What are the current interest rates at BOSSIER?

Current rates for BOSSIER include: 12-Month CD: 3.56%, 24-Month CD: 3.30%, 60-Month CD: 2.48%, Savings: 0.01%

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BOSSIER

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BOSSIER Rates & Review September 2026

Q: How many branches does BOSSIER operate?

BOSSIER currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join BOSSIER?

Yes, to access services at BOSSIER, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, BOSSIER does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, BOSSIER provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

BOSSIER's 12 Month CDs rates are at 3.56%, 24 Month CDs rates are at 3.30%, 36 Month CDs rates are at 2.94%, 60 Month CDs rates are at 2.48%, 48 Month CDs rates are at 2.43%. BOSSIER's savings rates are at 0.01%. BOSSIER's Personal Loan Rates are as low as 9.00%. BOSSIER's Credit Card Rates are at 6.90%. MonitorBankRates evaluates the financial stability of BOSSIER with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.76%. Rates last updated and verified on 09/22/2026.

BOSSIER money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BOSSIER? Share your experience about BOSSIER by leaving a review below, or read customer reviews before you decide to use BOSSIER.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.76%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

BOSSIER
Main Office

1961 Airline Dr
Bossier City, LA 71112-2448

http://www.bossierfcu.org

BOSSIER CD Rates

Product	Rate	APY	Term
12 Month Share Certificates	3.50%	3.56%	12 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
24 Month Share Certificates	3.25%	3.30%	24 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
36 Month Share Certificates	2.90%	2.94%	36 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
60 Month Share Certificates	2.45%	2.48%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
48 Month Share Certificates	2.40%	2.43%	48 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
6 Month Share Certificates	0.90%	0.90%	6 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
3 Month Share Certificates	0.25%	0.25%	3 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

BOSSIER Savings Rates

Product	Rate	APY	View More
Share / Savings	0.01%	0.01%
Min Balance $300 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

BOSSIER Checking Rates

Product	Rate	APY	View More
Beyond Checking	0.10%	0.10%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

BOSSIER Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity HELOC	-	-	5.75%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

BOSSIER Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto	-	-	5.44%	up to 96 mo.
Details Published APR range: 5.44% - 15.44%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
Used Auto	-	-	5.44%	up to 84 mo.
Details Published APR range: 5.44% - 15.68%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

BOSSIER RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Used RV 2023 and under Loan	-	6.36%	up to 72 mo.
Details Published APR range: 6.36% - 17.99%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
New RV Loan	-	6.61%	up to 96 mo.
Details Published APR range: 6.61% - 15.11%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
Used RV Loan	-	6.61%	up to 84 mo.
Details Published APR range: 6.61% - 15.35%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
New RV Loan	-	9.86%	108 - 144 mo.
Details Published APR range: 9.86% - 16.36%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
Used RV Loan	-	10.11%	96 - 144 mo.
Details Published APR range: 10.11% - 17.24%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

BOSSIER Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	6.90%
Details Published APR range: 6.90% - 18.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

BOSSIER Personal Loan Rates

Product	APR	Term	View More
Personal Loan	9.00%	max. 60 mo.
Details Published APR range: 9.00% - 18.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

BOSSIER Other Rates

Product	Rate	Points	APY/APR	Term
Line of Credit	-	-	11.00%
Details Published APR range: 11.00% - 16.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
IRA Share	0.50%	-	0.50%
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%
Rate Riser	2.00%	-	2.02%	36 Month
Min Balance $10,000 Details Rate Riser (36 Month; $10kMin) Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.76%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

BOSSIER’s Texas Ratio fell from 11.39% in Q2 2023 to 7.76% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$250M	7.76%	5.0	A
December 31, 2025	$243M	10.55%	5.0	A
September 30, 2025	$242M	8.83%	5.0	A
June 30, 2025	$242M	8.38%	5.0	A
March 31, 2025	$241M	8.82%	5.0	A
December 31, 2024	$242M	10.29%	5.0	A
September 30, 2024	$244M	10.21%	5.0	A
June 30, 2024	$247M	14.09%	5.0	A-
March 31, 2024	$254M	14.27%	5.0	A-
December 31, 2023	$250M	15.20%	5.0	A-
September 30, 2023	$255M	13.67%	5.0	A
June 30, 2023	$253M	11.39%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for BOSSIER is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather BOSSIER rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BOSSIER's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BOSSIER

Website http://www.bossierfcu.org

Address 1961 Airline Dr, Bossier City, LA 71112-2448

Phone 318-742-4090

Fax 318-742-2422

President Linda Delaune

CEO Jim Perkins

Full-Time Employees 67

Part-Time Employees 4

Branch Locations 8

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.76%

Return on Assets (ROA)

0.1244%

Return on Equity (ROE)

1.2101%

Non-Performing Loans Ratio (NPL)

1.63%

Total Assets

249,757,160

Total Amount of Shares and Deposits

221,133,409

Total Shares and Deposits < 1 Year

216,347,841

Total Shares and Deposits 1 3 Years

4,444,603

Total Shares and Deposits > 3 Years

340,965

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

10,316,011

Total Uninsured Shares and Deposits > $250K (F+J)

10,316,011

Total Insured Shares and Deposits > $250K (item 17 less item K)

210,817,398

Total Interest Expense (Sum of items 6 8)

332,845

Share Certificates

923

Number of Accounts for Share Drafts

15,356

IRA KEOGH Accounts

431

Number of Accounts for Regular Shares

29,466

Money Market Shares

281

Net Income (unless the amount is already included in Undivided Earnings)

310,779

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

21,969,702

Total Liabilities

226,710,276

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

BOSSIER earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/bossier-rates-review-9300">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for BOSSIER yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for BOSSIER

Frequently Asked Questions About BOSSIER

How many branches does BOSSIER operate?

BOSSIER currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BOSSIER?

Yes, to access services at BOSSIER, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BOSSIER does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BOSSIER provides members with tools to manage their accounts and build a solid financial history.

Does BOSSIER offer online and mobile banking?

Most modern institutions like BOSSIER provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.bossierfcu.org.

Current BOSSIER Rates

12-Month CD3.56%
24-Month CD3.30%
60-Month CD2.48%
Savings0.01%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

BOSSIER Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

BOSSIER Texas Ratio

BOSSIER Health Trend

BOSSIER CD Rates

BOSSIER Savings Rates

BOSSIER Checking Rates

BOSSIER Home Equity & HELOC

BOSSIER Auto Loan Rates

BOSSIER RV, Boat and Powersport Loan Rates

BOSSIER Credit Card Rates

BOSSIER Personal Loan Rates

BOSSIER Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

BOSSIER earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About BOSSIER

How many branches does BOSSIER operate?

Is a member application needed to join BOSSIER?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does BOSSIER offer online and mobile banking?

Current BOSSIER Rates

Compare to Other Credit Unions