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Jefferson Financial Federal Credit Union

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Jefferson Financial Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jefferson Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 6, 2026

You can compare Jefferson Financial Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.63%, 6-month share certificate rates at 2.40% and 3-month share certificate rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 5.99%. All these rates can be compared to Jefferson Financial Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Jefferson Financial Federal Credit Union with a 4.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.76%. Rates were last updated on 04/06/2026.

Jefferson Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jefferson Financial Federal Credit Union? Share your experience about Jefferson Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jefferson Financial Federal Credit Union.

Overall Health & Safety Grade

Solid Health Score: 85/100

MonitorBankRates Rating

4.5

Excellent Out of 5.0 Stars

Texas Ratio

20.76%

Good Higher than avg

Jefferson Financial Federal Credit Union
Airline Branch

7701 Airline Dr
Metairie, LA 70003 6228

https://www.jeffersonfinancial.org/

Jefferson Financial Federal Credit Union Checking Rates

Product	Rate	APY	View More
Checking Plus	-	5.00%
Details Qualifying balance up to $25,000 Last Updated 04/06/2026 Institution Ratings 4.5 Star Rating B Health Grade ◈ Texas Ratio: 20.76%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Jefferson Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Jefferson Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jefferson Financial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jefferson Financial Federal Credit Union

Website https://www.jeffersonfinancial.org/

Address 7701 Airline Dr, Metairie, LA 70003 6228

Phone 504-348-2424

Fax

President Eric Bosch

CEO Mark Rosa

Full-Time Employees 149

Part-Time Employees 8

Branch Locations 14

ATM Locations 14

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.5 / 5.0 ★

Overall Health & Safety Grade

B (85/100)

Texas Ratio

20.76%

Return on Assets (ROA)

-0.2933%

Return on Equity (ROE)

-2.6335%

Non-Performing Loans Ratio (NPL)

3.43%

Total Assets

734,439,969

Total Amount of Shares and Deposits

515,298,921

Total Shares and Deposits < 1 Year

476,999,697

Total Shares and Deposits 1 3 Years

18,678,931

Total Shares and Deposits > 3 Years

19,620,293

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

28,985,566

Total Uninsured Shares and Deposits > $250K (F+J)

28,985,566

Total Insured Shares and Deposits > $250K (item 17 less item K)

486,313,355

Total Interest Expense (Sum of items 6 8)

3,620,983

Share Certificates

2,395

Number of Accounts for Share Drafts

25,950

IRA KEOGH Accounts

1,109

Number of Accounts for Regular Shares

57,323

All other shares

668

Non Member Deposits

33,372

Net Income (unless the amount is already included in Undivided Earnings)

-2,154,122

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

25,176,474

Total Liabilities

685,456,079

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Jefferson Financial Federal Credit Union

Is Jefferson Financial Federal Credit Union a safe place to deposit money?

Yes, Jefferson Financial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 20.761863880039%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Jefferson Financial Federal Credit Union operate?

Jefferson Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jefferson Financial Federal Credit Union?

Yes, to access services at Jefferson Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jefferson Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jefferson Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jefferson Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like Jefferson Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jeffersonfinancial.org/.