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Knox County Teachers Federal Credit Union Rates & Review April 2026

Knox County Teachers Federal Credit Union's Vacant Land rates are at 9.00%. MonitorBankRates evaluates the financial stability of Knox County Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.22%. Rates were last updated on 04/04/2026.

Knox County Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Knox County Teachers Federal Credit Union? Share your experience about Knox County Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Knox County Teachers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.22%
Excellent Lower than avg
Knox County Teachers Federal Credit Union
North Office
6821 Maynardville Pike
Knoxville, TN 37918 5310
https://www.kctfcu.org
Member NCUA

Knox County Teachers Federal Credit Union Savings Rates

Product Rate APY View More
Club Accounts 0.10% 0.10%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.22%
Regular Share Account 0.10% 0.10%
Min Balance $5
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.22%

Knox County Teachers Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vacant Land 9.00% - 9.00% 120
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.22%

Knox County Teachers Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA CREDIT CARD - 12.90%
Details Limited up to $7500.00
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.22%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Knox County Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Knox County Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Knox County Teachers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Knox County Teachers Federal Credit Union
Address 6821 Maynardville Pike, Knoxville, TN 37918 5310
Phone 865-922-7481
Fax 865-922-7488
President Robert Huff
CEO Julie McMillan
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.22%
Return on Assets (ROA)
1.0701%
Return on Equity (ROE)
7.2334%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
33,542,345
Total Amount of Shares and Deposits
28,365,629
Total Shares and Deposits < 1 Year
28,317,040
Total Shares and Deposits 1 3 Years
48,590
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
664,513
Total Uninsured Shares and Deposits > $250K (F+J)
664,513
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,701,116
Total Interest Expense (Sum of items 6 8)
18,592
Share Certificates
66
Number of Accounts for Share Drafts
926
IRA KEOGH Accounts
44
Number of Accounts for Regular Shares
2,676
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,488,616
Total Liabilities
28,580,328
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Knox County Teachers Federal Credit Union

Is Knox County Teachers Federal Credit Union a safe place to deposit money?

Yes, Knox County Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.21725036411604%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Knox County Teachers Federal Credit Union operate?

Knox County Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Knox County Teachers Federal Credit Union?

Yes, to access services at Knox County Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Knox County Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knox County Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Knox County Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Knox County Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kctfcu.org.