MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report
  1. Home›
  2. Credit Unions›
  3. Alaska Air Group Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Alaska Air Group Federal Credit Union Rates & Review November 2026

Alaska Air Group Federal Credit Union's 1 Year CDs rates are at 4.33%, 6 Month CDs rates are at 4.08%, 3 Month CDs rates are at 3.82%, 2 Year CDs rates are at 3.40%, 3 Year CDs rates are at 3.40%. Alaska Air Group Federal Credit Union's savings rates are at 6.14%. Alaska Air Group Federal Credit Union's Home Mortgage - 15 Year Fixed rates are at 6.50%, Jumbo 7 Year ARM rates are at 6.62%, Jumbo 5 Year ARM rates are at 6.62%, Home Mortgage - 30 Year Fixed rates are at 7.12%, Jumbo 30 Year Fixed rates are at 7.12%. Alaska Air Group Federal Credit Union's Personal Loan Rates are as low as 10.00%. Alaska Air Group Federal Credit Union's CD rates are 41% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Alaska Air Group Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.06%. Rates last updated and verified on 10/28/2026.

Alaska Air Group Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alaska Air Group Federal Credit Union? Share your experience about Alaska Air Group Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Alaska Air Group Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.06%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Alaska Air Group Federal Credit Union
Seattle Office
2800 S 192nd St Ste 106
SEATAC, WA 98188-5164
https://www.aagcu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Alaska Air Group Federal Credit Union CD Rates

Product Rate APY Term View More
1 Year Share Certificates 4.25% 4.33% 1 year
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 12, 2026: 4.07% APYSep 18, 2026: 4.33% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20264.33%▲ from 4.07%
  • Sep 12, 20264.07%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
1 Year Share Certificates 4.15% 4.24% 1 year
Min Balance $500
Details Balance: $500 to $99,999
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 4.24% APY · checked 6 times
3.74%4.24%4.74%Oct 4, 2026: 4.24% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
6 Month Share Certificates 4.00% 4.08% 6 months
Min Balance $500
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 3.82% → 4.08% ▲ 0.26 pts · high 4.08% / low 3.82%
3.32%3.95%4.58%Sep 12, 2026: 3.82% APYSep 18, 2026: 4.08% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20264.08%▲ from 3.82%
  • Sep 12, 20263.82%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
3 Month Share Certificates 3.75% 3.82% 3 months
Min Balance $500
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 3.57% → 3.82% ▲ 0.25 pts · high 3.82% / low 3.57%
3.07%3.70%4.32%Sep 12, 2026: 3.57% APYSep 18, 2026: 3.82% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20263.82%▲ from 3.57%
  • Sep 12, 20263.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
2 Year Share Certificates 3.35% 3.40% 2 years
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 3.14% → 3.40% ▲ 0.26 pts · high 3.40% / low 3.14%
2.64%3.27%3.90%Sep 12, 2026: 3.14% APYSep 18, 2026: 3.40% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20263.40%▲ from 3.14%
  • Sep 12, 20263.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
3 Year Share Certificates 3.35% 3.40% 3 years
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 3.14% → 3.40% ▲ 0.26 pts · high 3.40% / low 3.14%
2.64%3.27%3.90%Sep 12, 2026: 3.14% APYSep 18, 2026: 3.40% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20263.40%▲ from 3.14%
  • Sep 12, 20263.14%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
2 Year Share Certificates 3.25% 3.30% 2 years
Min Balance $500
Details Balance: $500 to $99,999
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 3.30% APY · checked 6 times
2.80%3.30%3.80%Oct 4, 2026: 3.30% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
3 Year Share Certificates 3.25% 3.30% 3 years
Min Balance $500
Details Balance: $500 to $99,999
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 3.30% APY · checked 6 times
2.80%3.30%3.80%Oct 4, 2026: 3.30% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Savings Rates

