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Jeanne D Arc Credit Union Rates & Review April 2026

Jeanne D Arc Credit Union's savings rates are at 8.00%. Jeanne D Arc Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Jeanne D Arc Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.81%. Rates were last updated on 04/08/2026.

Jeanne D Arc Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jeanne D Arc Credit Union? Share your experience about Jeanne D Arc Credit Union by leaving a review below, or read customer reviews before you decide to use Jeanne D Arc Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.81%
Excellent Lower than avg
Jeanne D Arc Credit Union
Main Office
581 Merrimack St
Lowell, MA 01854 3908
https://www.jdcu.com
Member NCUA

Jeanne D Arc Credit Union Savings Rates

Product Rate APY View More
Savings Account - 8.00%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Jeanne D Arc Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.81%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Jeanne D Arc Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jeanne D Arc Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jeanne D Arc Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jeanne D Arc Credit Union
Address 581 Merrimack St, Lowell, MA 01854 3908
Phone 978-452-5001
Fax
President Naomi Prendergast
CEO Larissa Thurston
Full-Time Employees 236
Part-Time Employees 35
Branch Locations 11
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.81%
Return on Assets (ROA)
0.2448%
Return on Equity (ROE)
2.8122%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
2,223,055,819
Total Amount of Shares and Deposits
1,758,952,848
Total Shares and Deposits < 1 Year
1,681,613,318
Total Shares and Deposits 1 3 Years
59,592,094
Total Shares and Deposits > 3 Years
17,747,437
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
173,496,141
Total Uninsured Shares and Deposits > $250K (F+J)
173,496,141
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,585,456,707
Total Interest Expense (Sum of items 6 8)
38,560,567
Share Certificates
15,008
Number of Accounts for Share Drafts
55,743
IRA KEOGH Accounts
4,043
Number of Accounts for Regular Shares
80,860
Non Member Deposits
8
Money Market Shares
9,649
Net Income (unless the amount is already included in Undivided Earnings)
5,441,556
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
197,140,446
Total Liabilities
2,055,279,855
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Jeanne D Arc Credit Union

Is Jeanne D Arc Credit Union a safe place to deposit money?

Yes, Jeanne D Arc Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8088752118113%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Jeanne D Arc Credit Union operate?

Jeanne D Arc Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jeanne D Arc Credit Union?

Yes, to access services at Jeanne D Arc Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jeanne D Arc Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jeanne D Arc Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jeanne D Arc Credit Union offer online and mobile banking?

Most modern institutions like Jeanne D Arc Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jdcu.com.

Current Jeanne D Arc Credit Union Rates

  • Savings8.00%
Retrieved from our database of financial products. Rates subject to change.