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Habib American HAB Bank

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Habib American HAB Bank Rates & Review April 2026

Q: How many branches does Habib American HAB Bank operate?

Habib American HAB Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Habib American HAB Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Habib American HAB Bank rates to other rates in our database, including 12-month CD rates currently at 0.25%, 6-month CD rates at 2.26% and 3-month CD rates at 3.60%. Savings rates are at 0.50% and money market rates are at 2.15%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to Habib American HAB Bank rates. MonitorBankRates evaluates the financial stability of Habib American HAB Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026.

Habib American HAB Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Habib American HAB Bank? Share your experience about Habib American HAB Bank by leaving a review below, or read customer reviews before you decide to use Habib American HAB Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Habib American HAB Bank

150 East 45th Street
New York, NY 10017

https://www.hab.bank

Current Rate Availability

We do not have Habib American HAB Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Habib American HAB Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Habib American HAB Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Habib American HAB Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Habib American HAB Bank

Bank Holding Company MAHAM BETEILIGUNGSGESELLSCHAFT AG

Address 150 East 45th Street, New York, NY 10017 · New York

Website https://www.hab.bank

FDIC Certificate # 25093

Established 04/16/1984

FDIC Insurance Date 04/16/1984

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8666%

Return on Equity (ROE) 9.1700%

Non-Performing Loans (NPL) 0.00%

Total Assets $2,739,028,000

Total Deposits $2,346,834,000

Equity Capital $244,433,000

Net Income $21,994,000

Headquarters New York

Total Offices 6

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Habib American HAB Bank yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Habib American HAB Bank

Is Habib American HAB Bank a safe place to deposit money?

Yes, Habib American HAB Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Habib American HAB Bank operate?

Habib American HAB Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Habib American HAB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Habib American HAB Bank provides members with tools to manage their accounts and build a solid financial history.

Does Habib American HAB Bank offer online and mobile banking?

Most modern institutions like Habib American HAB Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hab.bank.