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Evergreen Credit Union Portland, ME

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Evergreen Credit Union Portland, ME Rates & Review November 2026

Q: What are the current interest rates at Evergreen Credit Union Portland, ME?

Current rates for Evergreen Credit Union Portland, ME include: 12-Month CD: 3.00%, 24-Month CD: 3.80%, 60-Month CD: 3.50%, Savings: 0.05%, MMA: 2.30%

Q: What CD terms does Evergreen Credit Union Portland, ME offer?

Evergreen Credit Union Portland, ME CD rates are 4.05% APY for a 6 month CD, 4.00% APY for a 12 month CD, 3.80% APY for a 2 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Evergreen Credit Union Portland, ME for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Evergreen Credit Union Portland, ME's CD - 6 month rates are at 4.05%, CD - 12 month rates are at 4.00%, CD - 24 month rates are at 3.80%, Ultimate Insured CD - 12 Mo. rates are at 3.60%, CD - 60 month rates are at 3.50%. Evergreen Credit Union Portland, ME's savings rates are at 0.05%. Evergreen Credit Union Portland, ME's money market rates are at 2.30%. Evergreen Credit Union Portland, ME's checking rates are as high as 6.00%. Evergreen Credit Union Portland, ME's Personal Loan Rates are as low as 10.49%. Evergreen Credit Union Portland, ME's Credit Card Rates are at 8.99%. Evergreen Credit Union Portland, ME's CD rates are 28% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Evergreen Credit Union Portland, ME with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.45%. Rates last updated and verified on 10/30/2026.

Evergreen Credit Union Portland, ME money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Evergreen Credit Union Portland, ME? Share your experience about Evergreen Credit Union Portland, ME by leaving a review below, or read customer reviews before you decide to use Evergreen Credit Union Portland, ME.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.45%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Evergreen Credit Union Portland, ME
Portland

225 Riverside St
Portland, ME 04103-1038

https://www.egcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Evergreen Credit Union Portland, ME CD Rates

Product	Rate	APY	Term
IRA Certificate - 6 month	3.97%	4.05%	6 months
Details Early withdrawal subject to 90 day dividend penalty, whether earned or not. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Share Certificate - 6 month	3.97%	4.05%	6 months
Min Deposit $500 Details Early withdrawal subject to 90 day dividend penalty, whether earned or not Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
IRA Certificate - 12 month	3.93%	4.00%	12 months
Details Early withdrawal subject to 180 day dividend penalty, whether earned or not. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Share Certificate - 12 month	3.93%	4.00%	12 months
Min Deposit $500 Details Early withdrawal subject to 180 day dividend penalty, whether earned or not Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
IRA Certificate - 24 month	3.73%	3.80%	24 months
Details Early withdrawal subject to 365 day dividend penalty, whether earned or not. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Share Certificate - 24 month	3.73%	3.80%	24 months
Min Deposit $500 Details Early withdrawal subject to 365 day dividend penalty, whether earned or not Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Share Certificate - 12 Mo.	3.54%	3.60%	12 months
Min Deposit $250,000 Details Balance: $250,000; Currently Closed to New Shares; Excess Share Insurance up to $1,000,000 total coverage for qualifying accounts; Early withdrawal subject to 180 day dividend penalty, whether earned or not Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
IRA Certificate - 60 month	3.44%	3.50%	60 months
Details Early withdrawal subject to 545 day dividend penalty, whether earned or not. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Share Certificate - 60 month	3.44%	3.50%	60 months
Min Deposit $500 Details Early withdrawal subject to 545 day dividend penalty, whether earned or not Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
IRA Certificate - 48 month	3.35%	3.40%	48 months
Details Early withdrawal subject to 545 day dividend penalty, whether earned or not. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Share Certificate - 48 month	3.35%	3.40%	48 months
Min Deposit $500 Details Early withdrawal subject to 545 day dividend penalty, whether earned or not Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
IRA Certificate - 36 month	3.30%	3.35%	36 months
Details Early withdrawal subject to 545 day dividend penalty, whether earned or not. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.35% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Share Certificate - 36 month	3.30%	3.35%	36 months
Min Deposit $500 Details Early withdrawal subject to 545 day dividend penalty, whether earned or not Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 3.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Saver Certificate - 12 month	2.96%	3.00%	12 months
Min Deposit $25 Details Early withdrawal subject to 180 day dividend penalty, whether earned or not; Pair with Rise High-Yield Checking or Breeze Rewards Banking; certificate automatically renews every 12 months Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Savings Rates

