Kennebec Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.15%, 6-month CD rates at 2.02% and 3-month CD rates at 1.26%. Current savings rates are at 0.10% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 8.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Kennebec Savings Bank's 12-Month CD rates are at 4.13%, 24-Month CD rates are at 3.56%, 60-Month CD rates are at 1.01%, 48-Month CD rates are at 0.95%, 36-Month CD rates are at 0.90%. Kennebec Savings Bank's savings rates are at 0.05%. Kennebec Savings Bank's money market rates are at 3.82%. Kennebec Savings Bank's 30-Year Fixed rates are at 7.75%, 5/1 ARM rates are at 7.00%, 15-Year Fixed rates are at 7.50%, 3/3 ARM rates are at 6.75%, 10-Year Fixed rates are at 7.00%.

Kennebec Savings Bank

To see how these rates compare to Kennebec Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Kennebec Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Kennebec Savings Bank CD rates. You can also compare Kennebec Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Kennebec Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kennebec Savings Bank? Share your experience about Kennebec Savings Bank by leaving a review below, or read customer reviews before you decide to use Kennebec Savings Bank.

Kennebec Savings Bank Texas Ratio

Kennebec Savings Bank's Texas Ratio is at 1.78%, which is considered excellent. The Texas Ratio for Kennebec Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Kennebec Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.13%
18-Month CD
N/A
24-Month CD
3.56%
36-Month CD
0.90%
48-Month CD
0.95%
60-Month CD
1.01%
Savings
0.05%
MMA
3.82%
30-Year Fixed
7.75%
Credit Card
N/A
Personal Loan
N/A
Kennebec Savings Bank
150 State St
Augusta, ME 04330
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Kennebec Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
4.13%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
3.82%
$1,000,000
Kennebec Savings Bank
Kennebec Savings Bank
24-Month CD
3.56%
$500
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
Kennebec Savings Bank
Kennebec Savings Bank
36-Month CD
0.90%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
7.000%
7.000%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
3/3 ARM
6.750%
7.209%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
15-Year Fixed
7.500%
7.500%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
5/1 ARM
7.000%
7.585%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
30-Year Fixed
7.750%
7.750%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Kennebec Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
24-Month CD (Flex Index)
5.92%
$1,000
Frontier State Bank
Frontier State Bank
6-Month CD (Jumbo)
5.25%
$250,000
ProGrowth Bank
ProGrowth Bank
9-Month CD
5.15%
$10,000
Rolette State Bank
Rolette State Bank
6-Month CD
5.06%
$2,500
Northern Bank Direct
Northern Bank Direct
12-Month CD
5.00%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Elite Money Market
4.93%
$25,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
12-Month CD (special)
4.65%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
9-Month CD
4.60%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
10-Month CD (special)
4.57%
$1,000
Kennett Trust Bank
Kennett Trust Bank
3-Month CD
4.56%
$500
Alliant Credit Union
Alliant Credit Union
24-Month CD
4.30%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
4.25%
$500
EverTrust Bank
EverTrust Bank
6-Month CD
4.10%
$20,000
Grove Bank
Grove Bank
24-Month CD
4.07%
$1,000
Lea County State Bank
Lea County State Bank
12-Month CD
4.07%
$1,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
12-Month CD
3.80%
$100
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
18-Month CD
3.79%
$20,000
Rhinebeck Bank
Rhinebeck Bank
6-Month CD
3.65%
$20,000
Barclays Bank
Barclays Bank
36-Month CD
3.50%
$0
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
Charles River Bank
Charles River Bank
48-Month CD
3.00%
$1,000
Coleman County State Bank
Coleman County State Bank
24-Month CD
2.94%
$1,000
Milford Federal Bank
Milford Federal Bank
60-Month CD
2.78%
$1,000
Benton State Bank
Benton State Bank
48-Month CD
2.52%
$500
Citizens State Bank Moundridge, KS
24-Month CD
2.50%
$1,000
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
Centreville Bank
Centreville Bank
60-Month CD
2.25%
$1,000
Port Washington State Bank
Port Washington State Bank
48-Month CD
2.25%
$10,000
First Security B&T Co. IA
First Security B&T Co. IA
36-Month CD
2.13%
$2,500
Collinsville Bank
Collinsville Bank
Total Money Market
2.02%
$100,000
First Westroads Bank
First Westroads Bank
12-Month CD
1.95%
$100
Glen Burnie MSB
60-Month CD
1.76%
$500
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
3-Month CD
1.51%
$1,000
5Star Bank
5Star Bank
Basic Savings
1.00%
$0
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
36-Month CD
1.00%
$500
Washita State Bank
Washita State Bank
3-Month CD
1.00%
$1,000
WSB Municipal Bank
WSB Municipal Bank
36-Month CD
0.92%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Savings
0.50%
$0
FSB of St. Charles, MO
FSB of St. Charles, MO
Savings
0.50%
$100
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
Savings
0.50%
$100
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Savings
0.50%
$0
First National Bank and Trust AL
First National Bank and Trust AL
48-Month CD
0.45%
$1,000
First National Bank in Ord
First National Bank in Ord
Advantage Checking
0.45%
$25
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Primary Savings
0.45%
$25
Unity Bank
Unity Bank
48-Month CD
0.30%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
NOW Checking
0.25%
$100
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Presidential Savings
0.10%
$25,000
Accentra Credit Union
Accentra Credit Union
Share Savings
0.05%
$5
Westfield Bank
Westfield Bank
60-Month CD WB Classic
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Kennebec Savings Bank Information

