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IQ Credit Union

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IQ Credit Union Rates & Review November 2026

Q: What are the current interest rates at IQ Credit Union?

Current rates for IQ Credit Union include: 12-Month CD: 2.50%, 18-Month CD: 3.75%, 24-Month CD: 2.50%, 60-Month CD: 2.50%, Savings: 3.00%, MMA: 3.50%

Q: What CD terms does IQ Credit Union offer?

IQ Credit Union CD rates are 3.00% APY for a 6 month CD, 2.75% APY for a 12 month CD, 3.75% APY for an 18 month CD, 2.75% APY for a 2 year CD, 2.75% APY for a 3 year CD and 2.50% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with IQ Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

IQ Credit Union's 6-Month CD - Member Perks rates are at 3.00%, 12-Month CD - Member Perks rates are at 2.75%, 24-Month CD - Member Perks rates are at 2.75%, 36-Month CD - Member Perks rates are at 2.75%, 6-Month CD rates are at 2.75%. IQ Credit Union's savings rates are at 3.00%. IQ Credit Union's money market rates are at 3.50%. IQ Credit Union's checking rates are as high as 5.00%. IQ Credit Union's Personal Loan Rates are as low as 11.74%. IQ Credit Union's Credit Card Rates are at 10.99%. IQ Credit Union's CD rates are 3% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of IQ Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.25%. Rates last updated and verified on 10/29/2026.

IQ Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IQ Credit Union? Share your experience about IQ Credit Union by leaving a review below, or read customer reviews before you decide to use IQ Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.25%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

IQ Credit Union
Headquarters

1313 Main St
Vancouver, WA 98660-2918

https://www.iqcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

IQ Credit Union CD Rates

Product	Rate	APY	Term
7-Month CD Special - Member Perks	4.434%	4.50%	7-Month
Details Member Perks rate; limited-time special for new money; requires enrollment in Member Perks program (savings and checking with debit card, eStatements, and Easy Saver); at maturity matures into a 6-month certificate at then-current rate; Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
7-Month CD Special	4.184%	4.25%	7-Month
Details Limited-time special rate and term for new money; current iQ members must bring in at least half their deposit in funds not already with iQ; at maturity matures into a 6-month certificate at then-current rate; Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
19-Month CD Special - Member Perks	3.948%	4.00%	19-Month
Details Member Perks rate; limited-time special for new money; requires enrollment in Member Perks program (savings and checking with debit card, eStatements, and Easy Saver); at maturity matures into a 12-month certificate at then-current rate; Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
19-Month CD Special	3.698%	3.75%	19-Month
Details Limited-time special rate and term for new money; current iQ members must bring in at least half their deposit in funds not already with iQ; at maturity matures into a 12-month certificate at then-current rate; Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
6-Month Certificate - Member Perks	2.972%	3.00%	6-Month
Details Member Perks rate; requires enrollment in Member Perks program (savings and checking with debit card, eStatements, and Easy Saver); Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
12-Month Certificate - Member Perks	2.727%	2.75%	12-Month
Details Member Perks rate; requires enrollment in Member Perks program (savings and checking with debit card, eStatements, and Easy Saver); Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
24-Month Certificate - Member Perks	2.727%	2.75%	24-Month
Details Member Perks rate; requires enrollment in Member Perks program (savings and checking with debit card, eStatements, and Easy Saver); Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
36-Month Certificate - Member Perks	2.727%	2.75%	36-Month
Details Member Perks rate; requires enrollment in Member Perks program (savings and checking with debit card, eStatements, and Easy Saver); Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
6-Month Certificate	2.722%	2.75%	6-Month
Details Effective as of September 9, 2026; Rates may change at any time after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
60-Month Certificate - Member Perks	2.727%	2.75%	60-Month
Details Member Perks rate; requires enrollment in Member Perks program (savings and checking with debit card, eStatements, and Easy Saver); Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
12-Month Certificate	2.477%	2.50%	12-Month
Details Effective as of September 9, 2026; Rates may change at any time after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
24-Month Certificate	2.477%	2.50%	24-Month
Details Effective as of September 9, 2026; Rates may change at any time after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
36-Month Certificate	2.477%	2.50%	36-Month
Details Effective as of September 9, 2026; Rates may change at any time after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
60-Month Certificate	2.477%	2.50%	60-Month
Details Effective as of September 9, 2026; Rates may change at any time after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
3-Month Certificate - Member Perks	1.246%	1.25%	3-Month
Details Member Perks rate; requires enrollment in Member Perks program (savings and checking with debit card, eStatements, and Easy Saver); Effective as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
3-Month Certificate	0.996%	1.00%	3-Month
Details Effective as of September 9, 2026; Rates may change at any time after account opening Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Business CD Rates

