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Community First Bank Boscobel, WI Rates & Review November 2026

Community First Bank Boscobel, WI's 15 Year Fixed Rate rates are at 7.125%, 30 Year Fixed Rate rates are at 7.375%, 20 Year Fixed Rate rates are at 7.375%. Community First Bank Boscobel, WI's mortgage rates are 6% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Community First Bank Boscobel, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.02%. Rates last updated and verified on 11/06/2026.

Community First Bank Boscobel, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Bank Boscobel, WI? Share your experience about Community First Bank Boscobel, WI by leaving a review below, or read customer reviews before you decide to use Community First Bank Boscobel, WI.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.02%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Community First Bank
925 Wisconsin Ave
Boscobel, WI 53805
https://www.cfbank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Community First Bank Boscobel, WI Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate 7.125% 0.000% 7.249% 15 years
Details Current Mortgage Rates
Last Updated 11/06/2026
Rate History
2 changes since Oct 14, 2026 · 7.25% → 7.25% ▼ 0.00 pts · high 7.37% / low 7.25%
6.75%7.31%7.87%Oct 14, 2026: 7.25% APROct 27, 2026: 7.37% APRNov 6, 2026: 7.25% APROct 14, 2026Nov 9, 2026
  • Nov 6, 20267.25%▼ from 7.37%
  • Oct 27, 20267.37%▲ from 7.25%
  • Oct 14, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.02%
30 Year Fixed Rate 7.375% 0.000% 7.453% 30 years
Details Current Mortgage Rates
Last Updated 11/06/2026
Rate History
1 change since Oct 14, 2026 · 7.70% → 7.45% ▼ 0.25 pts · high 7.70% / low 7.45%
6.95%7.58%8.20%Oct 14, 2026: 7.70% APROct 27, 2026: 7.45% APROct 14, 2026Nov 9, 2026
  • Oct 27, 20267.45%▼ from 7.70%
  • Oct 14, 20267.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.02%
20 Year Fixed Rate 7.375% 0.000% 7.476% 20 years
Details Current Mortgage Rates
Last Updated 11/06/2026
Rate History
1 change since Oct 14, 2026 · 7.60% → 7.48% ▼ 0.13 pts · high 7.60% / low 7.48%
6.98%7.54%8.10%Oct 14, 2026: 7.60% APROct 27, 2026: 7.48% APROct 14, 2026Nov 9, 2026
  • Oct 27, 20267.48%▼ from 7.60%
  • Oct 14, 20267.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.02%

Financial Health History

Community First Bank Boscobel, WI’s Texas Ratio fell from 3.60% in Q3 2023 to 2.02% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.2% 2.0★ 2.4% 3.0★ 3.6% 4.0★ 4.9% 5.0★ Healthy zone – entire history below the 15% limit 3.60% A Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.02% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$634M2.02%5.0A+
March 31, 2026$638M0.78%5.0A+
December 31, 2025$636M0.75%5.0A+
September 30, 2025$629M0.47%5.0A+
June 30, 2025$635M0.99%5.0A+
March 31, 2025$627M0.98%5.0A+
December 31, 2024$601M0.91%5.0A+
September 30, 2024$602M1.36%5.0A+
June 30, 2024$590M2.05%5.0A+
March 31, 2024$593M2.25%5.0A+
December 31, 2023$586M2.37%5.0A+
September 30, 2023$576M3.60%4.9A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community First Bank Boscobel, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community First Bank Boscobel, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community First Bank Boscobel, WI's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Community First Bank Boscobel, WI
Address 925 Wisconsin Ave, Boscobel, WI 53805  ·  Grant
Bank Holding Company BOSCOBEL BCORP INC
FDIC Certificate # 11595
Regulator FED
Established January 1, 1871
FDIC Insurance Date January 1, 1934
Domestic Offices 10
Total Branches 10
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.02%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.5205%
Return on Equity (ROE)
15.4400%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
$634,077,000
Total Deposits
$522,440,000
Equity Capital
$63,892,000
Net Income
$4,834,000
Headquarters
Boscobel
Total Branches and Offices
10
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Community First Bank Boscobel, WI earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/community-first-bank-rates-review-11595">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Community First Bank Boscobel, WI

What is the lowest 30 year fixed mortgage rate at Community First Bank Boscobel, WI?

The lowest Community First Bank Boscobel, WI 30 year fixed mortgage rate is its 30 Year Fixed Rate at 7.375%, verified by MonitorBankRates as of November 6, 2026. Community First Bank Boscobel, WI mortgage rates are 7.375% for a 30 year mortgage, 7.375% for a 20 year mortgage and 7.125% for a 15 year mortgage.

How many branches does Community First Bank Boscobel, WI operate?

Community First Bank Boscobel, WI currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community First Bank Boscobel, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Bank Boscobel, WI provides members with tools to manage their accounts and build a solid financial history.

Does Community First Bank Boscobel, WI offer online and mobile banking?

Most modern institutions like Community First Bank Boscobel, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cfbank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Community First Bank Boscobel, WI rates compare?

Community First Bank Boscobel, WI's mortgage rates are 6% higher than the MonitorBankRates national average, and it has an A+ health rating. Community First Bank Boscobel, WI's top rate is its 15 Year Fixed Rate at 7.125%, verified by MonitorBankRates on November 6, 2026.