Kennebec Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.35%, 6-month CD rates at 3.00% and 3-month CD rates at 0.15%. Current savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 16.10%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates. Kennebec Savings Bank's 12-Month CD rates are at 3.05%, 24-Month CD rates are at 2.50%, 60-Month CD rates are at 1.01%, 48-Month CD rates are at 0.95%, 36-Month CD rates are at 0.90%. Kennebec Savings Bank's savings rates are at 0.05%. Kennebec Savings Bank's money market rates are at 0.90%. Kennebec Savings Bank's 30-Year Fixed rates are at 7.50%, 15-Year Fixed rates are at 7.00%, 5/1 ARM rates are at 6.75%, 3/3 ARM rates are at 6.50%, 10-Year Fixed rates are at 6.50%.

Kennebec Savings Bank

To see how these rates compare to Kennebec Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Kennebec Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Kennebec Savings Bank CD rates. You can also compare Kennebec Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Kennebec Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kennebec Savings Bank? Share your experience about Kennebec Savings Bank by leaving a review below, or read customer reviews before you decide to use Kennebec Savings Bank.

Kennebec Savings Bank Texas Ratio

Kennebec Savings Bank's Texas Ratio is at 1.44%, which is considered excellent. The Texas Ratio for Kennebec Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Kennebec Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.05%
18-Month CD
N/A
24-Month CD
2.50%
36-Month CD
0.90%
48-Month CD
0.95%
60-Month CD
1.01%
Savings
0.05%
MMA
0.90%
30-Year Fixed
7.50%
Credit Card
N/A
Personal Loan
N/A
Kennebec Savings Bank
150 State St
Augusta, ME 04330
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Kennebec Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
3.05%
$500
Kennebec Savings Bank
Kennebec Savings Bank
24-Month CD
2.50%
$500
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
Kennebec Savings Bank
Kennebec Savings Bank
36-Month CD
0.90%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
0.90%
$20,000
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.02%
$750
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.500%
6.500%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
3/3 ARM
6.500%
6.961%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
5/1 ARM
6.750%
6.973%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
15-Year Fixed
7.000%
7.000%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
30-Year Fixed
7.500%
7.500%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Kennebec Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
6-Month CD
4.51%
$25,000
Security Bank Tulsa, OK
Security Bank Tulsa, OK
12-Month CD
4.27%
$2,000
Santander Bank
Santander Bank
6-Month CD
4.15%
$500
Belt Valley Bank
Belt Valley Bank
12-Month CD
4.06%
$500
Navy Federal Credit Union
Navy Federal Credit Union
12-Month CD
4.05%
$1,000
FSB of Burnet
FSB of Burnet
6-Month CD (Jumbo)
4.04%
$95,000
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD
4.00%
$1,000
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Savings
4.00%
$100
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
9-Month CD
3.90%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
24-Month CD
3.85%
$500
Artisans Bank
Artisans Bank
6-Month CD
3.75%
$1,500
Beacon Community Bank
Beacon Community Bank
30-Month CD
3.75%
$250
AAC Credit Union
AAC Credit Union
24-Month CD
3.55%
$500
Regent Bank (OK)
Regent Bank (OK)
60-Month CD
3.50%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
36-Month CD (Jumbo)
3.40%
$100,000
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
36-Month CD
3.25%
$500
Brentwood Bank
Brentwood Bank
60-Month CD
3.00%
$2,000
The Bank of Romney
The Bank of Romney
60-Month CD
2.79%
$1,000
Seamens Bank
Seamens Bank
18-Month CD
2.75%
$1,000
Stafford Savings Bank
Stafford Savings Bank
24-Month CD
2.53%
$500
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
AAA Federal Credit Union
AAA Federal Credit Union
30-Month CD
2.40%
$10,000
AbbyBank
AbbyBank
60-Month CD
2.25%
$1,500
United Republic Bank
United Republic Bank
60-Month CD
2.25%
$1,000
802 Credit Union
802 Credit Union
60-Month CD
2.10%
$500
UCB Milford, IA
UCB Milford, IA
6-Month CD
1.76%
$1,000
802 Credit Union
802 Credit Union
18-Month CD
1.65%
$500
FNB Community Bank
FNB Community Bank
3-Month CD
1.61%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
Port Richmond Savings
Port Richmond Savings
Passbook Savings
1.00%
$25
Hyperion Bank
Hyperion Bank
Consumer Money Market
0.75%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
24-Month CD
0.70%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
48-Month CD
0.70%
$500
Savings Bank of Danbury
Savings Bank of Danbury
48-Month CD
0.61%
$500
Chester National Bank
Chester National Bank
26-Month CD
0.50%
$500
FNB of Scotia
FNB of Scotia
Money Market
0.50%
$2,500
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
24-Month CD
0.35%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
18-Month CD
0.30%
$1,000
Bank of Luxemburg
Bank of Luxemburg
Star Savings
0.20%
$10
Mayville State Bank
Mayville State Bank
12-Month CD
0.20%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
3-Month CD
0.10%
$0
First Sentinel Bank
First Sentinel Bank
Emerald Money Market
0.10%
$1,000
The Bank of Landisburg
The Bank of Landisburg
Statement Savings
0.10%
$0
Forte Bank
Forte Bank
Statement Savings
0.05%
$50
PNB Peshtigo National Bank
PNB Peshtigo National Bank
Regular Savings
0.05%
$0
Busey Bank
Busey Bank
12-Month CD
0.05%
$1,000
Applied Bank
Applied Bank
48-Month CD
0.05%
$1,000
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Kennebec Savings Bank Information