Product	Rate	APY	Term
Business Certificates - 7-Month CD Special	4.184%	4.25%	7 Month
Details Promotional; New members must meet membership qualifications; at maturity matures into a 6-month certificate at then-current rate; no minimum deposit; existing members need at least 50% of funds from outside iQ accounts; offer may end no earlier than October 31, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Certificates - 19-Month CD Special	3.698%	3.75%	19 Month
Details Promotional; New members must meet membership qualifications; at maturity matures into a 12-month certificate at then-current rate; no minimum deposit; existing members need at least 50% of funds from outside iQ accounts; offer may end no earlier than October 31, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Certificates - 6 Month	2.722%	2.75%	6 Month
Details No minimum deposit; Fees could reduce earnings; Penalty may be imposed for early withdrawal; APY accurate as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Certificates - 12 Month	2.477%	2.50%	12 Month
Details No minimum deposit; Fees could reduce earnings; Penalty may be imposed for early withdrawal; APY accurate as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Certificates - 24 Month	2.477%	2.50%	24 Month
Details No minimum deposit; Fees could reduce earnings; Penalty may be imposed for early withdrawal; APY accurate as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Certificates - 36 Month	2.477%	2.50%	36 Month
Details No minimum deposit; Fees could reduce earnings; Penalty may be imposed for early withdrawal; APY accurate as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Certificates - 60 Month	2.477%	2.50%	60 Month
Details No minimum deposit; Fees could reduce earnings; Penalty may be imposed for early withdrawal; APY accurate as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Certificates - 3 Month	0.996%	1.00%	3 Month
Details No minimum deposit; Fees could reduce earnings; Penalty may be imposed for early withdrawal; APY accurate as of September 9, 2026 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Savings Rates

Product	Rate	APY
Intelligent Savings Qualifying	2.96%	3.00%
Min Deposit $0 Min Balance $0 Details Rates Effective as of November 1, 2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
IRA Shares	0.30%	0.30%
Min Deposit $0 Min Balance $0 Details Rates Effective as of November 1, 2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Roth IRA Shares	0.30%	0.30%
Min Deposit $0 Min Balance $0 Details Rates Effective as of November 1, 2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Easy Saver	0.05%	0.05%
Min Balance $0 Details Balance: $0+ Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Intelligent Savings Non Qualifying	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Rates Effective as of November 1, 2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Regular Shares (Savings)	0.05%	0.05%
Min Deposit $5 Min Balance $100 Details Rates Effective as of November 1, 2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Youth Shares	0.05%	0.05%
Min Balance $0 Details Balance: $0+; Youth accounts are for individuals aged 0-17 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Shares - Regular Shares	0.05%	0.05%
Min Deposit $5 Min Balance $100 Details Fees may reduce earnings on the account. Rates may change at any time, including after account is opened. Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	3.203%	3.25%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Market Account	2.227%	2.25%
Min Deposit $1,000 Min Balance $500,000 Details Balance: $500,000 - $999,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Market Account	0.847%	0.85%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Market Account	0.648%	0.65%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Market Account	0.449%	0.45%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Market Account	0.25%	0.25%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Market Account	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: $0.00 - $999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 0.25% → 0.05% ▼ 0.20 pts · high 0.25% / low 0.05% Oct 26, 20260.05%▼ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Business Money Market Rates

