KeySavings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.70%, 6-month CD rates at 4.04% and 3-month CD rates at 0.85%. Current savings rates are at 0.20% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. KeySavings Bank's 12-Month CD rates are at 3.19%, 24-Month CD rates are at 2.98%, 60-Month CD rates are at 2.27%, 30-Month CD rates are at 2.27%, 48-Month CD rates are at 0.60%. KeySavings Bank's savings rates are at 0.50%. KeySavings Bank's money market rates are at 3.17%.

KeySavings Bank

To see how these rates compare to KeySavings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from KeySavings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with KeySavings Bank CD rates. You can also compare KeySavings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

KeySavings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KeySavings Bank? Share your experience about KeySavings Bank by leaving a review below, or read customer reviews before you decide to use KeySavings Bank.

KeySavings Bank Texas Ratio

KeySavings Bank's Texas Ratio is at 5.76%, which is considered excellent. The Texas Ratio for KeySavings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, KeySavings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.19%
18-Month CD
N/A
24-Month CD
2.98%
36-Month CD
0.55%
48-Month CD
0.60%
60-Month CD
2.27%
Savings
0.50%
MMA
3.17%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
KeySavings Bank
811 E Grand Ave
Wisconsin Rapids, WI 54494
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

KeySavings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
KeySavings Bank
KeySavings Bank
12-Month CD
3.19%
$500
KeySavings Bank
KeySavings Bank
Enterprise Enhanced Money Market
3.17%
$2,000
KeySavings Bank
KeySavings Bank
24-Month CD
2.98%
$500
KeySavings Bank
KeySavings Bank
60-Month CD
2.27%
$1,000
KeySavings Bank
KeySavings Bank
30-Month CD
2.27%
$500
KeySavings Bank
KeySavings Bank
48-Month CD
0.60%
$1,000
KeySavings Bank
KeySavings Bank
36-Month CD
0.55%
$500
KeySavings Bank
KeySavings Bank
Regular Savings
0.50%
$50
KeySavings Bank
KeySavings Bank
Blue Ribbon Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare KeySavings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Leader Bank
Leader Bank
6-Month CD
4.50%
$1,000
LimeLight Bank
LimeLight Bank
18-Month CD
4.15%
$1,000
Citizens Independent Bank
Citizens Independent Bank
6-Month CD
4.05%
$10,000
Skyone Federal Credit Union
Skyone Federal Credit Union
24-Month CD
4.00%
$1,000
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
12-Month CD (Online)
3.70%
$1,000
Bank of Brenham
Bank of Brenham
12-Month CD (Jumbo)
3.60%
$100,000
American Eagle Bank
American Eagle Bank
60-Month CD
3.55%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
12-Month CD
3.30%
$1,000
Kearney Trust Company
Kearney Trust Company
48-Month CD
3.30%
$100
First Federal S&L Newark, OH
First Federal S&L Newark, OH
36-Month CD
3.03%
$500
Security Federal Bank
Security Federal Bank
60-Month CD
3.00%
$500
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
36-Month CD
2.80%
$0
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
36-Month CD
2.78%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
36-Month CD
2.77%
$1,000
Centreville Bank
Centreville Bank
48-Month CD
2.75%
$1,000
Avidia Bank
Avidia Bank
60-Month CD
2.53%
$1,000
The Bank of Princeton
The Bank of Princeton
36-Month CD
2.50%
$500
Mound City Bank
Mound City Bank
60-Month CD
2.49%
$2,500
705 Federal Credit Union
705 Federal Credit Union
12-Month CD
2.22%
$500
Grinnell State Bank
Grinnell State Bank
36-Month CD
2.12%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
24-Month CD
2.10%
$0
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
12-Month CD
2.00%
$10,000
Madison County Bank
Madison County Bank
48-Month CD
2.00%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
36-Month CD
1.76%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
24-Month CD
1.76%
$1,000
OneLocal Bank
OneLocal Bank
60-Month CD
1.75%
$1,000
Chain Bridge Bank
Chain Bridge Bank
Savings
1.54%
$100
SSB State Street Bank
SSB State Street Bank
48-Month CD
1.26%
$1,000
Fremont Bank
Fremont Bank
18-Month CD
1.25%
$2,500
First FSB of Angola
First FSB of Angola
48-Month CD
1.10%
$500
West Plains S&L
West Plains S&L
18-Month CD
1.10%
$1,000
First Command Bank
First Command Bank
12-Month CD
0.85%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Pioneer Peak Money Market
0.80%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
NOW Checking
0.75%
$400
FNB of Hereford
FNB of Hereford
NOW Checking
0.70%
$1,000
La Salle State Bank
La Salle State Bank
Community Money Market
0.65%
$1,000
Mayville State Bank
Mayville State Bank
48-Month CD
0.65%
$1,000
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$50
PSB Provident Savings Bank
PSB Provident Savings Bank
24-Month CD
0.48%
$1,000
Franklin Bank
Franklin Bank
36-Month CD
0.40%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Premier Checking
0.36%
$2,500
State Bank of Chilton
State Bank of Chilton
Money Market
0.25%
$0
Simmesport State Bank
Simmesport State Bank
Money Market
0.15%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Money Market
0.15%
$2,500
Community Bank Zanesville, OH
Community Bank Zanesville, OH
Statement Savings
0.10%
$100
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
Statement Savings
0.10%
$100
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Statement Savings
0.05%
$100
WaterStone Bank
WaterStone Bank
Savings
0.05%
$100
Port Washington State Bank
Port Washington State Bank
Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

KeySavings Bank Information

KeySavings Bank
811 E Grand Ave
Wisconsin Rapids, WI 54494
Wood
Established Date: 01/01/1920
FDIC Certificate #: 29691
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is KeySavings Bank FDIC Insured? Yes
What is KeySavings Bank's Cert number? 29691
What is the maximum amount for insured deposits? $250,000 per holder, per account

KeySavings Bank Financials

Total Assets:
$103,030,000
Total Deposits:
$77,244,000
Equity Capital:
$7,804,000
Domestic Deposits:
$77,244,000
Net Income:
$0
Return on Assets:
-0.1950%
Quarterly Return on Assets:
0.0000%
Pretax Return on Assets:
0.0000%
Pretax Quarterly Return on Assets:
0.0000%
Return on Equity:
-2.2200%
Quarterly Return on Equity:
0.0000%
Leverage Tier 1 (Core Capital) Ratio:
13.0935%
Total Interest Income (YTD):
3.7341%
 
 
Headquarters:
Wisconsin Rapids
FDIC Field Office:
Appleton
Regulator:
FDIC
County:
Wood
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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