Product	Rate	APY
Ultimate Insured Money Market (Currently Closed to New Shares)	1.89%	1.90%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 or more; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	1.30%	1.30%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	1.10%	1.10%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	0.50%	0.50%
Min Deposit $2,500 Min Balance $15,000 Details Balance: $15,000 - $49,999.99; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	0.40%	0.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $14,999.99; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Christmas Club Share	0.05%	0.05%
Min Deposit $0 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Secondary Share	0.05%	0.05%
Min Deposit $0 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Share Savings	0.05%	0.05%
Min Deposit $5 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Sprout Savings	0.05%	0.05%
Min Deposit $5 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Business Savings Rates

Product	Rate	APY	View More
Business Share Savings	0.05%	0.05%
Min Deposit $5 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Money Market Rates

Product	Rate	APY
Money Market	2.28%	2.30%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 2.10% → 2.30% ▲ 0.20 pts · high 2.30% / low 2.10% Oct 26, 20262.30%▲ from 2.10% Sep 14, 20262.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	2.08%	2.10%
Min Balance $250,000 Details Balance: $250,000 and over Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	1.89%	1.90%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 2.10% → 1.90% ▼ 0.20 pts · high 2.10% / low 1.90% Oct 26, 20261.90%▼ from 2.10% Sep 14, 20262.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	1.89%	1.90%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 or more; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	1.49%	1.50%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 1.30% → 1.50% ▲ 0.20 pts · high 1.50% / low 1.30% Oct 26, 20261.50%▲ from 1.30% Sep 14, 20261.30%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	1.30%	1.30%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	1.30%	1.30%
Min Balance $50,000 Details Balance: $50,000 - $99.999.99 Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 1.10% → 1.30% ▲ 0.20 pts · high 1.30% / low 1.10% Oct 26, 20261.30%▲ from 1.10% Sep 14, 20261.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	1.30%	1.30%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	1.10%	1.10%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	1.10%	1.10%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 1.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
IRA Money Market	0.50%	0.50%
No additional details. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	0.50%	0.50%
Min Balance $15,000 Details Balance: $15,000 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	0.50%	0.50%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Oct 26, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	0.50%	0.50%
Min Deposit $2,500 Min Balance $15,000 Details Balance: $15,000 - $49,999.99; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Money Market	0.40%	0.40%
Min Balance $2,500 Details Balance: $2,500 - $14,999.99; Minimum to earn dividends on a Money Market account is $2,500.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Ultimate Insured Money Market (Currently Closed to New Shares)	0.40%	0.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $14,999.99; Currently closed to new shares; NCUA standard coverage up to $250,000 plus Excess Share Insurance up to additional $750,000 (qualifying accounts); Minimum to open & earn dividends is $2,500.00 Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Business Money Market Rates

Product	Rate	APY
APEX Business Money Market	2.28%	2.30%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 or more Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 2.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Ultimate Insured Business Money Market	2.08%	2.10%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 or more; Minimum to open & earn dividends is $2,500.00; Currently Closed to New Shares; Only Excess Share Insurance coded accounts eligible Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Business Money Market	1.49%	1.50%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Ultimate Insured Business Money Market	1.49%	1.50%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Minimum to open & earn dividends is $2,500.00; Currently Closed to New Shares; Only Excess Share Insurance coded accounts eligible Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Business Money Market	1.30%	1.30%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99.999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 1.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Ultimate Insured Business Money Market	1.30%	1.30%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Minimum to open & earn dividends is $2,500.00; Currently Closed to New Shares; Only Excess Share Insurance coded accounts eligible Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Business Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Ultimate Insured Business Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Minimum to open & earn dividends is $2,500.00; Currently Closed to New Shares; Only Excess Share Insurance coded accounts eligible Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Business Money Market	0.40%	0.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Ultimate Insured Business Money Market	0.40%	0.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $24,999.99; Minimum to open & earn dividends is $2,500.00; Currently Closed to New Shares; Only Excess Share Insurance coded accounts eligible Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Checking Rates