Product	Rate	APY
Money Markets (Business)	3.445%	3.50%
Min Deposit $10,000 Min Balance $1,000,000 Details Balance: $1,000,000+; Minimum to Open $10,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Markets (Business)	2.96%	3.00%
Min Deposit $10,000 Min Balance $500,000 Details Balance: $500,000-$999,999.99; Minimum to Open $10,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Markets (Business)	2.472%	2.50%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000-$499,999.99; Minimum to Open $10,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Markets (Business)	1.982%	2.00%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000-$99,999.99; Minimum to Open $10,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Markets (Business)	1.588%	1.60%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000-$49,999.99; Minimum to Open $10,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Markets (Business)	0.946%	0.95%
Min Deposit $10,000 Min Balance $1,000 Details Balance: $1000-$9,999; Minimum to Open $10,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.95% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Money Markets (Business)	0.05%	0.05%
Min Deposit $10,000 Min Balance $0 Details Balance: $0-$999; Minimum to Open $10,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Checking Rates

Product	Rate	APY
Intelligent Checking Qualifying	4.889%	5.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required: 12 debit or credit card transactions; direct deposit of $100 or more per month; log in to online banking at least once per month; receive e-Statements; Balance: $0-$25,000; Qualifying balance up to $25,000.00; Rates Effective as of November 1, 2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Interest Checking	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Rates effective as of November 1, 2025; Fees could reduce earnings on these accounts. Rates may change at any time, including after account is opened. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity HELOC - Variable	-	-	6.75%
Details As Low As; Rate range 6.75% - 9.50% effective October 1, 2026; variable, Prime Index Rate (WSJ) plus margin; rates do not go below 3.75% or above 15% Last Updated 10/29/2026 Rate History 1 change since Sep 29, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50% Oct 2, 20266.75%▲ from 6.50% Sep 29, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
HELOC - Fixed Rate	-	-	8.00%
Details Published APR range: 8.00% - 11.00%. CLTV: up to 80%; Rate Type: Fixed; Conversion Fee: $50 (waived for first conversion); Effective as of October 1, 2026; Fixed conversion minimum $5,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
HELOC - Fixed Rate	-	-	8.50%
Details Published APR range: 8.50% - 11.50%. CLTV: 85%; Rate Type: Fixed; Conversion Fee: $50 (waived for first conversion); Effective as of October 1, 2026; Fixed conversion minimum $5,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
HELOC - Fixed Rate	-	-	9.00%
Details Published APR range: 9.00% - 11.00%. CLTV: 90%; Rate Type: Fixed; Conversion Fee: $50 (waived for first conversion); Effective as of October 1, 2026; Fixed conversion minimum $5,000 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - 2022 & Newer	-	-	5.34%	Up to 60 months
Details Model Year: 2022 & Newer; APR range 5.34% - 20.44%; Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.44% → 5.34% ▼ 0.10 pts · high 5.44% / low 5.34% Oct 26, 20265.34%▼ from 5.44% Sep 14, 20265.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Auto Loan - 2018-2021	-	-	5.69%	Up to 60 months
Details Model Year: 2018-2021; APR range 5.69% - 20.74%; Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.79% → 5.69% ▼ 0.10 pts · high 5.79% / low 5.69% Oct 26, 20265.69%▼ from 5.79% Sep 14, 20265.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Auto Loan - 2022 & Newer	-	-	5.74%	Up to 72 months
Details Model Year: 2022 & Newer; APR range 5.74% - 20.84%; Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49% Oct 26, 20265.74%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Auto Loan - 2022 & Newer	-	-	6.39%	Up to 84 months
Details Model Year: 2022 & Newer; APR range 6.39% - 21.94%; Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.39% ▲ 0.40 pts · high 6.39% / low 5.99% Oct 26, 20266.39%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Auto Loan - 2018-2021	-	-	6.44%	Up to 72 months
Details Model Year: 2018-2021; APR range 6.44% - 21.14%; Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.19% → 6.44% ▲ 0.25 pts · high 6.44% / low 6.19% Oct 26, 20266.44%▲ from 6.19% Sep 14, 20266.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Auto Loan - 2018-2021	-	-	6.94%	Up to 84 months
Details Model Year: 2018-2021; APR range 6.94% - 22.24%; Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.54% → 6.94% ▲ 0.40 pts · high 6.94% / low 6.54% Oct 26, 20266.94%▲ from 6.54% Sep 14, 20266.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Auto Loan - 2017 and Older	-	-	7.79%	Up to 48 months
