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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Rave Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Rave Financial Credit Union's savings rates are at 0.20%. Rave Financial Credit Union's Personal Loan Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Rave Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.72%. Rates were last updated on 03/25/2026. Rave Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rave Financial Credit Union? Share your experience about Rave Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Rave Financial Credit Union. Rave Financial Credit Union
Calder Branch 3535 Calder Ave
https://www.bankwithrave.com Beaumont, TX 77706 
Rave Financial Credit Union Savings Rates
Rave Financial Credit Union Checking Rates
Rave Financial Credit Union Mortgage Rates
Rave Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Rave Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rave Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rave Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Rave Financial Credit Union
Website
https://www.bankwithrave.com
Address
3535 Calder Ave,
Beaumont, TX 77706
Phone
409-892-1111
Fax
President
Gary Waldrop
CEO
John Doucet
Full-Time Employees
278
Part-Time Employees
2
Branch Locations
14
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.72%
Return on Assets (ROA)
0.3609%
Return on Equity (ROE)
2.7606%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
1,164,372,684
Total Amount of Shares and Deposits
896,598,590
Total Shares and Deposits < 1 Year
871,947,818
Total Shares and Deposits 1 3 Years
16,242,609
Total Shares and Deposits > 3 Years
8,408,163
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
72,096,315
Total Uninsured Shares and Deposits > $250K (F+J)
72,096,315
Total Insured Shares and Deposits > $250K (item 17 less item K)
824,502,275
Total Interest Expense (Sum of items 6 8)
13,160,302
Share Certificates
4,203
Number of Accounts for Share Drafts
60,554
IRA KEOGH Accounts
1,182
Number of Accounts for Regular Shares
87,836
All other shares
952
Non Member Deposits
196
Money Market Shares
3,378
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
39,894,362
Total Liabilities
1,014,136,509
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Rave Financial Credit UnionIs Rave Financial Credit Union a safe place to deposit money?Yes, Rave Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7230281210259%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Rave Financial Credit Union operate?Rave Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Rave Financial Credit Union?Yes, to access services at Rave Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Rave Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Rave Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Rave Financial Credit Union offer online and mobile banking?Most modern institutions like Rave Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankwithrave.com. Current Rave Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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