00%; Introductory rate is for new cards only; $5.00 Membership Account required Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 9.99% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Jeanne D Arc Credit Union Other Rates

Product	Rate	Points	APY/APR
Membership Account	1.00%	-	1.00%
Min Deposit $5 Details Additional Savings Accounts; $5.00 Membership Account required for membership in Jeanne D'Arc Credit Union; No additional deposits are allowed; Dividend rates effective as of March 15, 2021 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Retirement IRA Statement	0.399%	-	0.40%
Min Deposit $5 Details Additional Savings Accounts; Dividend rates effective as of March 15, 2021; $5.00 Membership Account required Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 0.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
StartStrong Goal Account	0.995%	-	1.00%
Min Deposit $5 Details Additional Savings Accounts; Members must have StartStrong Savings Account or StartStrong Checking Account to open; Dividend rates effective as of May 1, 2024; Requires a $5.00 minimum balance to open the account and earn APY Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%
Statement	0.05%	-	0.05%
Min Deposit $5 Details Additional Savings Accounts; Dividend rates effective as of March 15, 2021; Requires a $5.00 minimum balance to open the account Last Updated 10/30/2026 Rate History 3 changes since Sep 18, 2026 · 8.00% → 0.05% ▼ 7.95 pts · high 8.00% / low 0.05% Oct 19, 20260.05%▼ from 8.00% Oct 13, 20268.00%▲ from 0.05% Sep 22, 20260.05%▼ from 8.00% Sep 18, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.58%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Jeanne D Arc Credit Union’s Texas Ratio stayed near 2.60% in Q3 2023 to 2.58% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.2B	2.58%	5.0	A+
March 31, 2026	$2.2B	1.67%	5.0	A+
December 31, 2025	$2.2B	1.83%	5.0	A+
September 30, 2025	$2.2B	1.73%	5.0	A+
June 30, 2025	$2.3B	2.61%	5.0	A+
March 31, 2025	$2.3B	1.34%	5.0	A+
December 31, 2024	$2.2B	2.18%	5.0	A+
September 30, 2024	$2.2B	2.56%	5.0	A+
June 30, 2024	$2.2B	2.27%	5.0	A+
March 31, 2024	$2.2B	2.06%	5.0	A+
December 31, 2023	$2.1B	3.88%	5.0	A+
September 30, 2023	$2.1B	2.60%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Jeanne D Arc Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Jeanne D Arc Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jeanne D Arc Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jeanne D Arc Credit Union

Website https://www.jdcu.com

Address 581 Merrimack St, Lowell, MA 01854-3908

Phone 978-452-5001

Fax

President Naomi Prendergast

CEO Larissa Thurston

Full-Time Employees 256

Part-Time Employees 35

Branch Locations 11

ATM Locations 11

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.58%

Return on Assets (ROA)

0.2169%

Return on Equity (ROE)

2.3782%

Non-Performing Loans Ratio (NPL)

0.30%

Total Assets

2,191,922,801

Total Amount of Shares and Deposits

1,714,199,088

Total Shares and Deposits < 1 Year

1,566,942,976

Total Shares and Deposits 1 3 Years

125,556,918

Total Shares and Deposits > 3 Years

21,699,195

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

144,867,330

Total Uninsured Shares and Deposits > $250K (F+J)

144,867,330

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,569,331,758

Total Interest Expense (Sum of items 6 8)

20,503,652

Share Certificates

13,590

Number of Accounts for Share Drafts

55,967

IRA KEOGH Accounts

3,926

Number of Accounts for Regular Shares

80,169

Non Member Deposits

Money Market Shares

9,361

Net Income (unless the amount is already included in Undivided Earnings)

4,754,522

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

84,323,728

Total Liabilities

2,017,042,863

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Jeanne D Arc Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Jeanne D Arc Credit Union

Does Jeanne D Arc Credit Union offer CDs?

Yes. Jeanne D Arc Credit Union current CD rates include its CD of Deposit - 17 month at 4.50% APY, its CD of Deposit - 24 month at 4.50% APY and its CD of Deposit - 9 month at 4.30% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Jeanne D Arc Credit Union NCUA insured?

Yes. Jeanne D Arc Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Jeanne D Arc Credit Union?

The highest Jeanne D Arc Credit Union CD rate is its Business CDs of Deposit - 17 month at 4.50% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Jeanne D Arc Credit Union offer?