Details Model Year: 2017 and Older; APR range 7.79% - 22.09%; Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 7.89% → 7.79% ▼ 0.10 pts · high 7.89% / low 7.79% Oct 26, 20267.79%▼ from 7.89% Sep 18, 20267.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Auto Loan - 2017 and Older	-	-	8.14%	Up to 72 months
Details Model Year: 2017 and Older; APR range 8.14% - 22.49%; Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 7.89% → 8.14% ▲ 0.25 pts · high 8.14% / low 7.89% Oct 26, 20268.14%▲ from 7.89% Sep 18, 20267.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle, RV & Boat Loans - 2024 & Newer	-	8.49%	Up to 60 months
Details Model Year: 2024 & Newer; APR range: 8.49% - 21.94%; Sport RVs (motorcycles, ATV/UTVs, jet skis, snowmobiles, utility and horse trailers) limited to 60-month term Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 7.99% → 8.49% ▲ 0.50 pts · high 8.49% / low 7.99% Oct 19, 20268.49%▲ from 7.99% Sep 18, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Motorcycle, RV & Boat Loans - 2023 and Older	-	9.49%	Up to 60 months
Details Model Year: 2023 and Older; APR range: 9.49% - 22.44%; Sport RVs (motorcycles, ATV/UTVs, jet skis, snowmobiles, utility and horse trailers) limited to 60-month term Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 8.49% → 9.49% ▲ 1.00 pts · high 9.49% / low 8.49% Oct 19, 20269.49%▲ from 8.49% Sep 18, 20268.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Motorcycle, RV & Boat Loans - 2024 & Newer	-	9.74%	Up to 120 months
Details Model Year: 2024 & Newer; APR range: 9.74% - 18.39% Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 8.84% → 9.74% ▲ 0.90 pts · high 9.74% / low 8.84% Oct 19, 20269.74%▲ from 8.84% Sep 18, 20268.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Motorcycle, RV & Boat Loans - 2023 and Older	-	10.74%	Up to 120 months
Details Model Year: 2023 and Older; APR range: 10.74% - 18.89% Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 9.34% → 10.74% ▲ 1.40 pts · high 10.74% / low 9.34% Oct 19, 202610.74%▲ from 9.34% Sep 18, 20269.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Motorcycle, RV & Boat Loans - 2024 & Newer	-	10.99%	Up to 180 months
Details Model Year: 2024 & Newer; APR range: 10.99% - 18.89% Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 9.34% → 10.99% ▲ 1.65 pts · high 10.99% / low 9.34% Oct 19, 202610.99%▲ from 9.34% Sep 18, 20269.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Motorcycle, RV & Boat Loans - 2023 and Older	-	11.99%	Up to 180 months
Details Model Year: 2023 and Older; APR range: 11.99% - 19.39% Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 9.84% → 11.99% ▲ 2.15 pts · high 11.99% / low 9.84% Oct 19, 202611.99%▲ from 9.84% Sep 18, 20269.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum	-	10.99%
Details Published APR range: 10.99% - 20.99%. Intro rate expires: see footnote 2 (after introductory period expires, Variable APR 10.99% - 20.99%); APR for Purchases 10.99% - 20.99%; APR for Cash Advances 10.99% - 20.99%; Rate current as of September 25, 2026; variable rate Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 10.74% → 10.99% ▲ 0.25 pts · high 10.99% / low 10.74% Sep 26, 202610.99%▲ from 10.74% Sep 14, 202610.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Visa Secured	-	10.99%
Details APR for Purchases 10.99%; APR for Cash Advances 10.99%; Rate current as of September 25, 2026; variable rate Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 10.74% → 10.99% ▲ 0.25 pts · high 10.99% / low 10.74% Sep 26, 202610.99%▲ from 10.74% Sep 14, 202610.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Visa Platinum Cash Back	-	12.99%
Details Published APR range: 12.99% - 21.99%. Intro rate expires: see footnote 3 (after introductory period expires, Variable APR 12.99% - 21.99%); APR for Purchases 12.99% - 21.99%; APR for Cash Advances 12.99% - 21.99%; Effective as of September 25, 2026; variable rate Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 12.74% → 12.99% ▲ 0.25 pts · high 12.99% / low 12.74% Sep 26, 202612.99%▲ from 12.74% Sep 14, 202612.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Visa Signature Travel	-	13.99%
Details APR range 13.99% - 17.99% for APR for Purchases and APR for Cash Advances; variable APR; business card holders 13.99% - 17.99%; consumers 13.99% - 19.99%; rates effective as of September 25, 2026 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 13.74% → 13.99% ▲ 0.25 pts · high 13.99% / low 13.74% Sep 26, 202613.99%▲ from 13.74% Sep 14, 202613.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Visa Signature Travel	-	13.99%
Details Published APR range: 13.99% - 19.99%. APR for Purchases 13.99% - 19.99%; APR for Cash Advances 13.99% - 19.99%; Rate current as of September 25, 2026; variable rate Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 13.74% → 13.99% ▲ 0.25 pts · high 13.99% / low 13.74% Sep 26, 202613.99%▲ from 13.74% Sep 14, 202613.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