Product Rate APY View More
Youth Savings 6.00% 6.14%
Min Balance $5
Details Balance: $5 to $500
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 6.14% APY · checked 6 times
5.64%6.14%6.64%Oct 4, 2026: 6.14% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Christmas Club 2.25% 2.28%
Min Balance $5
Details Balance: $5+
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 2.01% → 2.28% ▲ 0.27 pts · high 2.28% / low 2.01%
1.51%2.14%2.78%Sep 12, 2026: 2.01% APYSep 18, 2026: 2.28% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20262.28%▲ from 2.01%
  • Sep 12, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Savings 2.25% 2.27%
Min Balance $5
Details Balance: $5+
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 2.01% → 2.27% ▲ 0.26 pts · high 2.27% / low 2.01%
1.51%2.14%2.77%Sep 12, 2026: 2.01% APYSep 18, 2026: 2.27% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20262.27%▲ from 2.01%
  • Sep 12, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Youth Savings 2.25% 2.27%
Min Balance $500
Details Balance: $500.01+
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 2.01% → 2.27% ▲ 0.26 pts · high 2.27% / low 2.01%
1.51%2.14%2.77%Sep 12, 2026: 2.01% APYSep 18, 2026: 2.27% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20262.27%▲ from 2.01%
  • Sep 12, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Home Mortgage - 15 Year Fixed 6.50% - 6.726% 15 years
Details Fixed Rates; Rates effective 10/22/2026; Rates include a 1% loan fee, based on $400,000 loan with 20% down payment; Rates are based on purchase of a primary residence
Last Updated 10/28/2026
Rate History
3 changes since Sep 25, 2026 · 6.73% → 6.73% ▼ 0.00 pts · high 6.94% / low 6.73%
6.23%6.83%7.44%Sep 25, 2026: 6.73% APROct 2, 2026: 6.86% APROct 8, 2026: 6.94% APROct 23, 2026: 6.73% APRSep 25, 2026Nov 2, 2026
  • Oct 23, 20266.73%▼ from 6.94%
  • Oct 8, 20266.94%▲ from 6.86%
  • Oct 2, 20266.86%▲ from 6.73%
  • Sep 25, 20266.73%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Jumbo 7 Year ARM 6.625% - 6.802%
Details Rates effective 10/22/2026; APR based on Jumbo table
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.90% → 6.80% ▼ 0.09 pts · high 6.90% / low 6.80%
6.30%6.85%7.40%Oct 12, 2026: 6.90% APROct 23, 2026: 6.80% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20266.80%▼ from 6.90%
  • Oct 12, 20266.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Jumbo 5 Year ARM 6.625% - 6.843%
Details Rates effective 10/22/2026; APR based on Jumbo table
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.87% → 6.84% ▼ 0.03 pts · high 6.87% / low 6.84%
6.34%6.86%7.37%Oct 12, 2026: 6.87% APROct 23, 2026: 6.84% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20266.84%▼ from 6.87%
  • Oct 12, 20266.87%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Home Mortgage - 30 Year Fixed 7.125% - 7.338% 30 years
Details Fixed Rates; Rates effective 10/22/2026; Rates include a 1% loan fee, based on $400,000 loan with 20% down payment; Rates are based on purchase of a primary residence
Last Updated 10/28/2026
Rate History
3 changes since Sep 25, 2026 · 7.36% → 7.34% ▼ 0.02 pts · high 7.62% / low 7.34%
6.84%7.48%8.12%Sep 25, 2026: 7.36% APROct 2, 2026: 7.61% APROct 8, 2026: 7.62% APROct 23, 2026: 7.34% APRSep 25, 2026Nov 2, 2026
  • Oct 23, 20267.34%▼ from 7.62%
  • Oct 8, 20267.62%▲ from 7.61%
  • Oct 2, 20267.61%▲ from 7.36%
  • Sep 25, 20267.36%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Jumbo 30 Year Fixed 7.125% - 7.362%
Details Rates effective 10/22/2026; APR based on Jumbo table
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 7.48% → 7.36% ▼ 0.12 pts · high 7.48% / low 7.36%
6.86%7.42%7.98%Oct 12, 2026: 7.48% APROct 23, 2026: 7.36% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20267.36%▼ from 7.48%
  • Oct 12, 20267.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
