The Wilmington Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 1.50% and 3-month CD rates at 0.05%. Current savings rates are at 1.00% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 8.50%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates. The Wilmington Savings Bank's 6-Month CD rates are at 4.60%, 48-Month CD rates are at 0.60%, 36-Month CD rates are at 0.50%, 24-Month CD rates are at 0.35%, 18-Month CD rates are at 0.30%. The Wilmington Savings Bank's savings rates are at 0.15%. The Wilmington Savings Bank's money market rates are at 0.45%.

The Wilmington Savings Bank

To see how these rates compare to The Wilmington Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Wilmington Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Wilmington Savings Bank CD rates. You can also compare The Wilmington Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

The Wilmington Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Wilmington Savings Bank? Share your experience about The Wilmington Savings Bank by leaving a review below, or read customer reviews before you decide to use The Wilmington Savings Bank.

The Wilmington Savings Bank Texas Ratio

The Wilmington Savings Bank's Texas Ratio is at 5.37%, which is considered excellent. The Texas Ratio for The Wilmington Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Wilmington Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.30%
24-Month CD
0.35%
36-Month CD
0.50%
48-Month CD
0.60%
60-Month CD
N/A
Savings
0.15%
MMA
0.45%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Wilmington Savings Bank
184 N South St
Wilmington, OH 45177
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

The Wilmington Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Wilmington Savings Bank
The Wilmington Savings Bank
6-Month CD
4.60%
$50,000
The Wilmington Savings Bank
The Wilmington Savings Bank
48-Month CD
0.60%
$500
The Wilmington Savings Bank
The Wilmington Savings Bank
36-Month CD
0.50%
$500
The Wilmington Savings Bank
The Wilmington Savings Bank
Premier Money Market
0.45%
$25,000
The Wilmington Savings Bank
The Wilmington Savings Bank
24-Month CD
0.35%
$500
The Wilmington Savings Bank
The Wilmington Savings Bank
18-Month CD
0.30%
$500
The Wilmington Savings Bank
The Wilmington Savings Bank
12-Month CD
0.25%
$500
The Wilmington Savings Bank
The Wilmington Savings Bank
Simple Savings
0.15%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Wilmington Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Utah Independent Bank
Utah Independent Bank
12-Month CD
5.30%
$500
Walpole Co-operative Bank
Walpole Co-operative Bank
9-Month CD special
5.25%
$100
Popular Bank
Popular Bank
13-Month CD
5.00%
$1
SpiritBank
SpiritBank
13-Month CD special
5.00%
$2,500
Northern Bank Direct
Northern Bank Direct
12-Month CD
5.00%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
4.96%
$1,500
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
9-Month CD
4.80%
$5,000
Total Direct Bank
Total Direct Bank
6-Month CD
4.45%
$25,000
GSL Savings Bank
GSL Savings Bank
13-Month CD
4.40%
$500
Forbright
Forbright
Sprout Savings
4.25%
$0
Langley Federal Credit Union
Langley Federal Credit Union
24-Month CD
4.25%
$500
Popular Bank
Popular Bank
25-Month CD
4.15%
$1,000
First American Bank and Trust
First American Bank and Trust
15-Month CD
4.07%
$1,000
Beacon Community Bank
Beacon Community Bank
18-Month CD
4.05%
$250
University Federal Credit Union
University Federal Credit Union
12-Month CD
4.00%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
60-Month CD
4.00%
$25,000
Minnwest Bank
Minnwest Bank
12-Month CD Digital Online
4.00%
$1,000
State Bank of Newburg
State Bank of Newburg
36-Month CD
3.87%
$10,000
Rising Bank
Rising Bank
36-Month CD
3.85%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
36-Month CD
3.82%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
60-Month CD (Certificate)
3.80%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
36-Month CD
3.60%
$1,000
Henderson FSB
Henderson FSB
48-Month CD
3.20%
$500
Heritage Bank N.A.
Heritage Bank N.A.
48-Month CD
3.15%
$75,000
First National Bank of Michigan
First National Bank of Michigan
18-Month CD
2.78%
$0
Frontier Community Bank
Frontier Community Bank
12-Month CD
2.75%
$1,000
Stafford Savings Bank
Stafford Savings Bank
48-Month CD
2.54%
$500
First National Bank of Steeleville
First National Bank of Steeleville
12-Month CD
2.25%
$500
Security Bank Minnesota
Security Bank Minnesota
48-Month CD
1.95%
$1,000
Prairie Community Bank
Prairie Community Bank
48-Month CD
1.90%
$1,000
Time Bank
Time Bank
18-Month CD
1.80%
$2,500
Headwaters State Bank
Headwaters State Bank
12-Month CD
1.76%
$500
Community Bank of Oelwein
Community Bank of Oelwein
60-Month CD
1.65%
$500
First State B&T Williston, ND
First State B&T Williston, ND
6-Month CD
1.50%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
48-Month CD
1.25%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
12-Month CD
1.25%
$500
Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association
24-Month CD
1.15%
$1,000
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
Bank of Springfield
Bank of Springfield
18-Month CD
0.51%
$1,000
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
24-Month CD
0.50%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
18-Month CD
0.50%
$1,000
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
Think Mutual Bank
Think Mutual Bank
Savings Account
0.40%
$0
802 Credit Union
802 Credit Union
Regular Shares Savings
0.40%
$5
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Eastern Bank
Eastern Bank
36-Month CD Business Select
0.20%
$500
First FSB of Kentucky
First FSB of Kentucky
3-Month CD
0.15%
$500
Friendship State Bank
Money Market Advantage
0.10%
$0
Bank of 1889
Bank of 1889
Money Market
0.10%
$1,000
Abington Bank
Abington Bank
Get Real Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Wilmington Savings Bank Information