IQ Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans	11.74%	up to 72 months
Details APR range: 11.74% - 22.99%; Payment Schedule up to 72 months; Rates effective as of October 1, 2026 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.49% → 11.74% ▲ 0.25 pts · high 11.74% / low 11.49% Oct 9, 202611.74%▲ from 11.49% Sep 14, 202611.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Business Visa Signature Travel	13.99%
Details APR range 13.99% - 17.99% for APR for Purchases and APR for Cash Advances; variable APR; business card holders 13.99% - 17.99%; consumers 13.99% - 19.99%; rates effective as of September 25, 2026 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 13.74% → 13.99% ▲ 0.25 pts · high 13.99% / low 13.74% Sep 26, 202613.99%▲ from 13.74% Sep 14, 202613.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Visa Signature Travel	13.99%
Details Published APR range: 13.99% - 19.99%. APR for Purchases 13.99% - 19.99%; APR for Cash Advances 13.99% - 19.99%; Rate current as of September 25, 2026; variable rate Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 13.74% → 13.99% ▲ 0.25 pts · high 13.99% / low 13.74% Sep 26, 202613.99%▲ from 13.74% Sep 14, 202613.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%
Personal Access Line of Credit	15.99%
Details APR range 15.99% - 23.99%; Variable rate; Payment Schedule: Revolving Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 15.74% → 15.99% ▲ 0.25 pts · high 15.99% / low 15.74% Oct 9, 202615.99%▲ from 15.74% Sep 14, 202615.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.25%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

IQ Credit Union’s Texas Ratio fell from 6.18% in Q3 2023 to 5.25% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.2B	5.25%	5.0	A+
March 31, 2026	$2.2B	5.57%	5.0	A+
December 31, 2025	$2.2B	4.88%	5.0	A+
September 30, 2025	$2.2B	4.02%	5.0	A+
June 30, 2025	$2.1B	4.55%	5.0	A+
March 31, 2025	$2.1B	4.15%	5.0	A+
December 31, 2024	$2.0B	5.74%	5.0	A+
September 30, 2024	$2.0B	7.62%	5.0	A
June 30, 2024	$2.0B	7.06%	5.0	A
March 31, 2024	$2.1B	5.28%	5.0	A+
December 31, 2023	$2.1B	6.24%	5.0	A
September 30, 2023	$2.0B	6.18%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for IQ Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather IQ Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with IQ Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name IQ Credit Union

Website https://www.iqcu.com

Address 1313 Main St, Vancouver, WA 98660-2918

Phone 360-695-3441

Fax 360-992-4250

President Joseph Nutting

CEO Eric Petracca

Full-Time Employees 302

Part-Time Employees 25

Branch Locations 25

ATM Locations 14

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.25%

Return on Assets (ROA)

0.6127%

Return on Equity (ROE)

5.4228%

Non-Performing Loans Ratio (NPL)

0.79%

Total Assets

2,190,904,027

Total Amount of Shares and Deposits

1,917,303,720

Total Shares and Deposits < 1 Year

1,902,144,336

Total Shares and Deposits 1 3 Years

13,032,282

Total Shares and Deposits > 3 Years

2,127,102

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

127,916,610

Total Uninsured Shares and Deposits > $250K (F+J)

127,916,610

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,789,387,110

Total Interest Expense (Sum of items 6 8)

16,229,781

Share Certificates

3,034

Number of Accounts for Share Drafts

88,208

IRA KEOGH Accounts

2,264

Number of Accounts for Regular Shares

196,927

All other shares

Non Member Deposits

Money Market Shares

3,419

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

273,924,837

Total Liabilities

1,948,846,709

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

IQ Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About IQ Credit Union

Does IQ Credit Union offer CDs?