FHA 30 Year Fixed 6.625% - 7.376% 30 years
Details Rates effective 10/22/2026; Rates include a 1% loan fee, based on $400,000 loan with 20% down payment; FHA APR based on $400,000 loan with 3.5% down; Rates are based on purchase of a primary residence
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 7.49% → 7.38% ▼ 0.12 pts · high 7.49% / low 7.38%
6.88%7.43%7.99%Oct 12, 2026: 7.49% APROct 23, 2026: 7.38% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20267.38%▼ from 7.49%
  • Oct 12, 20267.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Home Mortgage - 30 Year Fixed (investment property) 7.625% - 7.819% 30 years
Details Fixed Rates; Rates effective 10/22/2026; Investment property with 25% down; Rates include a 1% loan fee; Rates are based on purchase of a primary residence
Last Updated 10/28/2026
Rate History
2 changes since Sep 25, 2026 · 7.70% → 7.82% ▲ 0.12 pts · high 7.94% / low 7.70%
7.20%7.82%8.44%Sep 25, 2026: 7.70% APROct 2, 2026: 7.94% APROct 23, 2026: 7.82% APRSep 25, 2026Nov 2, 2026
  • Oct 23, 20267.82%▼ from 7.94%
  • Oct 2, 20267.94%▲ from 7.70%
  • Sep 25, 20267.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC Variable Rate - 75% Rental Property 8.00% - 8.00% 10 Year
Details Term: 10 Year draw / 15 year repayment; LTV: 75% Rental Prop.; Margin: 1; Rate = index + margin; Index: prime rate as stated in the Wall Street Journal; Semi Annual Adjustments; Minimum loan amount or credit limit $25,000; Minimum draw $100; Rates effective 10/1/2026; $500.00 Cash Gift to Borrower When HELOC Loan Funds
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Oct 23, 2026: 8.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
HELOC Variable Rate - up to 80% LTV 8.00% - 8.00% 10 Year
Details Term: 10 Year draw / 15 year repayment; LTV: up to 80%; Margin: 1; Rate = index + margin; Index: prime rate as stated in the Wall Street Journal; Semi Annual Adjustments; Minimum loan amount or credit limit $25,000; Minimum draw $100; Rates effective 10/1/2026; $500.00 Cash Gift to Borrower When HELOC Loan Funds
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Oct 23, 2026: 8.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
HELOC Variable Rate - 81% - 90% LTV 9.00% - 9.00% 10 Year
Details Term: 10 Year draw / 15 year repayment; LTV: 81% - 90%; Margin: 2; Rate = index + margin; Index: prime rate as stated in the Wall Street Journal; Semi Annual Adjustments; Minimum loan amount or credit limit $25,000; Minimum draw $100; Rates effective 10/1/2026; $500.00 Cash Gift to Borrower When HELOC Loan Funds
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Oct 23, 2026: 9.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.74% 4 years / 48 months
Details As Low As; Models 2021 and Newer; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 4.74% APR · checked 7 times
4.24%4.74%5.24%Sep 12, 2026: 4.74% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
New Auto Loan - - 4.99% 5 years / 60 months
Details As Low As; Models 2021 and Newer; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 12, 2026: 4.99% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
New Auto Loan - - 5.24% 6 years / 72 months
Details As Low As; Models 2021 and Newer; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 5.24% APR · checked 7 times
4.74%5.24%5.74%Sep 12, 2026: 5.24% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
New Auto Loan - - 5.49% 7 years / 84 months
Details As Low As; Models 2021 and Newer; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 12, 2026: 5.49% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Used Auto Loan - - 5.49% 4 years / 48 months
Details As Low As; Models 2017 - 2020; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 12, 2026: 5.49% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Used Auto Loan - - 5.74% 5 years / 60 months