Product	Rate	APY
Rise High-Yield Checking	5.83%	6.00%
Min Deposit $25 Details Transactions: $1,500 or more; Balance: Up to $10,000.00 Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 3.00% → 6.00% ▲ 3.00 pts · high 6.00% / low 0.05% Oct 10, 20266.00%▲ from 0.05% Sep 18, 20260.05%▼ from 3.00% Sep 14, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Rise High-Yield Checking	2.96%	3.00%
Min Deposit $25 Details Transactions: $750 - $1,499.99; Balance: Up to $10,000.00 Last Updated 10/30/2026 Rate History 2 changes since Sep 14, 2026 · 3.00% → 3.00% ▼ 0.00 pts · high 3.00% / low 0.05% Oct 10, 20263.00%▲ from 0.05% Sep 18, 20260.05%▼ from 3.00% Sep 14, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Rise High-Yield Checking	0.05%	0.05%
Min Deposit $25 Min Balance $10,000 Details Balance: over $10,000.00 Last Updated 10/30/2026 Rate History 1 change since Sep 27, 2026 · 3.00% → 0.05% ▼ 2.95 pts · high 3.00% / low 0.05% Oct 14, 20260.05%▼ from 3.00% Sep 27, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	6.25%	Up to 60 months
Details Loan-to-Value: 80%; APR adjusted monthly based on WSJ Prime, max APR 18% Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Home Equity Line of Credit	-	-	6.50%
Details Loan-to-Value: Up to 80%; APR adjusted monthly based on WSJ Prime, max APR 18% Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25% Sep 18, 20266.50%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Home Equity Loan	-	-	6.50%	Up to 120 months
Details Loan-to-Value: 80%; APR adjusted monthly based on WSJ Prime, max APR 18% Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Home Equity Loan	-	-	6.75%	Up to 60 months
Details Loan-to-Value: 85%; APR adjusted monthly based on WSJ Prime, max APR 18% Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Home Equity Loan	-	-	6.75%	Up to 180 months
Details Loan-to-Value: 80%; APR adjusted monthly based on WSJ Prime, max APR 18% Last Updated 10/30/2026 Rate History No change since Oct 10, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicle Loan - Up to 24 months	-	-	3.99%	Up to 24 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Vehicle Loan - Up to 48 months	-	-	4.24%	Up to 48 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Vehicle Loan - Up to 60 months	-	-	4.49%	Up to 60 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Vehicle Loan - Up to 72 months	-	-	4.74%	Up to 72 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Vehicle Loan - Up to 84 months	-	-	5.99%	Up to 84 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
1st Time Auto Loans	-	-	6.24%	Up to 24 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
1st Time Auto Loans	-	-	6.49%	Up to 36 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 6.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
1st Time Auto Loans	-	-	6.49%	Up to 48 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 6.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
1st Time Auto Loans	-	-	6.74%	Up to 60 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate. Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan - Up to 24 months	-	4.49%	Up to 24 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Motorcycles Loan	-	4.49%	Up to 24 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Motorcycle Loan - Up to 48 months	-	4.99%	Up to 48 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Motorcycles Loan	-	4.99%	Up to 48 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft (non-boat) Loan	-	4.99%	Up to 24 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft Loan - Up to 24 months	-	4.99%	Up to 24 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Boats / Campers / RVs / Large Tractors Loan	-	5.49%	Up to 60 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft (non-boat) Loan	-	5.49%	Up to 48 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft Loan - Up to 48 months	-	5.49%	Up to 48 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Motorcycle Loan - Up to 60 months	-	5.74%	Up to 60 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Motorcycles Loan	-	5.74%	Up to 60 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft (non-boat) Loan	-	5.74%	Up to 60 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft Loan - Up to 60 months	-	5.74%	Up to 60 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Boats / Campers / RVs / Large Tractors Loan	-	5.99%	Up to 84 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft (non-boat) Loan	-	6.24%	Up to 72 Months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft Loan - Up to 72 Months	-	6.24%	Up to 72 Months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.24% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Boats / Campers / RVs / Large Tractors Loan	-	6.49%	Up to 120 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Motorcycle Loan - Up to 72 months	-	6.49%	Up to 72 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 6.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Motorcycles Loan	-	6.49%	Up to 72 months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Boats / Campers / RVs / Large Tractors Loan	-	6.74%	Up to 144 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft (non-boat) Loan	-	6.74%	Up to 84 Months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Snowmobiles / ATVs / Powered Watercraft Loan - Up to 84 Months	-	6.74%	Up to 84 Months
Details As Low As; Loan-to-Value: Up to 110% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Boats / Campers / RVs / Large Tractors Loan	-	6.99%	Up to 180 months
Details As Low As; Loan-to-Value: Up to 100% financing; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Credit Card Rates

