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WV National Guard Federal Credit Union Rates & Review April 2026

WV National Guard Federal Credit Union's 1 YR CD Special rates are at 3.50%, 3 YR CD Special rates are at 3.45%, 2 YR CD Special rates are at 3.25%, 5 YR CD Special rates are at 3.00%, 6MO CD Special rates are at 2.75%. MonitorBankRates evaluates the financial stability of WV National Guard Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

WV National Guard Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WV National Guard Federal Credit Union? Share your experience about WV National Guard Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WV National Guard Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
WV National Guard Federal Credit Union
Main Office
1512 Coonskin Dr
Charleston, WV 25311 1022
https://wvngfcu.com
Member NCUA

WV National Guard Federal Credit Union CD Rates

Product Rate APY Term View More
1 YR CD Special - 3.50%
Details *penalties applied for early withdrawal, which may decrease earnings
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 YR CD Special - 3.45%
Details *penalties applied for early withdrawal, which may decrease earnings
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2 YR CD Special - 3.25%
Details *penalties applied for early withdrawal, which may decrease earnings
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5 YR CD Special - 3.00%
Details *penalties applied for early withdrawal, which may decrease earnings
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6MO CD Special - 2.75%
Details *penalties applied for early withdrawal, which may decrease earnings
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
4YR CD Special - 2.50%
Details *penalties applied for early withdrawal, which may decrease earnings
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for WV National Guard Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WV National Guard Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WV National Guard Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WV National Guard Federal Credit Union
Address 1512 Coonskin Dr, Charleston, WV 25311 1022
Phone 304-342-2422
Fax 394-342-3364
President Billy King
CEO Emily Green
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
1.0125%
Return on Equity (ROE)
7.2410%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
51,172,409
Total Amount of Shares and Deposits
43,928,008
Total Shares and Deposits < 1 Year
43,497,920
Total Shares and Deposits 1 3 Years
112,286
Total Shares and Deposits > 3 Years
317,802
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,286,867
Total Uninsured Shares and Deposits > $250K (F+J)
5,286,867
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,641,141
Total Interest Expense (Sum of items 6 8)
607,535
Share Certificates
157
Number of Accounts for Share Drafts
559
IRA KEOGH Accounts
40
Number of Accounts for Regular Shares
2,122
Money Market Shares
437
Net Income (unless the amount is already included in Undivided Earnings)
518,132
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,512,116
Total Liabilities
44,016,835
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About WV National Guard Federal Credit Union

Is WV National Guard Federal Credit Union a safe place to deposit money?

Yes, WV National Guard Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does WV National Guard Federal Credit Union operate?

WV National Guard Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WV National Guard Federal Credit Union?

Yes, to access services at WV National Guard Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WV National Guard Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WV National Guard Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does WV National Guard Federal Credit Union offer online and mobile banking?

Most modern institutions like WV National Guard Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://wvngfcu.com.