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Access Bank Rates & Review March 2026

Access Bank's 3-Month Certificate of Deposit rates are at 3.75%, 12-17-Month Certificate of Deposit rates are at 3.50%, certificates of deposit 12-17-Month rates are at 3.50%, certificates of deposit 18-23-Month rates are at 3.50%, certificates of deposit 24-29-Month rates are at 3.50%. Access Bank's savings rates are at 0.00%. Access Bank's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Access Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.13%. Rates were last updated on 03/24/2026.

Access Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Access Bank? Share your experience about Access Bank by leaving a review below, or read customer reviews before you decide to use Access Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.13%
Excellent Lower than avg
Access Bank
8712 W Dodge Rd
Omaha, NE 68114
https://www.accessbank.com
Member FDIC

Access Bank CD Rates

Product Rate APY Term View More
3 Month Certificate of Deposit 3.70% 3.75% 3 Month
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
12-17 Month Certificate of Deposit 3.46% 3.50% 12-17 Month
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 12-17 Month 3.46% 3.50% 17 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 18-23 Month 3.46% 3.50% 23 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 24-29 Month 3.46% 3.50% 29 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 30-35 Month 3.46% 3.50% 35 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 36-47 Month 3.46% 3.50% 47 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 48-59 Month 3.46% 3.50% 59 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 60 Month 3.46% 3.50% 60 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
9-11 Month Certificate of Deposit 2.48% 2.50% 9-11 Month
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 9-11 Month 2.48% 2.50% 11 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
6-8 Month Certificate of Deposit 2.23% 2.25% 6-8 Month
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
certificates of deposit 6-8 Month 2.23% 2.25% 8 Month
Details Quarterly and at Maturity
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Access Bank Savings Rates

Product Rate APY View More
ACCESS Savings 0.30% 0.30%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Health Savings 0.30% 0.30%
Min Balance $5,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Health Savings 0.25% 0.25%
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Health Savings - 0.00%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Access Bank Money Market Rates

Product Rate APY View More
ACCESS Money Market 2.03% 2.05%
Min Balance $1,000,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Money Market 2.03% 2.05%
Min Balance $1,000,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
ACCESS Money Market 1.74% 1.75%
Min Balance $500,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Money Market 1.74% 1.75%
Min Balance $500,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
ACCESS Money Market 1.49% 1.50%
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Money Market 1.49% 1.50%
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
ACCESS Money Market 1.34% 1.35%
Min Balance $100,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Money Market 1.34% 1.35%
Min Balance $100,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
ACCESS Money Market 1.24% 1.25%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Money Market 1.24% 1.25%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
ACCESS Money Market 1.00% 1.00%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Money Market 1.00% 1.00%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Access Bank Checking Rates

Product Rate APY View More
Community Access* Non-PRofit Checking 1.49% 1.50%
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Community Access* Non-PRofit Checking 1.00% 1.00%
Min Balance $100,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Community Access* Non-PRofit Checking 0.75% 0.75%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Premier Checking 0.65% 0.65%
Min Balance $500,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Community Access* Non-PRofit Checking 0.50% 0.50%
Min Balance $10,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Community Access* Non-PRofit Checking 0.40% 0.40%
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Premier Checking 0.35% 0.35%
Min Balance $100,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Business Premier Checking 0.25% 0.25%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Community Access* Non-PRofit Checking 0.25% 0.25%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Access Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Access Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Access Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Access Bank
Bank Holding Company 3MV BCORP INC
Address 8712 W Dodge Rd, Omaha, NE 68114  ·  Douglas
FDIC Certificate # 58727
Established 12/10/2007
FDIC Insurance Date 12/10/2007
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0502%
Return on Equity (ROE) 10.4500%
Non-Performing Loans (NPL) 0.01%
Total Assets $953,517,000
Total Deposits $758,806,000
Equity Capital $108,671,000
Net Income $10,561,000
Headquarters Omaha
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Access Bank

Is Access Bank a safe place to deposit money?

Yes, Access Bank is considered a safe financial institution. With a Texas Ratio of 0.12702379093133%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Access Bank operate?

Access Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Access Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Access Bank provides members with tools to manage their accounts and build a solid financial history.

Does Access Bank offer online and mobile banking?

Most modern institutions like Access Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.accessbank.com.

Current Access Bank Rates

  • 12-Month CD2.50%
  • 18-Month CD3.50%
  • 24-Month CD3.50%
  • 36-Month CD3.50%
  • 48-Month CD3.50%
  • 60-Month CD3.50%
  • Savings0.00%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.