Product	Rate	APR
SunSelect Credit Card	-	8.99%
Details As Low As; Minimum Payment: $25; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
APEX Business Credit Card	-	9.99%
Details As Low As; Minimum Payment: $25; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
SunSelect Secured Credit Card	-	11.99%
Details Currently; Minimum Payment: $25 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 11.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Personal Loan Rates

Product	APR	Term
Personal Loan	10.49%	Up to 48 months
Details As Low As; Maximum Amount: $15,000; Rates reflect relationship loan discount pricing Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 10.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Debt Consolidation Loan	11.74%	Up to 48 months
Details As Low As; Maximum Amount: $25,000; Maximum of 50% of non-Evergreen Credit Union debt may be consolidated Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 11.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
TAP Personal Line of Credit	12.00%	Revolving
Details Maximum Amount: $5,000; Current APR of Prime + 5% (adjusted monthly based on the Wall Street Journal Prime; max APR 18%) Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75% Sep 18, 202612.00%▲ from 11.75% Sep 14, 202611.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Evergreen Credit Union Portland, ME Other Rates

Product	Rate	Points	APY/APR	Term
EasyCash Loan	-	-	8.99%	Up to 12 months
Details As Low As; Maximum Amount: $7,500; Rates reflect relationship loan discount pricing Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%
Home Improvement Loans	-	-	9.74%	up to 72 months
Details As Low As; Maximum Financing: $20,000, up to 72 months; Payment per $1,000: $18.39; Rates reflect relationship loan discount pricing; Not all applicants will qualify for the lowest rate Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 9.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.45%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Evergreen Credit Union Portland, ME’s Texas Ratio rose from 3.55% in Q3 2023 to 9.45% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$645M	9.45%	5.0	A
March 31, 2026	$641M	7.92%	5.0	A
December 31, 2025	$627M	8.98%	5.0	A
September 30, 2025	$626M	7.69%	5.0	A
June 30, 2025	$603M	6.68%	5.0	A
March 31, 2025	$588M	7.84%	5.0	A
December 31, 2024	$570M	12.50%	5.0	A
September 30, 2024	$565M	4.10%	5.0	A+
June 30, 2024	$554M	5.67%	5.0	A+
March 31, 2024	$553M	4.62%	5.0	A+
December 31, 2023	$539M	1.88%	5.0	A+
September 30, 2023	$532M	3.55%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Evergreen Credit Union Portland, ME is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Evergreen Credit Union Portland, ME rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Evergreen Credit Union Portland, ME's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Evergreen Credit Union Portland, ME

Website https://www.egcu.org

Address 225 Riverside St, Portland, ME 04103-1038

Phone 207-221-5000

Fax 207-221-5017

President Rachel Green

CEO Jason Lindstrom

Full-Time Employees 124

Part-Time Employees 1

Branch Locations 5

ATM Locations 5

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.45%

Return on Assets (ROA)

0.3671%

Return on Equity (ROE)

4.6712%

Non-Performing Loans Ratio (NPL)

1.05%

Total Assets

644,521,211

Total Amount of Shares and Deposits

585,205,308

Total Shares and Deposits < 1 Year

567,542,518

Total Shares and Deposits 1 3 Years

12,382,479

Total Shares and Deposits > 3 Years

5,280,310

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

40,302,192

Total Uninsured Shares and Deposits > $250K (F+J)

40,302,192

Total Insured Shares and Deposits > $250K (item 17 less item K)

544,903,116

Total Interest Expense (Sum of items 6 8)

3,879,490

Share Certificates

3,698

Number of Accounts for Share Drafts

27,868

IRA KEOGH Accounts

1,386

Number of Accounts for Regular Shares

41,999

Money Market Shares

2,891

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

41,757,999

Total Liabilities

593,865,050

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Evergreen Credit Union Portland, ME earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Evergreen Credit Union Portland, ME

Does Evergreen Credit Union Portland, ME offer CDs?

Yes. Evergreen Credit Union Portland, ME current CD rates include its CD - 6 month at 4.05% APY, its CD - 12 month at 4.00% APY and its CD - 24 month at 3.80% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Evergreen Credit Union Portland, ME NCUA insured?

Yes. Evergreen Credit Union Portland, ME is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Evergreen Credit Union Portland, ME?

The highest Evergreen Credit Union Portland, ME CD rate is its IRA CD - 6 month at 4.05% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Evergreen Credit Union Portland, ME offer?

