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iAdvertiser Disclosure
Advertiser Disclosure
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 Latvian Cleveland Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Latvian Cleveland Credit Union's 48 Month CD of Deposit rates are at 3.75%, 60 Month CD of Deposit rates are at 3.75%, IRA 48 Month CD of Deposit rates are at 3.75%, IRA 60 Month CD of Deposit rates are at 3.75%, 36 Month CD of Deposit rates are at 3.50%. Latvian Cleveland Credit Union's savings rates are at 0.10%. Latvian Cleveland Credit Union's First Mortgage Loan* 5 yr Adjustable rates are at 7.00%, First Mortgage Loan* 10 year Fixed rates are at 7.25%, First Mortgage Loan* 15 year Fixed rates are at 8.00%, First Mortgage Loan* 20 year Fixed rates are at 8.25%, First Mortgage Loan* 30 year Fixed rates are at 8.50%. MonitorBankRates evaluates the financial stability of Latvian Cleveland Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/19/2026. Latvian Cleveland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Latvian Cleveland Credit Union? Share your experience about Latvian Cleveland Credit Union by leaving a review below, or read customer reviews before you decide to use Latvian Cleveland Credit Union. Latvian Cleveland Credit Union
Latvian Cleveland Credit Union 1385 Andrews Ave
https://www.latvianclevelandcu.org Lakewood, OH 44107 2405 
Latvian Cleveland Credit Union CD Rates
Latvian Cleveland Credit Union Savings Rates
Latvian Cleveland Credit Union Money Market Rates
Latvian Cleveland Credit Union Checking Rates
Latvian Cleveland Credit Union Mortgage Rates
Latvian Cleveland Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Latvian Cleveland Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Latvian Cleveland Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Latvian Cleveland Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Latvian Cleveland Credit Union
Address
1385 Andrews Ave,
Lakewood, OH 44107 2405
Phone
216-228-1996
Fax
216-521-8511
President
Andris Celcherts
CEO
Robert Junge
Full-Time Employees
2
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.4123%
Return on Equity (ROE)
2.1935%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
29,973,128
Total Amount of Shares and Deposits
24,231,308
Total Shares and Deposits < 1 Year
17,465,586
Total Shares and Deposits 1 3 Years
4,830,264
Total Shares and Deposits > 3 Years
1,935,458
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,644,458
Total Uninsured Shares and Deposits > $250K (F+J)
1,644,458
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,586,850
Total Interest Expense (Sum of items 6 8)
344,185
Share Certificates
402
Number of Accounts for Share Drafts
234
IRA KEOGH Accounts
279
Number of Accounts for Regular Shares
973
All other shares
4
Money Market Shares
77
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,130,184
Total Liabilities
24,339,369
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Latvian Cleveland Credit UnionIs Latvian Cleveland Credit Union a safe place to deposit money?Yes, Latvian Cleveland Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Latvian Cleveland Credit Union operate?Latvian Cleveland Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Latvian Cleveland Credit Union?Yes, to access services at Latvian Cleveland Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Latvian Cleveland Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Latvian Cleveland Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Latvian Cleveland Credit Union offer online and mobile banking?Most modern institutions like Latvian Cleveland Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.latvianclevelandcu.org. Current Latvian Cleveland Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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