Yes. IQ Credit Union current CD rates include its 6-Month CD - Member Perks at 3.00% APY, its 12-Month CD - Member Perks at 2.75% APY and its 24-Month CD - Member Perks at 2.75% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from IQ Credit Union NCUA insured?

Yes. IQ Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at IQ Credit Union?

The highest IQ Credit Union CD rate is its 7-Month CD Special - Member Perks at 4.50% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does IQ Credit Union offer?

IQ Credit Union CD rates are 3.00% APY for a 6 month CD, 2.75% APY for a 12 month CD, 3.75% APY for an 18 month CD, 2.75% APY for a 2 year CD, 2.75% APY for a 3 year CD and 2.50% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with IQ Credit Union for its full lineup.

What is the highest savings rate at IQ Credit Union?

The highest IQ Credit Union savings rate is its Intelligent Savings Qualifying at 3.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at IQ Credit Union?

The highest IQ Credit Union money market rate is its Money Market (Business) at 3.50% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at IQ Credit Union?

The highest IQ Credit Union checking rate is its Intelligent Checking Qualifying at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at IQ Credit Union?

The lowest IQ Credit Union auto loan rate is its Auto Loan - 2022 & Newer at 5.34% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at IQ Credit Union?

The lowest IQ Credit Union personal loan rate is its Personal Loans at 11.74% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at IQ Credit Union?

The lowest IQ Credit Union credit card APR is its Visa Platinum Credit Card at 10.99% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does IQ Credit Union operate?

IQ Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join IQ Credit Union?

Yes, to access services at IQ Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, IQ Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, IQ Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does IQ Credit Union offer online and mobile banking?

Most modern institutions like IQ Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iqcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do IQ Credit Union rates compare?

IQ Credit Union's CD rates are 3% lower than the MonitorBankRates national average, and it has an A+ health rating. IQ Credit Union's top rates are its 7-Month CD Special - Member Perks at 4.50% APY, its Intelligent Savings Qualifying at 3.00% APY, its Money Market (Business) at 3.50% APY, its Intelligent Checking Qualifying at 5.00% APY, its Personal Loans at 11.74% APR and its Visa Platinum Credit Card at 10.99% APR, verified by MonitorBankRates on October 29, 2026.

Current IQ Credit Union Rates

12-Month CD2.50%
18-Month CD3.75%
24-Month CD2.50%
60-Month CD2.50%
Savings3.00%
MMA3.50%

Retrieved from our database of financial products. Rates subject to change.

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IQ Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

IQ Credit Union Texas Ratio

IQ Credit Union Health Trend

IQ Credit Union CD Rates

IQ Credit Union Business CD Rates

IQ Credit Union Savings Rates

IQ Credit Union Business Savings Rates

IQ Credit Union Money Market Rates

IQ Credit Union Business Money Market Rates

IQ Credit Union Checking Rates

IQ Credit Union Home Equity & HELOC

IQ Credit Union Auto Loan Rates

IQ Credit Union RV, Boat and Powersport Loan Rates

IQ Credit Union Credit Card Rates

IQ Credit Union Personal Loan Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

IQ Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About IQ Credit Union

Does IQ Credit Union offer CDs?

Are CDs from IQ Credit Union NCUA insured?

What is the highest CD rate at IQ Credit Union?

What CD terms does IQ Credit Union offer?

What is the highest savings rate at IQ Credit Union?

What is the highest money market rate at IQ Credit Union?

What is the highest checking rate at IQ Credit Union?

What is the lowest auto loan rate at IQ Credit Union?

What is the lowest personal loan rate at IQ Credit Union?

What is the lowest credit card APR at IQ Credit Union?

How many branches does IQ Credit Union operate?

Is a member application needed to join IQ Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does IQ Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do IQ Credit Union rates compare?

Current IQ Credit Union Rates

Compare to Other Credit Unions