Access Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.03%, 6-month CD rates at 0.05% and 3-month CD rates at 1.07%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.38%. Credit Card rates are at 13.24%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates. Access Bank's 60-Month CD rates are at 4.00%, 48-Month CD rates are at 4.00%, 36-Month CD rates are at 4.00%, 30-Month CD rates are at 4.00%, 24-Month CD rates are at 3.75%. Access Bank's savings rates are at 0.35%. Access Bank's money market rates are at 1.40%.

Access Bank

To see how these rates compare to Access Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Access Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Access Bank CD rates. You can also compare Access Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Access Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Access Bank? Share your experience about Access Bank by leaving a review below, or read customer reviews before you decide to use Access Bank.

Access Bank Texas Ratio

Access Bank's Texas Ratio is at 0.93%, which is considered excellent. The Texas Ratio for Access Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Access Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
3.50%
24-Month CD
3.75%
36-Month CD
4.00%
48-Month CD
4.00%
60-Month CD
4.00%
Savings
0.35%
MMA
1.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Access Bank
8712 W Dodge Rd
Omaha, NE 68114
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Access Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Access Bank
Access Bank
60-Month CD
4.00%
$1,000
Access Bank
Access Bank
30-Month CD
4.00%
$1,000
Access Bank
Access Bank
36-Month CD
4.00%
$1,000
Access Bank
Access Bank
48-Month CD
4.00%
$1,000
Access Bank
Access Bank
24-Month CD
3.75%
$1,000
Access Bank
Access Bank
12-Month CD
3.50%
$1,000
Access Bank
Access Bank
18-Month CD
3.50%
$1,000
Access Bank
Access Bank
Access Money Market
1.40%
$0
Access Bank
Access Bank
Classic Access Savings
0.35%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Access Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
MapleMark Bank
MapleMark Bank
12-Month CD
5.25%
$25,000
Cleveland State Bank
Cleveland State Bank
9-Month CD special
5.00%
$5,000
Coleman County State Bank
Coleman County State Bank
Checking Account Rewards <-$25K
5.00%
$100
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
6-Month CD
5.00%
$1,000
Self-Help Credit Union
Self-Help Credit Union
18-Month CD
4.50%
$500
EvaBank
EvaBank
24-Month CD
4.34%
$1,000
Generations Bank
Generations Bank
12-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.25%
$500
Bank of the Flint Hills
Bank of the Flint Hills
24-Month CD
4.25%
$500
Community Bank Owatonna
Community Bank Owatonna
Kasasa Cash Checking
4.00%
$0
Monroe Federal S&L
Monroe Federal S&L
24-Month CD
3.50%
$1,000
Cleveland State Bank
Cleveland State Bank
Money Market Premium
3.30%
$1,000,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
48-Month CD
3.19%
$1,000
First American Bank and Trust
First American Bank and Trust
18-Month CD
3.06%
$1,000
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.04%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
24-Month CD
3.00%
$1,000
Gate City Bank
Gate City Bank
60-Month CD
2.75%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
36-Month CD
2.67%
$1,000
First State Bank Nebraska
First State Bank Nebraska
60-Month CD
2.50%
$5,000
Profile Bank
Profile Bank
24-Month CD
2.02%
$500
MountainOne Bank
MountainOne Bank
60-Month CD
2.00%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
36-Month CD
1.86%
$1,000
Alliance Bank WI
Alliance Bank WI
12-Month CD
1.85%
$1
SSB Scott State Bank
SSB Scott State Bank
36-Month CD
1.51%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
3-Month CD
1.41%
$500
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
Bank of Luxemburg
Bank of Luxemburg
Advantage Checking
0.75%
$50,000
Cape Ann Savings Bank
Cape Ann Savings Bank
48-Month CD
0.75%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Achieve Interest Checking
0.75%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
Premier Savings
0.75%
$25,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
0.65%
$500
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
Nevada B&T Co.
Nevada B&T Co.
Money Market
0.50%
$2,500
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
12-Month Health Savings CD
0.40%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
36-Month CD
0.35%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
18-Month CD
0.25%
$1,000
OBC Bank
OBC Bank
36-Month CD
0.25%
$1,000
United Orient Bank
United Orient Bank
3-Month CD
0.25%
$500
Crest Savings Bank
Crest Savings Bank
9-Month CD
0.25%
$500
Alabama Credit Union
Alabama Credit Union
Share Savings
0.25%
$5
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
36-Month CD
0.20%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
24-Month CD certificate
0.20%
$1,000
Seamens Bank
Seamens Bank
Savings Account
0.10%
$1
Compass Savings Bank
Compass Savings Bank
Passbook Savings
0.10%
$50
Community Bank of Raymore
Community Bank of Raymore
24-Month CD
0.05%
$500
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
1st Ed Credit Union
1st Ed Credit Union
Regular Shares Savings
0.05%
$5
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Century Interest Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Access Bank Information