Details As Low As; Models 2017 - 2020; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 5.74% APR · checked 7 times
5.24%5.74%6.24%Sep 12, 2026: 5.74% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Used Auto Loan - - 5.99% 6 years / 72 months
Details As Low As; Models 2017 - 2020; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 12, 2026: 5.99% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Used Auto Loan - - 6.24% 7 years / 84 months
Details As Low As; Models 2017 - 2020; Maximum amount financed up to 110% of NADA average retail including tax and license
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 6.24% APR · checked 7 times
5.74%6.24%6.74%Sep 12, 2026: 6.24% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles 2021 or Newer Loan - 6.99% 48-84 months
Details APR as low as; Motorcycle Loan; Value based on NADA average retail. For loans under $20,000 rate is .50% higher.
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 23, 2026: 6.99% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Boat & RV Loans - New Boat & RV's - 7.49% up to 180 months
Details As Low As; APR (as low as) 7.49%; Value based on NADA average retail or Marine Survey. Minimum down payment required based on age of collateral and applicant qualifications. Terms based on amount financed and model year of collateral
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.49% APR · checked 4 times
6.99%7.49%7.99%Oct 12, 2026: 7.49% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Boat & RV Loans - Used Boat & RV's - 8.49% up to 180 months
Details As Low As; APR (as low as) 8.49%; Value based on NADA average retail or Marine Survey. Minimum down payment required based on age of collateral and applicant qualifications. Terms based on amount financed and model year of collateral
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Oct 12, 2026: 8.49% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 10.00% up to 60 months
Details As Low As; Terms based on amount financed
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 10.00% APR · checked 11 times
9.50%10.00%10.50%Sep 12, 2026: 10.00% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Personal Line of Credit 12.05%
Details As Low As; Maximum loan amount based on gross monthly income. Line of credit payments are 2% of loan balance or a minimum payment of $25.00.
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 12.05% APR · checked 11 times
11.55%12.05%12.55%Sep 12, 2026: 12.05% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Alaska Air Group Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Airplane Loans - - 6.99% up to 180 months
Details Published APR range: as low as 6.99%. As Low As; Aircrafts for personal use (non-revenue generating); Terms based on amount financed
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 6.99% APR · checked 11 times
6.49%6.99%7.49%Sep 12, 2026: 6.99% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Credit Builder Loans - - 6.00% flexible repayment
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 6.00% APR · checked 11 times
5.50%6.00%6.50%Sep 12, 2026: 6.00% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
IRAs 2.35% - 2.37%
Min Balance $5
Details Balance: $5+
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 2.11% → 2.37% ▲ 0.26 pts · high 2.37% / low 2.11%
1.61%2.24%2.87%Sep 12, 2026: 2.11% APYSep 18, 2026: 2.37% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20262.37%▲ from 2.11%
  • Sep 12, 20262.11%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%
Save Your Way 2.25% - 2.27%
Min Balance $5
Details Balance: $5+
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 2.01% → 2.27% ▲ 0.26 pts · high 2.27% / low 2.01%
1.51%2.14%2.77%Sep 12, 2026: 2.01% APYSep 18, 2026: 2.27% APYSep 12, 2026Nov 2, 2026
  • Sep 18, 20262.27%▲ from 2.01%
  • Sep 12, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.06%

