What are the current interest rates at BOSSIER?

Current rates for BOSSIER include: Savings: 0.01%

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BOSSIER Rates & Review March 2026

Q: Is BOSSIER a safe place to deposit money?

Yes, BOSSIER is considered a safe financial institution. With a Texas Ratio of 9.4402041096555%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does BOSSIER operate?

BOSSIER currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join BOSSIER?

Yes, to access services at BOSSIER, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, BOSSIER does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, BOSSIER provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 18, 2026

BOSSIER's savings rates are at 0.01%. BOSSIER's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of BOSSIER with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.44%. Rates were last updated on 03/18/2026.

BOSSIER money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BOSSIER? Share your experience about BOSSIER by leaving a review below, or read customer reviews before you decide to use BOSSIER.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.44%

Excellent Higher than avg

Readlyn Savings Bank
Main Office

1961 Airline Dr
Bossier City, LA 71112 2448

http://www.bossierfcu.org

BOSSIER Savings Rates

Product	Rate	APY	View More
Share / Savings	0.01%	0.01%
Min Balance $300 Last Updated 03/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

BOSSIER Checking Rates

Product	Rate	APY	View More
Beyond Checking	0.10%	0.10%
Min Balance $0 Last Updated 03/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

BOSSIER Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
HELOC	-	-	5.75%
No additional details. Last Updated 03/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

BOSSIER Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	6.90%
No additional details. Last Updated 03/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

BOSSIER Personal Loan Rates

Product	Rate	APR	View More
Personal	-	9.00%
Details max. 60 mo. Last Updated 03/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for BOSSIER is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather BOSSIER rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BOSSIER's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BOSSIER

Website http://www.bossierfcu.org

Address 1961 Airline Dr, Bossier City, LA 71112 2448

Phone 318-742-4090

Fax 318-742-2422

President Linda Delaune

CEO Jim Perkins

Full-Time Employees 67

Part-Time Employees 3

Branch Locations 7

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.44%

Return on Assets (ROA)

0.8465%

Return on Equity (ROE)

7.7607%

Non-Performing Loans Ratio (NPL)

1.88%

Total Assets

242,094,727

Total Amount of Shares and Deposits

214,605,196

Total Shares and Deposits < 1 Year

208,818,133

Total Shares and Deposits 1 3 Years

5,435,402

Total Shares and Deposits > 3 Years

351,661

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,388,581

Total Uninsured Shares and Deposits > $250K (F+J)

7,388,581

Total Insured Shares and Deposits > $250K (item 17 less item K)

207,216,615

Total Interest Expense (Sum of items 6 8)

1,232,979

Share Certificates

957

Number of Accounts for Share Drafts

15,514

IRA KEOGH Accounts

429

Number of Accounts for Regular Shares

29,640

Money Market Shares

293

Net Income (unless the amount is already included in Undivided Earnings)

2,049,377

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

18,015,730

Total Liabilities

218,574,403

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About BOSSIER

Is BOSSIER a safe place to deposit money?

Yes, BOSSIER is considered a safe financial institution. With a Texas Ratio of 9.4402041096555%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does BOSSIER operate?

BOSSIER currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BOSSIER?

Yes, to access services at BOSSIER, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BOSSIER does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BOSSIER provides members with tools to manage their accounts and build a solid financial history.

Does BOSSIER offer online and mobile banking?

Most modern institutions like BOSSIER provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.bossierfcu.org.