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EWEB EMPLOYEES Rates & Review October 2026

EWEB EMPLOYEES's top rates as of October 10, 2026 are 3.15% APY on its 12 Month CD, personal loans from 9.00% APR, and credit cards from 9.95% APR, according to rates verified by MonitorBankRates. Other EWEB EMPLOYEES CD rates include 60 Month CD at 3.15%, 12 Month CD at 3.10%, and 60 Month CD at 3.10%. MonitorBankRates evaluates the financial stability of EWEB EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.43%. Rates last updated and verified on 10/10/2026.

EWEB EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EWEB EMPLOYEES? Share your experience about EWEB EMPLOYEES by leaving a review below, or read customer reviews before you decide to use EWEB EMPLOYEES.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.43%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
EWEB EMPLOYEES
Corporate Office
255 Coburg Rd
Eugene, OR 97401
http://www.myewebcu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

EWEB EMPLOYEES CD Rates

Product Rate APY Term View More
12 Month Certificate 3.105% 3.15% 12 months
Min Deposit $15,000
Min Balance $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 7 times
2.65%3.15%3.65%Sep 14, 2026: 3.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
60 Month Certificate 3.105% 3.15% 60 months
Min Deposit $15,000
Min Balance $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 7 times
2.65%3.15%3.65%Sep 14, 2026: 3.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
12 Month Certificate 3.057% 3.10% 12 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 7 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
60 Month Certificate 3.057% 3.10% 60 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 7 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
18 Month Certificate 3.008% 3.05% 18 months
Min Deposit $15,000
Min Balance $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 7 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
24 Month Certificate 3.008% 3.05% 24 months
Min Deposit $15,000
Min Balance $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 7 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
36 Month Certificate 3.008% 3.05% 36 months
Min Deposit $15,000
Min Balance $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 7 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
48 Month Certificate 3.008% 3.05% 48 months
Min Deposit $15,000
Min Balance $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 7 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
18 Month Certificate 2.96% 3.00% 18 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
24 Month Certificate 2.96% 3.00% 24 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
36 Month Certificate 2.96% 3.00% 36 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
48 Month Certificate 2.96% 3.00% 48 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
9 Month Certificate 2.374% 2.40% 9 months
Min Deposit $15,000
Min Balance $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 7 times
1.90%2.40%2.90%Sep 14, 2026: 2.40% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
9 Month Certificate 2.325% 2.35% 9 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 7 times
1.85%2.35%2.85%Sep 14, 2026: 2.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
6 Month Certificate 2.129% 2.15% 6 months
Min Deposit $15,000
Min Balance $15,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.15% APY · checked 7 times
1.65%2.15%2.65%Sep 14, 2026: 2.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
6 Month Certificate 2.08% 2.10% 6 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.10% APY · checked 7 times
1.60%2.10%2.60%Sep 14, 2026: 2.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%

EWEB EMPLOYEES Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.25%
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%

EWEB EMPLOYEES RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles, Boats, Travel Trailers, 5th Wheels, Motorcycles, etc - Purchase or Refinance - 8.25% 120 month financing
Details Longer terms are offered dependent on collateral value and financed amount. Please inquire about availability.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 7 times
7.75%8.25%8.75%Sep 14, 2026: 8.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Recreational Vehicles, Boats, Travel Trailers, 5th Wheels, Motorcycles, etc - Purchase or Refinance - 8.75% 180 month financing
Details Longer terms are offered dependent on collateral value and financed amount. Please inquire about availability.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 7 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%

EWEB EMPLOYEES Credit Card Rates

Product Rate APR View More
Visa Cards - 9.95%
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 7 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%

EWEB EMPLOYEES Personal Loan Rates

Product APR Term View More
Personal Property Loans 9.00%
Details Financing purchases of hot tubs, UTVs, tractors and other untitled items
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 7 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Manufactured Homes (Taxed as Personal Property) Loan 10.00% Up to 180 Months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 7 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Signature Loan 12.00%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 7 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%

