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 St Louis Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
St Louis Community Credit Union's CDs 12 month rates are at 3.50%, CDs 9 month rates are at 3.45%, CDs 6 month rates are at 3.40%, CDs 24 month rates are at 3.25%, CDs 60 month rates are at 3.20%. St Louis Community Credit Union's savings rates are at 0.40%. St Louis Community Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of St Louis Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.07%. Rates were last updated on 04/18/2026. St Louis Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Louis Community Credit Union? Share your experience about St Louis Community Credit Union by leaving a review below, or read customer reviews before you decide to use St Louis Community Credit Union. St Louis Community Credit Union
Forest Park 3651 Forest Park Ave
https://www.stlouiscommunity.com Saint Louis, MO 63108 
St Louis Community Credit Union CD Rates
St Louis Community Credit Union Savings Rates
St Louis Community Credit Union Checking Rates
St Louis Community Credit Union Home Equity & HELOC
St Louis Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for St Louis Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather St Louis Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with St Louis Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
St Louis Community Credit Union
Website
https://www.stlouiscommunity.com
Address
3651 Forest Park Ave,
Saint Louis, MO 63108
Phone
314-534-7610
Fax
314-533-5996
President
Angela Franks
CEO
Kirk Mills
Full-Time Employees
156
Part-Time Employees
3
Branch Locations
14
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.07%
Return on Assets (ROA)
0.2746%
Return on Equity (ROE)
1.7868%
Non-Performing Loans Ratio (NPL)
2.57%
Total Assets
427,433,269
Total Amount of Shares and Deposits
361,843,817
Total Shares and Deposits < 1 Year
351,571,222
Total Shares and Deposits 1 3 Years
7,789,468
Total Shares and Deposits > 3 Years
2,483,127
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,161,400
Total Uninsured Shares and Deposits > $250K (F+J)
22,161,400
Total Insured Shares and Deposits > $250K (item 17 less item K)
339,682,417
Total Interest Expense (Sum of items 6 8)
3,507,892
Share Certificates
1,710
Number of Accounts for Share Drafts
37,933
IRA KEOGH Accounts
723
Number of Accounts for Regular Shares
61,772
Non Member Deposits
105
Money Market Shares
2,942
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
106,658,349
Total Liabilities
373,543,370
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About St Louis Community Credit UnionIs St Louis Community Credit Union a safe place to deposit money?Yes, St Louis Community Credit Union is considered a safe financial institution. With a Texas Ratio of 8.0714815151563%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does St Louis Community Credit Union operate?St Louis Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join St Louis Community Credit Union?Yes, to access services at St Louis Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, St Louis Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, St Louis Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does St Louis Community Credit Union offer online and mobile banking?Most modern institutions like St Louis Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stlouiscommunity.com. Current St Louis Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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