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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 KV Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
KV Federal Credit Union's 2 Year Share, IRA & HSA CDs of Deposit rates are at 3.87%, 12 Month Share, IRA & HSA CDs of Deposit rates are at 3.82%, 18 Month Share, IRA & HSA CDs of Deposit rates are at 3.82%, 3 Year Share, IRA & HSA CDs of Deposit rates are at 3.56%, 4 Year Share, IRA & HSA CDs of Deposit rates are at 3.56%. MonitorBankRates evaluates the financial stability of KV Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.82%. Rates were last updated on 04/18/2026. KV Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KV Federal Credit Union? Share your experience about KV Federal Credit Union by leaving a review below, or read customer reviews before you decide to use KV Federal Credit Union. KV Federal Credit Union
Main Office Branch 316 W River RD
https://www.kvfcu.org Augusta, ME 04330 3992 
KV Federal Credit Union CD Rates
KV Federal Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for KV Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather KV Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with KV Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
KV Federal Credit Union
Website
https://www.kvfcu.org
Address
316 W River RD,
Augusta, ME 04330 3992
Phone
207-623-5171
Fax
207-623-5341
President
David Madore
CEO
Christine Devine
Full-Time Employees
21
Part-Time Employees
1
Branch Locations
3
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.82%
Return on Assets (ROA)
1.0379%
Return on Equity (ROE)
8.4185%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
130,349,252
Total Amount of Shares and Deposits
113,828,866
Total Shares and Deposits < 1 Year
107,380,012
Total Shares and Deposits 1 3 Years
5,598,573
Total Shares and Deposits > 3 Years
850,281
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,389,813
Total Uninsured Shares and Deposits > $250K (F+J)
5,389,813
Total Insured Shares and Deposits > $250K (item 17 less item K)
108,439,053
Total Interest Expense (Sum of items 6 8)
844,824
Share Certificates
694
Number of Accounts for Share Drafts
6,380
IRA KEOGH Accounts
447
Number of Accounts for Regular Shares
13,305
All other shares
760
Net Income (unless the amount is already included in Undivided Earnings)
1,352,840
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,766,451
Total Liabilities
114,260,819
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About KV Federal Credit UnionIs KV Federal Credit Union a safe place to deposit money?Yes, KV Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.81748557519325%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does KV Federal Credit Union operate?KV Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join KV Federal Credit Union?Yes, to access services at KV Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, KV Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, KV Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does KV Federal Credit Union offer online and mobile banking?Most modern institutions like KV Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kvfcu.org. Current KV Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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