EWEB EMPLOYEES Other Rates

Product Rate Points APY/APR Term View More
Line of Credit - - 9.50%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 7 times
9.00%9.50%10.00%Sep 14, 2026: 9.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Real Estate - Fixed Rate - - 7.00% 360 months
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 7 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Holiday Plus Shares 0.15% - 0.15%
Min Deposit $10
Min Balance $10
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account 0.65% - 0.65%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 to $2,499.99; Compounded and Paid: Monthly
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 6 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account 0.75% - 0.75%
Min Deposit $1,000
Min Balance $2,500
Details Balance: $2,500 to $24,999.99; Compounded and Paid: Monthly
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 18, 2026: 0.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account 1.00% - 1.00%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000 to $74,999.99; Compounded and Paid: Monthly
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account 1.05% - 1.05%
Min Deposit $1,000
Min Balance $75,000
Details Balance: $75,000 to $99,999.99; Compounded and Paid: Monthly
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 7 times
0.55%1.05%1.55%Sep 14, 2026: 1.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Main Money Account 1.25% - 1.25%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000 & over; Compounded and Paid: Monthly
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%
Regular shares 0.10% - 0.10%
Min Deposit $5
Min Balance $6
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.43%

Financial Health History

EWEB EMPLOYEES’s Texas Ratio fell from 2.76% in Q3 2023 to 0.43% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.9% 2.0★ 1.9% 3.0★ 2.8% 4.0★ 3.7% 5.0★ Healthy zone – entire history below the 15% limit 2.76% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.43% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$35M0.43%5.0A+
March 31, 2026$35M0.00%5.0A+
December 31, 2025$34M0.72%5.0A+
September 30, 2025$34M0.90%5.0A+
June 30, 2025$34M0.00%5.0A+
March 31, 2025$35M0.02%5.0A+
December 31, 2024$34M1.23%5.0A+
September 30, 2024$34M1.18%5.0A+
June 30, 2024$35M0.00%5.0A+
March 31, 2024$35M0.00%5.0A+
December 31, 2023$35M1.11%5.0A+
September 30, 2023$36M2.76%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for EWEB EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EWEB EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with EWEB EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name EWEB EMPLOYEES
Address 255 Coburg Rd, Eugene, OR 97401
Phone 541-484-5304
Fax 541-345-5834
President Mary Beckman
CEO Pat Walters
Full-Time Employees 5
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.43%
Return on Assets (ROA)
0.4650%
Return on Equity (ROE)
3.4227%
Non-Performing Loans Ratio (NPL)
0.12%
Total Assets
34,785,223
Total Amount of Shares and Deposits
29,643,232
Total Shares and Deposits < 1 Year
27,823,300
Total Shares and Deposits 1 3 Years
1,559,237
Total Shares and Deposits > 3 Years
260,695
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,350,397
Total Uninsured Shares and Deposits > $250K (F+J)
2,350,397
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,292,835
Total Interest Expense (Sum of items 6 8)
105,756
Share Certificates
80
Number of Accounts for Share Drafts
1,053
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
1,722
All other shares
20
Money Market Shares
96
Net Income (unless the amount is already included in Undivided Earnings)
161,748
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,936,161
Total Liabilities
30,059,449
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

EWEB EMPLOYEES earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/eweb-employees-rates-review-9777">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About EWEB EMPLOYEES

How many branches does EWEB EMPLOYEES operate?

EWEB EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join EWEB EMPLOYEES?

Yes, to access services at EWEB EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, EWEB EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, EWEB EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does EWEB EMPLOYEES offer online and mobile banking?

Most modern institutions like EWEB EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.myewebcu.org.

Current EWEB EMPLOYEES Rates

  • 12-Month CD3.10%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • 60-Month CD3.10%
Retrieved from our database of financial products. Rates subject to change.