Jeanne D Arc Credit Union CD rates are 4.30% APY for a 9 month CD, 2.50% APY for a 12 month CD, 4.50% APY for a 17 month CD, 2.50% APY for an 18 month CD, 4.50% APY for a 2 year CD and 2.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Jeanne D Arc Credit Union for its full lineup.

What is the highest savings rate at Jeanne D Arc Credit Union?

The highest Jeanne D Arc Credit Union savings rate is its Business Savings Account at 0.05% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Jeanne D Arc Credit Union?

The highest Jeanne D Arc Credit Union money market rate is its Business Money Market Demand at 2.75% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Jeanne D Arc Credit Union?

The highest Jeanne D Arc Credit Union checking rate is its Business BuildStrong Checking at 0.25% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest 30 year fixed mortgage rate at Jeanne D Arc Credit Union?

The lowest Jeanne D Arc Credit Union 30 year fixed mortgage rate is its Mortgage - 30 Year Fixed at 6.99%, verified by MonitorBankRates as of October 30, 2026. Jeanne D Arc Credit Union mortgage rates are 6.99% for a 30 year mortgage, 6.50% for a 15 year mortgage and 6.25% for a 10 year mortgage.

What is the lowest auto loan rate at Jeanne D Arc Credit Union?

The lowest Jeanne D Arc Credit Union auto loan rate is its New and Used Auto Loans at 5.99% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Jeanne D Arc Credit Union?

The lowest Jeanne D Arc Credit Union credit card APR is its Business VISA Credit Card at 9.99% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Jeanne D Arc Credit Union operate?

Jeanne D Arc Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jeanne D Arc Credit Union?

Yes, to access services at Jeanne D Arc Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jeanne D Arc Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jeanne D Arc Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jeanne D Arc Credit Union offer online and mobile banking?

Most modern institutions like Jeanne D Arc Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jdcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Jeanne D Arc Credit Union rates compare?

Jeanne D Arc Credit Union's CD rates are 6% higher than the MonitorBankRates national average, and it has an A+ health rating. Jeanne D Arc Credit Union's top rates are its Business CDs of Deposit - 17 month at 4.50% APY, its Primary Savings Account - Statement at 8.00% APY, its Business Money Market Demand at 2.75% APY, its Business BuildStrong Checking at 0.25% APY, its Mortgage - 10 Year Fixed at 6.25%, its New and Used Auto Loans at 5.99% APR and its Business VISA Credit Card at 9.99% APR, verified by MonitorBankRates on October 30, 2026.

Current Jeanne D Arc Credit Union Rates

12-Month CD2.50%
18-Month CD2.50%
24-Month CD4.50%
60-Month CD2.50%
Savings8.00%
MMA2.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Jeanne D Arc Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Jeanne D Arc Credit Union Texas Ratio

Jeanne D Arc Credit Union Health Trend

Jeanne D Arc Credit Union CD Rates

Jeanne D Arc Credit Union Business CD Rates

Jeanne D Arc Credit Union Savings Rates

Jeanne D Arc Credit Union Business Savings Rates

Jeanne D Arc Credit Union Business Money Market Rates

Jeanne D Arc Credit Union Checking Rates

Jeanne D Arc Credit Union Business Checking Rates

Jeanne D Arc Credit Union Mortgage Rates

Jeanne D Arc Credit Union Home Equity & HELOC

Jeanne D Arc Credit Union Auto Loan Rates

Jeanne D Arc Credit Union RV, Boat and Powersport Loan Rates

Jeanne D Arc Credit Union Credit Card Rates

Jeanne D Arc Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Jeanne D Arc Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Jeanne D Arc Credit Union

Does Jeanne D Arc Credit Union offer CDs?

Are CDs from Jeanne D Arc Credit Union NCUA insured?

What is the highest CD rate at Jeanne D Arc Credit Union?

What CD terms does Jeanne D Arc Credit Union offer?

What is the highest savings rate at Jeanne D Arc Credit Union?

What is the highest money market rate at Jeanne D Arc Credit Union?

What is the highest checking rate at Jeanne D Arc Credit Union?

What is the lowest 30 year fixed mortgage rate at Jeanne D Arc Credit Union?

What is the lowest auto loan rate at Jeanne D Arc Credit Union?

What is the lowest credit card APR at Jeanne D Arc Credit Union?

How many branches does Jeanne D Arc Credit Union operate?

Is a member application needed to join Jeanne D Arc Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Jeanne D Arc Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Jeanne D Arc Credit Union rates compare?

Current Jeanne D Arc Credit Union Rates

Compare to Other Credit Unions