Kennebec Savings Bank
150 State St
Augusta, ME 04330
Kennebec
Established Date: 03/19/1870
FDIC Certificate #: 17897
Date of FDIC Deposit Insurance: 08/14/1958
Bank Holding Company: KENNEBEC SAVINGS MHC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 8
Is Kennebec Savings Bank FDIC Insured? Yes
What is Kennebec Savings Bank's Cert number? 17897
What is the maximum amount for insured deposits? $250,000 per holder, per account

Kennebec Savings Bank Financials

Total Assets:
$1,665,050,000
Total Deposits:
$1,329,955,000
Equity Capital:
$200,040,000
Domestic Deposits:
$1,329,955,000
Net Income:
$2,714,000
Return on Assets:
-0.3720%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8178%
Pretax Quarterly Return on Assets:
0.8200%
Return on Equity:
-2.8900%
Quarterly Return on Equity:
5.4800%
Leverage Tier 1 (Core Capital) Ratio:
12.5040%
Total Interest Income (YTD):
3.6183%
 
 
Headquarters:
Augusta
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Kennebec
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Bank of Smithtown based on Long Island, New York, is advertising two savings account rates and tiered money market account rates. Bank of Smithtown is also advertising CD rates and checking account rates. The savings account rates include the bank's eXpress Savings Account rates and the bank's Premium Savings Account rates. The money market account rates have five different tiers.

We have a new best 1 year CD rate in our database. Colorado Federal Savings Bank recently increased their 1 year rate and now has the highest 1 year CD rate at 1.34 percent with a yield of 1.35 percent. Connexus Credit Union had the top 1 year rate at 1.32 percent with a yield of 1.33 percent. You can view a complete list of 1 year CD rates in our database below.

Current 1 Year CD Rates

  • Colorado Rate FSB Rate 1.34% Yield 1.35%
  • Connexus Credit Union Rate 1.32% Yield 1.33%
  • Live Oak Bank Rate 1.29% Yield 1.30%
  • AloStar Bank of Commerce Rate 1.25% Yield 1.26%
  • California First National Bank Rate 1.25% Yield 1.26%
  • My e-BAnC by BAC Florida Bank Rate 1.25% Yield 1.26%
  • Synchrony Bank Rate 1.24% Yield 1.25%
  • Bank Direct Rate 1.24% Yield 1.25%
  • Sallie Mae Rate 1.24% Yield 1.25%
  • iGObanking.com Rate 1.24% Yield 1.25%
  • CIT Bank Rate 1.22% Yield 1.23%
  • First Internet Bank of Indiana Rate 1.20% Yield 1.21%
The last day of 2013 is done and it's a good time to review where interest rates have been in 2013 and where interest rates are expected to head in the next two years. During 2013, mortgage rates and bond rates rose over 125 basis points as the markets feared an end to the Federal Reserve's quantitative easing. While mortgage rates moved higher in 2013, savings rates and short term CD rates were pretty much flat throughout the entire year.

Bank or Credit Union Offers and Deals

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Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35%
5 Year Bank CD Rates: Best CD Rate at 1.78 Percent

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Kennebec Savings Bank Reviews

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