Security Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Security Bank and Trust CompanyToday's 12-month CD rates can be found at 3.75%, 6-month CD rates at 3.04% and 3-month CD rates at 0.90%. Current savings rates are at 0.25% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.47%. Credit Card rates are at 14.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Security Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Security Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Security Bank and Trust Company CD rates. You can also compare Security Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Security Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Bank and Trust Company? Share your experience about Security Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Security Bank and Trust Company.

Security Bank and Trust Company Texas Ratio

Security Bank and Trust Company's Texas Ratio is at 6.40%, which is considered excellent. The Texas Ratio for Security Bank and Trust Company is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Security Bank and Trust Company is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Security Bank and Trust Company
2 S Main St
Miami, OK 74354
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Security Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank Zanesville, OH
Community Bank Zanesville, OH
12-Month CD
4.00%
$5,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
11-Month CD
3.90%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
36-Month CD
3.80%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
36-Month CD
3.80%
$2,000
1st Street Credit Union
1st Street Credit Union
48-Month CD
3.55%
$1,000
Cendera Bank
Cendera Bank
60-Month CD
3.30%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
48-Month CD
3.30%
$2,500
All America Bank
All America Bank
48-Month CD
3.25%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
12-Month CD
3.25%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
36-Month CD
3.20%
$1,000
Friendship State Bank
48-Month CD
3.15%
$500
Main Bank
Main Bank
36-Month CD
3.00%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
30-Month CD
2.85%
$500
State Central Bank
State Central Bank
48-Month CD
2.77%
$10,000
Old Dominion National Bank
Old Dominion National Bank
Business Prime Money Market
2.76%
$10,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD
2.70%
$1,000
American State Bank of Grygla
American State Bank of Grygla
30-Month CD
2.62%
$500
Avidia Bank
Avidia Bank
36-Month CD
2.53%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
12-Month CD
2.53%
$500
Coffee County Bank
Coffee County Bank
#1 Money Market
2.50%
$1,000,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
2.50%
$2,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
6-Month CD
2.50%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
24-Month CD
2.27%
$2,500
Community First Bank of Indiana
Community First Bank of Indiana
18-Month CD
2.25%
$1,000
Quoin Financial Bank
Quoin Financial Bank
Kasasa Checking
2.25%
$0
First Bank Ketchikan, AK
First Bank Ketchikan, AK
24-Month CD
2.10%
$0
Bank Midwest
Bank Midwest
Great Rewards Checking
2.02%
$50
Jonah Bank of Wyoming
Jonah Bank of Wyoming
36-Month CD
2.02%
$500
Hilltop National Bank
Hilltop National Bank
60-Month CD
2.02%
$1,000
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
NOW Plus Checking
2.00%
$25,000
Headwaters State Bank
Headwaters State Bank
12-Month CD
1.76%
$1,000
Ohio State Bank
Ohio State Bank
24-Month CD
1.50%
$500
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
The Apple Creek Banking Company
The Apple Creek Banking Company
36-Month CD
1.30%
$500
Eureka Savings Bank
Eureka Savings Bank
12-Month CD
1.11%
$1,000
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
12-Month CD
0.75%
$250
Security Savings Bank
Security Savings Bank
Savings Round Up
0.70%
$0
Hoyne Savings Bank
Hoyne Savings Bank
Money Market
0.50%
$1,000
The Huntington National Bank
The Huntington National Bank
24-Month CD
0.50%
$1,000
Napoleon State Bank
Napoleon State Bank
18-Month CD
0.30%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Growth Savings
0.25%
$500
Greene County Commercial Bank
Greene County Commercial Bank
6-Month CD
0.25%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
18-Month CD
0.25%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
Quarterly Statement Savings
0.10%
$100
Beacon Community Bank
Beacon Community Bank
Interest Checking
0.10%
$1
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
Consumer Savings
0.10%
$100
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
The Bank of Bourbonnais
The Bank of Bourbonnais
36-Month CD
0.05%
$500
North Central Bank
North Central Bank
Money Market
0.04%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Security Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time.

Security Bank and Trust Company Information

Security Bank and Trust Company
2 S Main St
Miami, OK 74354
Ottawa
Established Date: 12/01/1922
FDIC Certificate #: 9881
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SSB HOLDINGS INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Security Bank and Trust Company FDIC Insured? Yes
What is Security Bank and Trust Company's Cert number? 9881
What is the maximum amount for insured deposits? $250,000 per holder, per account

Security Bank and Trust Company Financials

Total Assets:
$143,322,000
Total Deposits:
$125,773,000
Equity Capital:
$11,447,000
Domestic Deposits:
$125,773,000
Net Income:
$511,000
Return on Assets:
0.1490%
Quarterly Return on Assets:
1.4500%
Pretax Return on Assets:
1.4458%
Pretax Quarterly Return on Assets:
1.4500%
Return on Equity:
2.1100%
Quarterly Return on Equity:
18.4500%
Leverage Tier 1 (Core Capital) Ratio:
9.1352%
Total Interest Income (YTD):
6.0167%
 
 
Headquarters:
Miami
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Ottawa
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The national average for CD rates were down this week over last with the exception of 5 year CD rates moving up fractionally and 4 year CD rates which jumped higher. The current average 4 year CD rate is up to 2.068 percent from the previous week's average CD rate of 1.969 percent.
mortgage-rates-current-mortgage-rates-low-this-weekCurrent mortgage rates stayed low this week in the most recent survey released today even though the future economic outlook is a lot brighter and 10-year U.S. Treasury rates have risen to 3.75 percent.

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