Kennebec Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.07%, 6-month CD rates at 3.02% and 3-month CD rates at 3.00%. Current savings rates are at 2.02% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.20%. Credit Card rates are at 16.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Kennebec Savings Bank's 12-Month CD rates are at 3.05%, 24-Month CD rates are at 2.50%, 60-Month CD rates are at 1.01%, 48-Month CD rates are at 0.95%, 36-Month CD rates are at 0.90%. Kennebec Savings Bank's savings rates are at 0.05%. Kennebec Savings Bank's money market rates are at 0.70%. Kennebec Savings Bank's 30-Year Fixed rates are at 6.75%, 15-Year Fixed rates are at 6.50%, 5/1 ARM rates are at 6.00%, 3/3 ARM rates are at 5.75%, 10-Year Fixed rates are at 6.25%.

Kennebec Savings Bank

To see how these rates compare to Kennebec Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Kennebec Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Kennebec Savings Bank CD rates. You can also compare Kennebec Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Kennebec Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kennebec Savings Bank? Share your experience about Kennebec Savings Bank by leaving a review below, or read customer reviews before you decide to use Kennebec Savings Bank.

Kennebec Savings Bank Texas Ratio

Kennebec Savings Bank's Texas Ratio is at 1.44%, which is considered excellent. The Texas Ratio for Kennebec Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Kennebec Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.05%
18-Month CD
N/A
24-Month CD
2.50%
36-Month CD
0.90%
48-Month CD
0.95%
60-Month CD
1.01%
Savings
0.05%
MMA
0.70%
30-Year Fixed
6.74%
Credit Card
N/A
Personal Loan
N/A
Kennebec Savings Bank
150 State St
Augusta, ME 04330
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Kennebec Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
3.05%
$500
Kennebec Savings Bank
Kennebec Savings Bank
24-Month CD
2.50%
$500
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
Kennebec Savings Bank
Kennebec Savings Bank
36-Month CD
0.90%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Premier Money Market
0.70%
$20,000
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.02%
$750
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.250%
6.250%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
3/3 ARM
5.750%
6.309%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
5/1 ARM
6.000%
6.378%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
15-Year Fixed
6.500%
6.500%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
30-Year Fixed
6.750%
6.740%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Kennebec Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
New Albin Savings Bank
New Albin Savings Bank
12-Month CD (Jumbo)
4.06%
$100,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
36-Month CD
4.01%
$1
Bread Financial
Bread Financial
12-Month CD
4.00%
$1,500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
24-Month CD
4.00%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
18-Month CD
4.00%
$500
Compass Savings Bank
Compass Savings Bank
12-Month CD
3.92%
$500
Community Commerce Bank
Community Commerce Bank
24-Month CD
3.76%
$1,000
North Shore Bank Co-op
12-Month CD
3.75%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
12-Month CD
3.65%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
36-Month CD
3.60%
$500
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
9-Month CD
3.50%
$5,000
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
Cornerstone State Bank
Cornerstone State Bank
12-Month CD (Jumbo)
3.28%
$200,000
Bank of Washington
Bank of Washington
60-Month CD
3.25%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
60-Month CD
3.05%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
24-Month CD
3.03%
$500
Live Oak Bank
Live Oak Bank
6-Month CD
3.00%
$2,500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
12-Month CD
3.00%
$2,000
Blue Foundry Bank
Blue Foundry Bank
48-Month CD
3.00%
$1,000
First National Bank of Shiner
First National Bank of Shiner
18-Month CD
3.00%
$1,000
Bank of Luxemburg
Bank of Luxemburg
18-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
48-Month CD
2.81%
$500
Sturdy Savings Bank
Sturdy Savings Bank
6-Month CD
2.70%
$1,000
Pineries Bank
Pineries Bank
12-Month CD
2.60%
$1,000
Park Bank
Park Bank
48-Month CD
2.11%
$2,500
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
6-Month CD
2.00%
$50
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
36-Month CD
1.66%
$500
Consumers Credit Union
Consumers Credit Union
60-Month CD
1.50%
$250
North Easton SB
North Easton SB
12-Month CD
1.15%
$500
First FSB of Angola
First FSB of Angola
36-Month CD
0.90%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
48-Month CD
0.80%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
24-Month CD
0.60%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
Money Market
0.50%
$2,500
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
Brenham National Bank
Brenham National Bank
36-Month CD
0.50%
$1,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
36-Month CD
0.40%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
18-Month CD
0.40%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
Cecil Bank
Cecil Bank
24-Month CD
0.35%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
12-Month CD
0.30%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
Security Savings
0.20%
$100
PSB of Plainview
PSB of Plainview
Money Market
0.20%
$2,500
Castroville State Bank
Castroville State Bank
Money Market
0.20%
$1,500
MCS Bank
MCS Bank
Premium Checking
0.10%
$500
Genoa Banking Company
Statement Savings
0.10%
$200
Windsor Federal S&L
Windsor Federal S&L
6-Month CD
0.10%
$1,000
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
Bank of New Hampshire
Bank of New Hampshire
Prestige Checking
0.05%
$50
Mayville State Bank
Mayville State Bank
Passbook Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Kennebec Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Kennebec Savings Bank Information

Kennebec Savings Bank
150 State St
Augusta, ME 04330
Kennebec
Established Date: 03/19/1870
FDIC Certificate #: 17897
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: KENNEBEC SAVINGS MHC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Kennebec Savings Bank FDIC Insured? Yes
What is Kennebec Savings Bank's Cert number? 17897
What is the maximum amount for insured deposits? $250,000 per holder, per account

Kennebec Savings Bank Financials

Total Assets:
$1,717,181,000
Total Deposits:
$1,296,371,000
Equity Capital:
$211,359,000
Domestic Deposits:
$1,296,371,000
Net Income:
$5,138,000
Return on Assets:
0.3808%
Quarterly Return on Assets:
1.2000%
Pretax Return on Assets:
1.4951%
Pretax Quarterly Return on Assets:
1.5000%
Return on Equity:
3.1800%
Quarterly Return on Equity:
9.8100%
Common Equity Tier 1 Capital Ratio:
15.4144%
Tier 1 Risk-Based Capital Ratio:
15.4144%
Leverage Tier 1 (Core Capital) Ratio:
12.3820%
Total Risk-Based Capital Ratio (YTD):
16.1018%
Total Interest Income (YTD):
4.3103%
 
 
Headquarters:
Augusta
FDIC Field Office:
Concord
Regulator:
FDIC
County:
Kennebec
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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