The Wilmington Savings Bank
184 N South St
Wilmington, OH 45177
Clinton
Established Date: 01/01/1890
FDIC Certificate #: 31539
Date of FDIC Deposit Insurance: 11/09/1967
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is The Wilmington Savings Bank FDIC Insured? Yes
What is The Wilmington Savings Bank's Cert number? 31539
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Wilmington Savings Bank Financials

Total Assets:
$209,868,000
Total Deposits:
$161,641,000
Equity Capital:
$33,781,000
Domestic Deposits:
$161,641,000
Net Income:
$292,000
Return on Assets:
0.6958%
Quarterly Return on Assets:
0.5700%
Pretax Return on Assets:
0.7091%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
3.9200%
Quarterly Return on Equity:
3.4700%
Leverage Tier 1 (Core Capital) Ratio:
17.7578%
Total Interest Income (YTD):
3.3701%
 
 
Headquarters:
Wilmington
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Clinton
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Banks continue to increase CD rates even before the Federal Reserve increases the federal funds rate. The highest 1 year CD rate in our database is now at 1.34 percent with an APY of 1.35 percent. Last month, the highest rate available was at 1.40 percent. That rate was a promotional rate from Live Oak Bank that ended on April 30. The current average 1 year CD rate is much lower at 0.98 percent.
Discover Bank, of Greenwood, Deleware, still has one of the best savings rates and yields available from any bank or credit union. Discover Bank's savings rate is in the top 3 rates on our savings rates table. The bank's current online savings account rate is 1.24 percent with an account yield of 1.25 percent. The minimum opening account deposit at Discover Bank is $500
Mortgage rates are higher for the third consecutive week in the most recent mortgage rates survey released yesterday morning by Freddie Mac (OTC: FMCC). Fixed long term mortgage rates and short term adjustable mortgage rates are all higher in the Primary Mortgage Market Survey for the week ending December 2, 2010. Fixed conventional 30 year home mortgage rates are averaging 4.46 percent for the week ending December 2, 2010, up from the previous week’s average 30 year home mortgage  rate of 4.40 percent. Average mortgage discount points on 30 year home mortgage loans was 0.8 points, unchanged from the prior week’s survey.

Bank or Credit Union Offers and Deals

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Bank of America CD Rates: 5.00% Top Rate for 7-Month or 13-Month Featured CD
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New Year Mortgage Loan Rates: 30 Year Jumbo Rate Mortgages at 5.33%
Home Equity Loan

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