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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 SLO Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
SLO Credit Union's 6 MONTH CD rates are at 3.45%, 12 MONTH CD rates are at 3.03%, 24 MONTH CD rates are at 2.83%, 36 MONTH CD rates are at 2.32%, 48 MONTH CD rates are at 1.81%. SLO Credit Union's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of SLO Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.96%. Rates were last updated on 03/24/2026. SLO Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SLO Credit Union? Share your experience about SLO Credit Union by leaving a review below, or read customer reviews before you decide to use SLO Credit Union. 
SLO Credit Union CD Rates
SLO Credit Union Savings Rates
SLO Credit Union Home Equity & HELOC
SLO Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for SLO Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SLO Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with SLO Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
SLO Credit Union
Website
https://www.slocu.com
Address
1220 Osos St,
San Luis Obispo, CA 93401 3620
Phone
805-543-5839
Fax
805-543-4300
President
Matthew Janssen
CEO
Donna Severs
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.96%
Return on Assets (ROA)
-0.4053%
Return on Equity (ROE)
-2.4062%
Non-Performing Loans Ratio (NPL)
3.96%
Total Assets
30,134,741
Total Amount of Shares and Deposits
25,542,056
Total Shares and Deposits < 1 Year
25,076,580
Total Shares and Deposits 1 3 Years
343,189
Total Shares and Deposits > 3 Years
122,287
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,718,008
Total Uninsured Shares and Deposits > $250K (F+J)
1,718,008
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,824,048
Total Interest Expense (Sum of items 6 8)
202,619
Share Certificates
183
Number of Accounts for Share Drafts
603
IRA KEOGH Accounts
57
Number of Accounts for Regular Shares
1,813
Net Income (unless the amount is already included in Undivided Earnings)
-122,127
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,842,526
Total Liabilities
25,581,329
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About SLO Credit UnionIs SLO Credit Union a safe place to deposit money?Yes, SLO Credit Union is considered a safe financial institution. With a Texas Ratio of 12.964245830309%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does SLO Credit Union operate?SLO Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join SLO Credit Union?Yes, to access services at SLO Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, SLO Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, SLO Credit Union provides members with tools to manage their accounts and build a solid financial history. Does SLO Credit Union offer online and mobile banking?Most modern institutions like SLO Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.slocu.com. Current SLO Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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