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The Honesdale National Bank Rates & Review June 2026

The Honesdale National Bank's 7-Months 7-Month CD rates are at 3.84%, 7-Months CD Special 7-Month rates are at 3.81%, 13-Months 13-Month CD rates are at 3.54%, 13-Months CD Special 13-Month rates are at 3.54%, 18-Months 18-Month CD rates are at 3.36%. The Honesdale National Bank's savings rates are at 2.01%. The Honesdale National Bank's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of The Honesdale National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.17%. Rates were last updated on 06/03/2026.

The Honesdale National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Honesdale National Bank? Share your experience about The Honesdale National Bank by leaving a review below, or read customer reviews before you decide to use The Honesdale National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.17%
Excellent Lower than avg
The Honesdale National Bank
733 Main St
Honesdale, PA 18431
https://www.hnbbank.bank
Member FDIC

The Honesdale National Bank CD Rates

Product Rate APY Term View More
7-Month CD - 3.84% 7 months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
CD Special 7 month - 3.81% 7 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
13-Month CD - 3.54% 13 months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
CD Special 13 month - 3.54% 13 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
18-Month CD - 3.36% 18 months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
CD Special 18 month - 3.35% 18 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
60 Month IRA - 0.85% 60 Month IRA
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular CDs 60 month & Longer - 0.85% 60 Months & Longer
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular CDs 48 month - 0.75% 48 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular CDs 36 month - 0.70% 36 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular CDs 24 month - 0.60% 24 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular CDs 12 month - 0.50% 12 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Flex CDs 12 month - 0.40% 12 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular CDs 6 month - 0.40% 6 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular CDs 3 month - 0.35% 3 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Flex CDs 6 month - 0.30% 6 Months
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

The Honesdale National Bank Savings Rates

Product Rate APY View More
Premier Savings 2.50% 2.52%
Details See footnote 6
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Select Savings 2.00% 2.01%
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
All Purpose Club - AFT - 0.00%
Min Balance $2
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
All Purpose Club - Coupon Book - 0.00%
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Holiday Club - AFT - 0.00%
Min Balance $2
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Holiday Club - Coupon Book - 0.00%
No additional details.
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

The Honesdale National Bank Money Market Rates

Product Rate APY View More
Premier Money Market Deposit 3.01% 3.05%
Min Balance $25,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Investors Advantage Money Market Deposit 1.50% 1.51%
Min Balance $1,000,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Money Market Deposit 1.50% 1.51%
Min Balance $1,000,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Investors Advantage Money Market Deposit 1.30% 1.31%
Min Balance $500,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Money Market Deposit 1.30% 1.31%
Min Balance $500,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Investors Advantage Money Market Deposit 1.15% 1.16%
Min Balance $100,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Money Market Deposit 1.15% 1.16%
Min Balance $100,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Investors Advantage Money Market Deposit 0.85% 0.85%
Min Balance $25,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Money Market Deposit 0.85% 0.85%
Min Balance $25,000
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Investors Advantage Money Market Deposit 0.65% 0.65%
Min Balance $2,500
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular Money Market Deposit 0.65% 0.65%
Min Balance $2,500
Details For balances greater than or equal to $2,500
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Premier Money Market Deposit - 0.15%
Min Balance $0
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Regular Money Market Deposit 0.15% 0.15%
Min Balance $0
Details For balances less than $2,500
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

The Honesdale National Bank Checking Rates

Product Rate APY View More
Interest Checking 0.10% 0.10%
Min Balance $1,000
Details See footnote 6
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Honesdale National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Honesdale National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Honesdale National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Honesdale National Bank
Bank Holding Company HONAT BCORP INC
Address 733 Main St, Honesdale, PA 18431  ·  Wayne
FDIC Certificate # 7526
Established 12/26/1836
FDIC Insurance Date 01/01/1934
Domestic Offices 15
Total Branches 15
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.17%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3358%
Return on Equity (ROE) 10.9600%
Non-Performing Loans (NPL) 0.12%
Total Assets $1,126,023,000
Total Deposits $961,036,000
Equity Capital $148,546,000
Net Income $16,601,000
Headquarters Honesdale
Total Offices 15
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About The Honesdale National Bank

How many branches does The Honesdale National Bank operate?

The Honesdale National Bank currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Honesdale National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Honesdale National Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Honesdale National Bank offer online and mobile banking?

Most modern institutions like The Honesdale National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hnbbank.bank.

Current The Honesdale National Bank Rates

  • 12-Month CD0.40%
  • 18-Month CD3.35%
  • 24-Month CD0.60%
  • 36-Month CD0.70%
  • 48-Month CD0.75%
  • 60-Month CD0.85%
  • Savings2.01%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.