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Mutual Savings Bank Franklin, IN

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Mutual Savings Bank Franklin, IN Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mutual Savings Bank Franklin, IN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 25, 2026

You can compare Mutual Savings Bank Franklin, IN rates to other rates in our database, including 12-month CD rates currently at 0.21%, 6-month CD rates at 1.25% and 3-month CD rates at 3.14%. Savings rates are at 0.08% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to Mutual Savings Bank Franklin, IN rates. MonitorBankRates evaluates the financial stability of Mutual Savings Bank Franklin, IN with a 4.5 Star Rating, an A Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 05/25/2026.

Mutual Savings Bank Franklin, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mutual Savings Bank Franklin, IN? Share your experience about Mutual Savings Bank Franklin, IN by leaving a review below, or read customer reviews before you decide to use Mutual Savings Bank Franklin, IN.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

4.5

Excellent Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Mutual Savings Bank

80 E Jefferson St
Franklin, IN 46131

https://www.mymsb.bank

Current Rate Availability

We do not have Mutual Savings Bank Franklin, IN rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Mutual Savings Bank Franklin, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Mutual Savings Bank Franklin, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mutual Savings Bank Franklin, IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Mutual Savings Bank Franklin, IN

Bank Holding Company THIRD CENTURY BCORP

Address 80 E Jefferson St, Franklin, IN 46131 · Johnson

Website https://www.mymsb.bank

FDIC Certificate # 27742

Established 01/01/1890

FDIC Insurance Date 08/09/1989

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

4.5

Excellent Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4885%

Return on Equity (ROE) 8.5100%

Non-Performing Loans (NPL) 0.00%

Total Assets $348,951,000

Total Deposits $280,273,000

Equity Capital $22,512,000

Net Income $2,287,000

Headquarters Franklin

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Mutual Savings Bank Franklin, IN

How many branches does Mutual Savings Bank Franklin, IN operate?

Mutual Savings Bank Franklin, IN currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Mutual Savings Bank Franklin, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mutual Savings Bank Franklin, IN provides members with tools to manage their accounts and build a solid financial history.

Does Mutual Savings Bank Franklin, IN offer online and mobile banking?

Most modern institutions like Mutual Savings Bank Franklin, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymsb.bank.