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East Texas Professional Credit Union Rates & Review April 2026

East Texas Professional Credit Union's 12 Month IRA Term CDs rates are at 3.80%, 12 Month Term CDs rates are at 3.80%, 18 Month Term CDs rates are at 3.80%, 24 Month IRA Term CDs rates are at 3.80%, 24 Month Term CDs rates are at 3.80%. East Texas Professional Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of East Texas Professional Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.76%. Rates were last updated on 04/19/2026.

East Texas Professional Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at East Texas Professional Credit Union? Share your experience about East Texas Professional Credit Union by leaving a review below, or read customer reviews before you decide to use East Texas Professional Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.76%
Excellent Lower than avg
East Texas Professional Credit Union
Administration Building
5000 George Richey Rd
Longview, TX 75604 9291
https://www.etpcu.org
Member NCUA

East Texas Professional Credit Union CD Rates

Product Rate APY Term View More
12 Month IRA Term Share Certificates 3.75% 3.80%
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
12 Month Term Share Certificates 3.75% 3.80% 12 Month
Min Balance $1,000
Details $1,000.00 & over
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
18 Month Term Share Certificates 3.75% 3.80% 18 Month
Min Balance $1,000
Details $1,000.00 & over
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
24 Month IRA Term Share Certificates 3.75% 3.80%
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
24 Month Term Share Certificates 3.75% 3.80% 24 Month
Min Balance $1,000
Details $1,000.00 & over
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
36 Month IRA Term Share Certificates 3.75% 3.80%
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
36 Month Term Share Certificates 3.75% 3.80% 36 Month
Min Balance $1,000
Details $1,000.00 & over
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
48 Month Term Share Certificates 3.75% 3.80% 48 Month
Min Balance $1,000
Details $1,000.00 & over
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
60 Month Term Share Certificates 3.75% 3.80% 60 Month
Min Balance $1,000
Details $1,000.00 & over
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
183 Day Term Share Certificates 3.70% 3.75% 183 Day
Min Balance $1,000
Details $1,000.00 & over
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
91 Day Term Share Certificates 2.72% 2.78% 91 Day
Min Balance $1,000
Details $1,000.00 & over
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%

East Texas Professional Credit Union Personal Loan Rates

Product Rate APR View More
Motorcycles, ATVs, Personal Watercraft 2026 - 2020 Models - 6.99%
Details $12,000+; As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Motorcycles, ATVs, Personal Watercraft 2019 & Older Models - 7.49%
Details $12,000+; As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%
Personal Loans - 8.95%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.76%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for East Texas Professional Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather East Texas Professional Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with East Texas Professional Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name East Texas Professional Credit Union
Address 5000 George Richey Rd, Longview, TX 75604 9291
Phone 903-323-0230
Fax
President Wilma Jamerson
CEO William Norton
Full-Time Employees 238
Part-Time Employees 72
Branch Locations 21
ATM Locations 20
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.76%
Return on Assets (ROA)
1.3020%
Return on Equity (ROE)
6.8847%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
1,375,778,978
Total Amount of Shares and Deposits
1,098,054,913
Total Shares and Deposits < 1 Year
1,019,022,285
Total Shares and Deposits 1 3 Years
60,826,478
Total Shares and Deposits > 3 Years
18,206,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,871,838
Total Uninsured Shares and Deposits > $250K (F+J)
19,871,838
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,078,183,075
Total Interest Expense (Sum of items 6 8)
14,825,209
Share Certificates
8,039
Number of Accounts for Share Drafts
59,109
IRA KEOGH Accounts
2,039
Number of Accounts for Regular Shares
105,089
All other shares
53
Money Market Shares
2,289
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
157,530,778
Total Liabilities
1,118,657,595
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About East Texas Professional Credit Union

Is East Texas Professional Credit Union a safe place to deposit money?

Yes, East Texas Professional Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7637247755577%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does East Texas Professional Credit Union operate?

East Texas Professional Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join East Texas Professional Credit Union?

Yes, to access services at East Texas Professional Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, East Texas Professional Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, East Texas Professional Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does East Texas Professional Credit Union offer online and mobile banking?

Most modern institutions like East Texas Professional Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.etpcu.org.

Current East Texas Professional Credit Union Rates

  • 12-Month CD3.80%
  • 18-Month CD3.80%
  • 24-Month CD3.80%
  • 60-Month CD3.80%
Retrieved from our database of financial products. Rates subject to change.