Kennebec Savings Bank
150 State St
Augusta, ME 04330
Kennebec
Established Date: 03/19/1870
FDIC Certificate #: 17897
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: KENNEBEC SAVINGS MHC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Kennebec Savings Bank FDIC Insured? Yes
What is Kennebec Savings Bank's Cert number? 17897
What is the maximum amount for insured deposits? $250,000 per holder, per account

Kennebec Savings Bank Financials

Total Assets:
$1,717,181,000
Total Deposits:
$1,296,371,000
Equity Capital:
$211,359,000
Domestic Deposits:
$1,296,371,000
Net Income:
$5,138,000
Return on Assets:
0.3808%
Quarterly Return on Assets:
1.2000%
Pretax Return on Assets:
1.4951%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
3.1800%
Quarterly Return on Equity:
9.8100%
Common Equity Tier 1 Capital Ratio:
15.4144%
Tier 1 Risk-Based Capital Ratio:
15.4144%
Leverage Tier 1 (Core Capital) Ratio:
12.3820%
Total Risk-Based Capital Ratio (YTD):
16.1018%
Total Interest Income (YTD):
4.3103%
 
 
Headquarters:
Augusta
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Kennebec
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Long term fixed mortgage rates reached another record low in this week's Primary Mortgage Market Survey released this morning by Freddie Mac. Conventional fixed 30 year home mortgage rates and conventional 15 year home mortgage rates hit new all-time low. 5 year adjustable mortgage rates tied an all-time low hit on October 7, 2010. 1 year adjustable mortgage rates were slightly higher in this week's mortgage survey.
housing-reboundThe recent positive news on new and existing home sales in February points to a housing market that might have seen the worst days behind it. Freddie Mac released more positive news in the form of record low interest rates.
Right now on our list of 2 year CD rates in Las Vegas, Nevada, Bank of Internet has the highest CD rate. Bank of Internet is currently offering 24 month CD interest rates at 1.54 percent with a CD yield of 1.55 percent. The second highest 2 year bank CD rate on our list in Las Vegas, NV is from Union National Bank. The bank’s current 2 year bank CD rate is 1.51 percent with a bank CD yield of 1.52 percent.

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Kennebec Savings Bank Reviews

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