Financial Health History

Alaska Air Group Federal Credit Union’s Texas Ratio rose from 0.50% in Q3 2023 to 1.06% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.2% 3.0★ 1.8% 4.0★ 2.4% 5.0★ Healthy zone – entire history below the 15% limit 0.50% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.06% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$136M1.06%5.0A+
March 31, 2026$136M0.67%5.0A+
December 31, 2025$130M1.79%5.0A+
September 30, 2025$126M0.32%5.0A+
June 30, 2025$123M0.61%5.0A+
March 31, 2025$122M0.27%5.0A+
December 31, 2024$115M1.50%5.0A+
September 30, 2024$111M0.50%5.0A+
June 30, 2024$110M0.49%5.0A+
March 31, 2024$110M0.52%5.0A+
December 31, 2023$105M0.36%5.0A+
September 30, 2023$105M0.50%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alaska Air Group Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alaska Air Group Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alaska Air Group Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alaska Air Group Federal Credit Union
Address 2800 S 192nd St Ste 106, SEATAC, WA 98188-5164
Phone 206-824-9800
Fax 206-824-1421
President Mylene Fritz
CEO Dan Hein
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.06%
Return on Assets (ROA)
0.5925%
Return on Equity (ROE)
4.0487%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
135,904,201
Total Amount of Shares and Deposits
115,010,616
Total Shares and Deposits < 1 Year
114,753,131
Total Shares and Deposits 1 3 Years
257,485
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,304,657
Total Uninsured Shares and Deposits > $250K (F+J)
2,304,657
Total Insured Shares and Deposits > $250K (item 17 less item K)
112,705,959
Total Interest Expense (Sum of items 6 8)
1,285,679
Share Certificates
677
Number of Accounts for Share Drafts
5,619
IRA KEOGH Accounts
64
Number of Accounts for Regular Shares
10,112
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,574,153
Total Liabilities
115,878,165
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Alaska Air Group Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/alaska-air-group-federal-credit-union-rates-review-8100">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Alaska Air Group Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Alaska Air Group Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Alaska Air Group Federal Credit Union

Does Alaska Air Group Federal Credit Union offer CDs?

Yes. Alaska Air Group Federal Credit Union current CD rates include its 1 Year CDs at 4.33% APY, its 6 Month CDs at 4.08% APY and its 3 Month CDs at 3.82% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Alaska Air Group Federal Credit Union NCUA insured?

Yes. Alaska Air Group Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Alaska Air Group Federal Credit Union?

The highest Alaska Air Group Federal Credit Union CD rate is its 1 Year CDs at 4.33% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Alaska Air Group Federal Credit Union offer?

Alaska Air Group Federal Credit Union CD rates are 3.82% APY for a 3 month CD, 4.08% APY for a 6 month CD, 4.33% APY for a 12 month CD, 3.40% APY for a 2 year CD and 3.40% APY for a 3 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Alaska Air Group Federal Credit Union for its full lineup.

What is the highest savings rate at Alaska Air Group Federal Credit Union?

The highest Alaska Air Group Federal Credit Union savings rate is its Savings at 2.27% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest 30 year fixed mortgage rate at Alaska Air Group Federal Credit Union?

The lowest Alaska Air Group Federal Credit Union 30 year fixed mortgage rate is its FHA 30 Year Fixed at 6.625%, verified by MonitorBankRates as of October 28, 2026. Alaska Air Group Federal Credit Union mortgage rates are 7.125% for a 30 year mortgage, 6.50% for a 15 year mortgage, 6.625% for a 7 year mortgage and 6.625% for a 5 year mortgage.

What is the lowest auto loan rate at Alaska Air Group Federal Credit Union?

The lowest Alaska Air Group Federal Credit Union auto loan rate is its New Auto Loan at 4.74% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Alaska Air Group Federal Credit Union?

The lowest Alaska Air Group Federal Credit Union personal loan rate is its Signature Loan at 10.00% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Alaska Air Group Federal Credit Union operate?

Alaska Air Group Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alaska Air Group Federal Credit Union?

Yes, to access services at Alaska Air Group Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alaska Air Group Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alaska Air Group Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alaska Air Group Federal Credit Union offer online and mobile banking?

Most modern institutions like Alaska Air Group Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aagcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Alaska Air Group Federal Credit Union rates compare?

Alaska Air Group Federal Credit Union's CD rates are 41% higher than the MonitorBankRates national average, and it has an A+ health rating. Alaska Air Group Federal Credit Union's top rates are its 1 Year CDs at 4.33% APY, its Youth Savings at 6.14% APY, its Home Mortgage - 15 Year Fixed at 6.50% and its Signature Loan at 10.00% APR, verified by MonitorBankRates on October 28, 2026.

Current Alaska Air Group Federal Credit Union Rates

  • 12-Month CD4.24%
  • 24-Month CD3.30%
  • Savings6.14%
Retrieved from our database of financial products. Rates subject to change.