Johnson City Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Johnson City Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Johnson City Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Johnson City Bank CD rates. You can also compare Johnson City Bank savings rates, MMA rates and mortgage rates using our other rate lists. Johnson City Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Johnson City Bank? Share your experience about Johnson City Bank by leaving a review below, or read customer reviews before you decide to use Johnson City Bank. Johnson City Bank Texas Ratio Johnson City Bank's Texas Ratio is at 2.05%, which is considered excellent. The Texas Ratio for Johnson City Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Johnson City Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Johnson City Bank Rates with Other Competitive Bank and Credit Union Rates
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Kennett Trust Bank
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Johnson City Bank rate data right now, check back for updates, we are adding rates all the time. Johnson City Bank InformationJohnson City Bank
100 E Pecan DrJohnson City, TX 78636 Blanco Established Date: 08/01/1944 FDIC Certificate #: 16176 Date of FDIC Deposit Insurance: 08/01/1944 Bank Holding Company: PEDERNALES INVESTMENT CORP How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.j-cbank.com
Is Johnson City Bank FDIC Insured? Yes
What is Johnson City Bank's Cert number? 16176
What is the maximum amount for insured deposits? $250,000 per holder, per account
Johnson City Bank FinancialsTotal Assets:
$137,268,000
Total Deposits:
$120,728,000
Equity Capital:
$16,293,000
Domestic Deposits:
$120,728,000
Net Income:
$489,000
Return on Assets:
1.7656%
Quarterly Return on Assets:
1.4300%
Pretax Return on Assets:
1.4277%
Pretax Quarterly Return on Assets:
1.4300%
Return on Equity:
16.3100%
Quarterly Return on Equity:
12.0200%
Leverage Tier 1 (Core Capital) Ratio:
12.3211%
Total Interest Income (YTD):
4.8576%
Headquarters:
Johnson City
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Blanco
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are mostly higher this week over last following bond yields higher. 30 year conforming mortgage rates bounced off a record low made last week. Current 30 year conforming mortgage rates are averaging 4.42 percent. Conforming 15 year mortgage rates which tied a record low last week were also higher this week. 15 year conforming mortgage rates are averaging 3.87 percent.
 President Obama's stimulus package is making it's way through the House, through the Senate, back through the House and through the Senate for a final vote. The final stimulus bill will probably end up costing $787 billion dollars, pushing the nation's debt level higher. There are $281 billion in tax cuts for business and individuals and over $500 billion in government spending.
Today's mortgage rates moved lower following the downtrend of the past week. Average 30 year mortgage refinance rates are at 3.43 percent, a decline from Friday's average 30 year mortgage rate of 3.46 percent. Average 30 year mortgage rates have hit another record low today and will make new lows in the coming months. You can already find lenders offering 30 year mortgage interest rates below the averages.
Bank or Credit Union Offers and DealsMortgage Rates Hit Another Record LowFlagstar Bank 12 Month CD Yield of 1.55% Alabama Central Credit Union CD Rates CD Rates Are Headed Back Down This Week Mortgage Rates - Will Rates Head Higher in 2011? Mortgage Rates: What Goes Up Must Come Down Top 12 Month CD Rates - Highest 2.00% APY Mortgage Rates This Week: 30 Year Mortgage Rates at 3.91% PenFed 5 Year Adjustable Rate Mortgage 3.718% APR Savings Rates Moving Lower in 2013? Sequestration Will Determine Direction of Rates Alternative Bank and Credit Union Offers to ExploreThird Federal Savings and Loan Savings Rates now at 0.20%Mortgage Rates Decline as Equity Prices and Commodity Prices Tumble Mortgage Rates Hold Steady This Week Best Auto Insurance Rates - Finding the Best Insurance Rates Mortgage Applications Decline as Mortgage Rates Increase at the End of 2012 1.35% APY - New Highest 1 Year CD Rate in our Database PNC Bank High Yield Savings Account CD Rates Weekly Average Rates 4/25 AIG Bank Money Market Accounts 1 Year CD Rates in Florida - Best APY at 1.15% Johnson City Bank ReviewsThere are no reviews for Johnson City Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.04%, 6-month CD rates at 3.00% and 3-month CD rates at 1.26%. Current savings rates are at 0.30% and money market rates are at 1.75%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 11.50%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. 
