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PSE Credit Union Inc Rates & Review March 2026

PSE Credit Union Inc's savings rates are at 0.05%. PSE Credit Union Inc's money market rates are at 0.25%. PSE Credit Union Inc's Personal Loan Rates are at 10.75%. MonitorBankRates evaluates the financial stability of PSE Credit Union Inc with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.41%. Rates were last updated on 03/24/2026.

PSE Credit Union Inc money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSE Credit Union Inc? Share your experience about PSE Credit Union Inc by leaving a review below, or read customer reviews before you decide to use PSE Credit Union Inc.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.41%
Excellent Lower than avg
PSE Credit Union Inc
Main Office
5255 Regency Dr
Parma, OH 44129 5453
https://psecreditunion.org
Member NCUA

PSE Credit Union Inc Savings Rates

Product Rate APY View More
Share Accounts / Special Savings Accounts 0.10% 0.10%
Min Balance $100,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Share Accounts / Special Savings Accounts 0.05% 0.05%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

PSE Credit Union Inc Money Market Rates

Product Rate APY View More
Money Market Accounts 1.70% 1.70%
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Money Markets - 1.70%
Details As High As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Money Market Accounts 1.00% 1.00%
Min Balance $100,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Money Market Accounts 0.75% 0.75%
Min Balance $50,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Money Market Accounts 0.50% 0.50%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Money Market Accounts 0.40% 0.40%
Min Balance $10,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Money Market Accounts 0.25% 0.25%
Min Balance $50
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

PSE Credit Union Inc Checking Rates

Product Rate APY View More
Commercial Checking 0.05% 0.05%
Min Balance $5,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Organizational Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Renew Checking 0.05% 0.05%
Min Balance $2,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Small Business Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Renew Checking - 0.00%
Min Balance $0
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

PSE Credit Union Inc Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Home Equity Loan - - 4.70%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Home Equity Loans - - 4.70%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Visa Home Equity Line of Credit - - 6.75%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

PSE Credit Union Inc Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.49%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
New Auto Loans - - 4.49%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Used Auto Loans - - 4.49%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

PSE Credit Union Inc Credit Card Rates

Product Rate APR View More
Visa Home Equity Line of Credit - 6.75%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
Credit Cards - 9.99%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
VISA® Vanilla - 9.99%
Details NO annual fee.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%
VISA® Classic - 13.50%
Details NO annual fee and the Scorecard enhancement package.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

PSE Credit Union Inc Personal Loan Rates

Product Rate APR View More
Personal/Signature/Bill Consolidation Loans - 10.75%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.41%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PSE Credit Union Inc is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PSE Credit Union Inc rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PSE Credit Union Inc's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PSE Credit Union Inc
Address 5255 Regency Dr, Parma, OH 44129 5453
Phone 440-843-8300
Fax 440-843-7741
President Steele Nowlin
CEO Joseph Anderson
Full-Time Employees 63
Part-Time Employees 7
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.41%
Return on Assets (ROA)
0.9296%
Return on Equity (ROE)
8.4827%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
337,556,546
Total Amount of Shares and Deposits
299,981,198
Total Shares and Deposits < 1 Year
288,678,108
Total Shares and Deposits 1 3 Years
9,958,202
Total Shares and Deposits > 3 Years
1,344,888
Total Interest Expense (Sum of items 6 8)
3,629,158
Share Certificates
5,039
Number of Accounts for Share Drafts
8,562
IRA KEOGH Accounts
456
Number of Accounts for Regular Shares
25,854
All other shares
5,871
Money Market Shares
760
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,495,113
Total Liabilities
303,450,910
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About PSE Credit Union Inc

Is PSE Credit Union Inc a safe place to deposit money?

Yes, PSE Credit Union Inc is considered a safe financial institution. With a Texas Ratio of 4.4065713973136%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PSE Credit Union Inc operate?

PSE Credit Union Inc currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PSE Credit Union Inc?

Yes, to access services at PSE Credit Union Inc, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PSE Credit Union Inc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSE Credit Union Inc provides members with tools to manage their accounts and build a solid financial history.

Does PSE Credit Union Inc offer online and mobile banking?

Most modern institutions like PSE Credit Union Inc provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://psecreditunion.org.

Current PSE Credit Union Inc Rates

  • Savings0.05%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.