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RBT Rollstone B&T Rates & Review March 2026

RBT Rollstone B&T's Personal Loan Rates are at 5.25%. MonitorBankRates evaluates the financial stability of RBT Rollstone B&T with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.62%. Rates were last updated on 03/29/2026.

RBT Rollstone B&T money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RBT Rollstone B&T? Share your experience about RBT Rollstone B&T by leaving a review below, or read customer reviews before you decide to use RBT Rollstone B&T.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.62%
Excellent Lower than avg
RBT Rollstone B&T
780 Main St
Fitchburg, MA 01420
https://www.rollstonebank.com
Member FDIC

RBT Rollstone B&T Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.25% 48 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.62%
Auto Loan - - 5.50% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.62%
Used Vehicles Auto Loan - - 5.50% 48 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.62%
Auto Loan - - 5.75% 72 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.62%
Used Vehicles Auto Loan - - 5.75% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.62%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for RBT Rollstone B&T is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather RBT Rollstone B&T rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with RBT Rollstone B&T's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name RBT Rollstone B&T
Bank Holding Company RIVER RUN BCORP MHC
Address 780 Main St, Fitchburg, MA 01420  ·  Worcester
FDIC Certificate # 17797
Established 02/12/1846
FDIC Insurance Date 08/09/1989
Domestic Offices 8
Total Branches 8
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.62%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.0864%
Return on Equity (ROE) -1.1000%
Non-Performing Loans (NPL) 0.05%
Total Assets $847,543,000
Total Deposits $686,023,000
Equity Capital $69,351,000
Net Income $-5,334,000
Headquarters Fitchburg
Total Offices 8
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About RBT Rollstone B&T

Is RBT Rollstone B&T a safe place to deposit money?

Yes, RBT Rollstone B&T is considered a safe financial institution. With a Texas Ratio of 0.61568373298769%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does RBT Rollstone B&T operate?

RBT Rollstone B&T currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, RBT Rollstone B&T does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, RBT Rollstone B&T provides members with tools to manage their accounts and build a solid financial history.

Does RBT Rollstone B&T offer online and mobile banking?

Most modern institutions like RBT Rollstone B&T provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rollstonebank.com.