Access Bank
8712 W Dodge Rd
Omaha, NE 68114
Douglas
Established Date: 12/10/2007
FDIC Certificate #: 58727
Date of FDIC Deposit Insurance: 12/10/2007
Bank Holding Company: 3MV BCORP INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Access Bank FDIC Insured? Yes
What is Access Bank's Cert number? 58727
What is the maximum amount for insured deposits? $250,000 per holder, per account

Access Bank Financials

Total Assets:
$943,029,000
Total Deposits:
$840,887,000
Equity Capital:
$93,101,000
Domestic Deposits:
$840,887,000
Net Income:
$2,335,000
Return on Assets:
1.2042%
Quarterly Return on Assets:
0.9900%
Pretax Return on Assets:
1.2457%
Pretax Quarterly Return on Assets:
1.2500%
Return on Equity:
12.3300%
Quarterly Return on Equity:
10.1100%
Common Equity Tier 1 Capital Ratio:
10.1099%
Tier 1 Risk-Based Capital Ratio:
10.1099%
Leverage Tier 1 (Core Capital) Ratio:
9.6208%
Total Risk-Based Capital Ratio (YTD):
11.2228%
Total Interest Income (YTD):
3.8043%
 
 
Headquarters:
Omaha
FDIC Field Office:
Omaha
Regulator:
FDIC
County:
Douglas
# of Offices:
8
Metropolitan Statistical Area (MSA):
Omaha-Council Bluffs, NE-IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

current-auto-loan-ratesCurrent auto loan rates can vary greately between different banks and credit unions. Pentagon Federal Credit Union tops our list of the best auto loan rates. PenFed's current auto loan rate is only 3.99 percent.
Colorado Federal Savings Bank, headquartered in Greenwood Village, CO, consistently offers some of the highest CD interest rates available in Colorado or any other state. Colorado Federal Savings Bank’s current 1 year bank CD rate is 1.34 percent with a bank CD yield of 1.35 percent. Colorado FSB's 1 year CD interest rate is more than double the current national average 12 month CD rate of 0.63 percent.
Mortgage rates are mixed in the most recently mortgage survey released this morning. Fixed conforming 30 year mortgage rates are averaging 4.74 percent with 0.8 mortgage discount points for the week ending January 20, 2011, up from the previous week’s average rate of 4.71 percent. 15 year conforming mortgage interest rates are averaging 4.05 percent with 0.8 points for the week ending January 20, 2011, down from the previous week’s  survey when rates on 15 year mortgages averaged 4.08 percent with 0.7 mortgage points.

Bank or Credit Union Offers and Deals

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Forecasts are for Long Term Bond Yields to Increase to 4 Percent to 5 Percent
Variable Deposit Rate Report for July 11, 2016
No Big Changes in Average Savings Rates or Best Savings Rates
Some Banks Threatening to Charge for Deposits if Fed Cuts Reserve Rate

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Mortgage Rate Lock Expiring Because You Can't Find a Home to Buy?
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Access Bank Reviews

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