What are the current interest rates at Los Angeles Police Federal Credit Union?

Current rates for Los Angeles Police Federal Credit Union include: MMA: 0.90%

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Los Angeles Police Federal Credit Union

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Los Angeles Police Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Los Angeles Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

Los Angeles Police Federal Credit Union's money market rates are at 0.90%. Los Angeles Police Federal Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Los Angeles Police Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.59%. Rates last updated and verified on 09/21/2026.

Los Angeles Police Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Los Angeles Police Federal Credit Union? Share your experience about Los Angeles Police Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Los Angeles Police Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.59%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Los Angeles Police Federal Credit Union
Van Nuys Branch

16150 Sherman Way
Van Nuys, CA 91406

https://www.lapfcu.org

Los Angeles Police Federal Credit Union Money Market Rates

Product	Rate	APY
Preferred Money Market	-	2.90%
Min Deposit $10,000 Details Available for new deposits only; cannot transfer funds from an existing LAPFCU account; Up to 2.90% APY** Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
IRA Money Market	-	0.90%
Details APY = Annual Percentage Yield. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Regular Money Market	-	0.90%
Min Deposit $2,500 Details Earn as much as 0.90% APY* Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

Los Angeles Police Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity HELOC	-	-	4.99%
Details As Low As; Interest-only payments for 10 years. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Equity Line of Credit	-	-	4.99%
Details Intro APR for 12 months then a variable APR as low as 7.00%; Interest-only payments for 10 years. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

Los Angeles Police Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New Auto Loans	-	-	3.74%
Details As Low As Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

Los Angeles Police Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loans	9.99%
Details As Low As Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

Los Angeles Police Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Jumbo IRA Term Certificate	-	-	3.65%
Min Deposit $500 Details Up to 0.25% dividend rate bonus with Relationship Rewards Program's Ultimate tier. Rate bonus is applicable for new and renewing Share Certificates. Any rate bonus received will remain in effect for the term of the certificate. Program rate bonus may not be combined with any other promotion. If you qualify for the program upon certificate renewal, the rate bonus will automatically be applied. Go to lapfcu.org/relationship-rewards for complete details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Merry Money	-	-	0.05%
Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Regular IRA Term Certificate	-	-	3.60%
Min Deposit $500 Details Up to 0.25% dividend rate bonus with Relationship Rewards Program's Ultimate tier. Rate bonus is applicable for new and renewing Share Certificates. Any rate bonus received will remain in effect for the term of the certificate. Program rate bonus may not be combined with any other promotion. If you qualify for the program upon certificate renewal, the rate bonus will automatically be applied. Go to lapfcu.org/relationship-rewards for complete details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Regular Shares	-	-	0.05%
Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Super Jumbo IRA Term Certificate	-	-	3.70%
Min Deposit $500 Details Up to 0.25% dividend rate bonus with Relationship Rewards Program's Ultimate tier. Rate bonus is applicable for new and renewing Share Certificates. Any rate bonus received will remain in effect for the term of the certificate. Program rate bonus may not be combined with any other promotion. If you qualify for the program upon certificate renewal, the rate bonus will automatically be applied. Go to lapfcu.org/relationship-rewards for complete details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Term Share Certificates - Jumbo	-	-	3.65%
Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Term Share Certificates - Regular	-	-	3.60%
Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Term Share Certificates - Super Jumbo	-	-	3.70%
Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Vacation Vault	-	-	0.05%
Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Los Angeles Police Federal Credit Union’s Texas Ratio stayed near 2.66% in Q2 2023 to 2.59% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$1.4B	2.59%	5.0	A+
December 31, 2025	$1.4B	3.17%	5.0	A+
September 30, 2025	$1.4B	2.93%	5.0	A+
June 30, 2025	$1.3B	2.91%	5.0	A+
March 31, 2025	$1.3B	1.87%	5.0	A+
December 31, 2024	$1.3B	2.59%	5.0	A+
September 30, 2024	$1.3B	2.24%	5.0	A+
June 30, 2024	$1.4B	2.06%	5.0	A+
March 31, 2024	$1.4B	2.66%	5.0	A+
December 31, 2023	$1.4B	2.56%	5.0	A+
September 30, 2023	$1.4B	2.46%	5.0	A+
June 30, 2023	$1.4B	2.66%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Los Angeles Police Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Los Angeles Police Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Los Angeles Police Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Los Angeles Police Federal Credit Union

Website https://www.lapfcu.org

Address 16150 Sherman Way, Van Nuys, CA 91406

Phone 877-695-2732

Fax 818-782-1538

President Rosalind Curry

CEO John Roemer

Full-Time Employees 159

Part-Time Employees 2

Branch Locations 4

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.59%

Return on Assets (ROA)

0.0755%

Return on Equity (ROE)

0.6777%

Non-Performing Loans Ratio (NPL)

0.56%

Total Assets

1,402,266,653

Total Amount of Shares and Deposits

1,265,775,830

Total Shares and Deposits < 1 Year

1,188,539,080

Total Shares and Deposits 1 3 Years

63,864,641

Total Shares and Deposits > 3 Years

13,372,109

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

107,266,338

Total Uninsured Shares and Deposits > $250K (F+J)

107,266,338

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,158,509,492

Total Interest Expense (Sum of items 6 8)

4,772,211

Share Certificates

6,631

Number of Accounts for Share Drafts

36,781

IRA KEOGH Accounts

1,672

Number of Accounts for Regular Shares

58,506

Money Market Shares

5,609

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

177,498,422

Total Liabilities

1,279,175,243

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Los Angeles Police Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Los Angeles Police Federal Credit Union

How many branches does Los Angeles Police Federal Credit Union operate?

Los Angeles Police Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Los Angeles Police Federal Credit Union?

Yes, to access services at Los Angeles Police Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Los Angeles Police Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Los Angeles Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Los Angeles Police Federal Credit Union offer online and mobile banking?

Most modern institutions like Los Angeles Police Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lapfcu.org.