Evergreen Credit Union Portland, ME CD rates are 4.05% APY for a 6 month CD, 4.00% APY for a 12 month CD, 3.80% APY for a 2 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Evergreen Credit Union Portland, ME for its full lineup.

What is the highest savings rate at Evergreen Credit Union Portland, ME?

The highest Evergreen Credit Union Portland, ME savings rate is its Business Savings at 0.05% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Evergreen Credit Union Portland, ME?

The highest Evergreen Credit Union Portland, ME money market rate is its APEX Business Money Market at 2.30% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Evergreen Credit Union Portland, ME?

The highest Evergreen Credit Union Portland, ME checking rate is its Rise High-Yield Checking at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Evergreen Credit Union Portland, ME?

The lowest Evergreen Credit Union Portland, ME auto loan rate is its 1st Time Auto Loans at 6.24% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Evergreen Credit Union Portland, ME?

The lowest Evergreen Credit Union Portland, ME personal loan rate is its Personal Loan at 10.49% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Evergreen Credit Union Portland, ME?

The lowest Evergreen Credit Union Portland, ME credit card APR is its SunSelect Credit Card at 8.99% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Evergreen Credit Union Portland, ME operate?

Evergreen Credit Union Portland, ME currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Evergreen Credit Union Portland, ME?

Yes, to access services at Evergreen Credit Union Portland, ME, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Evergreen Credit Union Portland, ME does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Evergreen Credit Union Portland, ME provides members with tools to manage their accounts and build a solid financial history.

Does Evergreen Credit Union Portland, ME offer online and mobile banking?

Most modern institutions like Evergreen Credit Union Portland, ME provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.egcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Evergreen Credit Union Portland, ME rates compare?

Evergreen Credit Union Portland, ME's CD rates are 28% higher than the MonitorBankRates national average, and it has an A health rating. Evergreen Credit Union Portland, ME's top rates are its IRA CD - 6 month at 4.05% APY, its Business Savings at 0.05% APY, its APEX Business Money Market at 2.30% APY, its Rise High-Yield Checking at 6.00% APY, its Personal Loan at 10.49% APR and its SunSelect Credit Card at 8.99% APR, verified by MonitorBankRates on October 30, 2026.

Current Evergreen Credit Union Portland, ME Rates

12-Month CD3.00%
24-Month CD3.80%
60-Month CD3.50%
Savings0.05%
MMA2.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Evergreen Credit Union Portland, ME Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Evergreen Credit Union Portland, ME Texas Ratio

Evergreen Credit Union Portland, ME Health Trend

Evergreen Credit Union Portland, ME CD Rates

Evergreen Credit Union Portland, ME Savings Rates

Evergreen Credit Union Portland, ME Business Savings Rates

Evergreen Credit Union Portland, ME Money Market Rates

Evergreen Credit Union Portland, ME Business Money Market Rates

Evergreen Credit Union Portland, ME Checking Rates

Evergreen Credit Union Portland, ME Home Equity & HELOC

Evergreen Credit Union Portland, ME Auto Loan Rates

Evergreen Credit Union Portland, ME RV, Boat and Powersport Loan Rates

Evergreen Credit Union Portland, ME Credit Card Rates

Evergreen Credit Union Portland, ME Personal Loan Rates

Evergreen Credit Union Portland, ME Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Evergreen Credit Union Portland, ME earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Evergreen Credit Union Portland, ME

Does Evergreen Credit Union Portland, ME offer CDs?

Are CDs from Evergreen Credit Union Portland, ME NCUA insured?

What is the highest CD rate at Evergreen Credit Union Portland, ME?

What CD terms does Evergreen Credit Union Portland, ME offer?

What is the highest savings rate at Evergreen Credit Union Portland, ME?

What is the highest money market rate at Evergreen Credit Union Portland, ME?

What is the highest checking rate at Evergreen Credit Union Portland, ME?

What is the lowest auto loan rate at Evergreen Credit Union Portland, ME?

What is the lowest personal loan rate at Evergreen Credit Union Portland, ME?

What is the lowest credit card APR at Evergreen Credit Union Portland, ME?

How many branches does Evergreen Credit Union Portland, ME operate?

Is a member application needed to join Evergreen Credit Union Portland, ME?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Evergreen Credit Union Portland, ME offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Evergreen Credit Union Portland, ME rates compare?

Current Evergreen Credit Union Portland, ME Rates

Compare to Other Credit Unions