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iAdvertiser Disclosure
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 Johns Hopkins Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Johns Hopkins Federal Credit Union's 5 month CD rates are at 3.90%, 5-Month CD rates are at 3.90%, IRA CDs 5 month rates are at 3.90%, JUMBO CDS 12 month rates are at 3.72%, IRA CDs 12 month rates are at 3.70%. Johns Hopkins Federal Credit Union's savings rates are at 0.10%. Johns Hopkins Federal Credit Union's money market rates are at 0.74%. Johns Hopkins Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Johns Hopkins Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.57%. Rates were last updated on 04/05/2026. Johns Hopkins Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Johns Hopkins Federal Credit Union? Share your experience about Johns Hopkins Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Johns Hopkins Federal Credit Union. Johns Hopkins Federal Credit Union
Canton 1501 S Clinton St Ste 1200
https://www.jhfcu.org Baltimore, MD 21224 5732 
Johns Hopkins Federal Credit Union CD Rates
Johns Hopkins Federal Credit Union Savings Rates
Johns Hopkins Federal Credit Union Money Market Rates
Johns Hopkins Federal Credit Union Checking Rates
Johns Hopkins Federal Credit Union Auto Loan Rates
Johns Hopkins Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Johns Hopkins Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Johns Hopkins Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Johns Hopkins Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Johns Hopkins Federal Credit Union
Website
https://www.jhfcu.org
Address
1501 S Clinton St Ste 1200,
Baltimore, MD 21224 5732
Phone
410-534-4500
Fax
410-342-1160
President
Sharon Kemp
CEO
Keith ONeil
Full-Time Employees
116
Part-Time Employees
0
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.57%
Return on Assets (ROA)
0.7325%
Return on Equity (ROE)
5.9583%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
633,432,365
Total Amount of Shares and Deposits
528,314,563
Total Shares and Deposits < 1 Year
517,153,578
Total Shares and Deposits 1 3 Years
9,593,121
Total Shares and Deposits > 3 Years
1,567,864
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,645,697
Total Uninsured Shares and Deposits > $250K (F+J)
33,645,697
Total Insured Shares and Deposits > $250K (item 17 less item K)
494,668,866
Total Interest Expense (Sum of items 6 8)
4,270,032
Share Certificates
2,536
Number of Accounts for Share Drafts
29,154
IRA KEOGH Accounts
775
Number of Accounts for Regular Shares
47,524
All other shares
5,873
Money Market Shares
1,827
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,247,115
Total Liabilities
555,367,970
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Johns Hopkins Federal Credit UnionIs Johns Hopkins Federal Credit Union a safe place to deposit money?Yes, Johns Hopkins Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5724358446525%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Johns Hopkins Federal Credit Union operate?Johns Hopkins Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Johns Hopkins Federal Credit Union?Yes, to access services at Johns Hopkins Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Johns Hopkins Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Johns Hopkins Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Johns Hopkins Federal Credit Union offer online and mobile banking?Most modern institutions like Johns Hopkins Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jhfcu.org. Current Johns Hopkins Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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