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Los Angeles Police Federal Credit Union Rates & Review April 2026

Los Angeles Police Federal Credit Union's money market rates are at 0.90%. Los Angeles Police Federal Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Los Angeles Police Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.05%. Rates were last updated on 04/06/2026.

Los Angeles Police Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Los Angeles Police Federal Credit Union? Share your experience about Los Angeles Police Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Los Angeles Police Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.05%
Excellent Lower than avg
Los Angeles Police Federal Credit Union
Van Nuys Branch
16150 Sherman Way
Van Nuys, CA 91406
https://www.lapfcu.org
Member NCUA

Los Angeles Police Federal Credit Union Money Market Rates

Product Rate APY View More
Preferred Money Market - 2.90%
Min Deposit $10,000
Details Available for new deposits only; cannot transfer funds from an existing LAPFCU account
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
IRA Money Market - 0.90%
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
Regular Money Market - 0.90%
Min Deposit $2,500
Details Available as stand-alone account or part of your Individual Retirement Account
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Los Angeles Police Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 5.74%
Details As Low As
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%
HOME EQUITY LINE OF CREDIT (HELOC) - - 5.74%
Details Intro rate expires: limited-time; Regular APR: 7.50%
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Los Angeles Police Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.24%
Details As Low As
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Los Angeles Police Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.49%
Details As Low As
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.05%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Los Angeles Police Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Los Angeles Police Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Los Angeles Police Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Los Angeles Police Federal Credit Union
Address 16150 Sherman Way, Van Nuys, CA 91406
Phone 877-695-2732
Fax 818-782-1538
President Andre Plummer
CEO John Roemer
Full-Time Employees 158
Part-Time Employees 2
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.05%
Return on Assets (ROA)
0.1820%
Return on Equity (ROE)
1.6066%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
1,376,450,214
Total Amount of Shares and Deposits
1,236,799,872
Total Shares and Deposits < 1 Year
1,023,997,794
Total Shares and Deposits 1 3 Years
194,823,930
Total Shares and Deposits > 3 Years
17,978,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
102,261,612
Total Uninsured Shares and Deposits > $250K (F+J)
102,261,612
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,134,538,260
Total Interest Expense (Sum of items 6 8)
14,289,483
Share Certificates
6,763
Number of Accounts for Share Drafts
36,008
IRA KEOGH Accounts
1,705
Number of Accounts for Regular Shares
57,549
Money Market Shares
5,364
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
165,343,162
Total Liabilities
1,254,129,408
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Los Angeles Police Federal Credit Union

Is Los Angeles Police Federal Credit Union a safe place to deposit money?

Yes, Los Angeles Police Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.0451554013809%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Los Angeles Police Federal Credit Union operate?

Los Angeles Police Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Los Angeles Police Federal Credit Union?

Yes, to access services at Los Angeles Police Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Los Angeles Police Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Los Angeles Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Los Angeles Police Federal Credit Union offer online and mobile banking?

Most modern institutions like Los Angeles Police Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lapfcu.org.

Current Los Angeles Police Federal Credit Union Rates

  • MMA0.90%
Retrieved from our database of financial products. Rates subject to change.