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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Leading Edge Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Leading Edge Credit Union's 24 Month CD of Deposit rates are at 3.49%, 36 Month CD of Deposit rates are at 3.22%, 12 Month CD of Deposit rates are at 3.19%, 48 Month CD of Deposit rates are at 2.99%, 6 Month CD of Deposit rates are at 2.75%. Leading Edge Credit Union's savings rates are at 0.52%. Leading Edge Credit Union's money market rates are at 2.02%. Leading Edge Credit Union's checking rates are as high as 2.02%. Leading Edge Credit Union's Personal Loan Rates are as low as 10.29%. Leading Edge Credit Union's Credit Card Rates are at 15.00%. Leading Edge Credit Union's CD rates are 6% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Leading Edge Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.16%. Rates last updated and verified on 10/29/2026. Leading Edge Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Leading Edge Credit Union? Share your experience about Leading Edge Credit Union by leaving a review below, or read customer reviews before you decide to use Leading Edge Credit Union. Leading Edge Credit Union
Worthington 1127 Ryans Rd
https://www.leadingedgecu.org Worthington, MN 56187  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Leading Edge Credit Union CD Rates
Leading Edge Credit Union Savings Rates
Leading Edge Credit Union Money Market Rates
Leading Edge Credit Union Checking Rates
Leading Edge Credit Union Auto Loan Rates
Leading Edge Credit Union RV, Boat and Powersport Loan Rates
Leading Edge Credit Union Credit Card Rates
Leading Edge Credit Union Personal Loan Rates
Leading Edge Credit Union Other Rates
Financial Health HistoryLeading Edge Credit Union’s Texas Ratio rose from 7.26% in Q3 2023 to 8.16% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Leading Edge Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Leading Edge Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Leading Edge Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Leading Edge Credit Union
Website
https://www.leadingedgecu.org
Address
1127 Ryans Rd,
Worthington, MN 56187
Phone
507-372-5959
Fax
President
Randy Donahue
CEO
Chad Merrihew
Full-Time Employees
43
Part-Time Employees
1
Branch Locations
5
ATM Locations
3
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.16%
Return on Assets (ROA)
0.1412%
Return on Equity (ROE)
1.5757%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
143,207,398
Total Amount of Shares and Deposits
128,703,419
Total Shares and Deposits < 1 Year
119,365,617
Total Shares and Deposits 1 3 Years
8,754,724
Total Shares and Deposits > 3 Years
583,078
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,717,603
Total Uninsured Shares and Deposits > $250K (F+J)
5,717,603
Total Insured Shares and Deposits > $250K (item 17 less item K)
122,985,816
Total Interest Expense (Sum of items 6 8)
1,202,889
Share Certificates
1,124
Number of Accounts for Share Drafts
8,150
IRA KEOGH Accounts
154
Number of Accounts for Regular Shares
14,508
Money Market Shares
1,139
Net Income (unless the amount is already included in Undivided Earnings)
202,182
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,176,987
Total Liabilities
130,640,373
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Leading Edge Credit UnionDoes Leading Edge Credit Union offer CDs?Yes. Leading Edge Credit Union current CD rates include its 24 Month CD of Deposit at 3.49% APY, its 36 Month CD of Deposit at 3.22% APY and its 12 Month CD of Deposit at 3.19% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Leading Edge Credit Union NCUA insured?Yes. Leading Edge Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Leading Edge Credit Union?The highest Leading Edge Credit Union CD rate is its 24 Month CD of Deposit at 3.49% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Leading Edge Credit Union offer?Leading Edge Credit Union CD rates are 2.75% APY for a 6 month CD, 3.19% APY for a 12 month CD, 3.49% APY for a 2 year CD, 3.22% APY for a 3 year CD, 2.99% APY for a 4 year CD and 2.59% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Leading Edge Credit Union for its full lineup. What is the highest savings rate at Leading Edge Credit Union?The highest Leading Edge Credit Union savings rate is its Young Bucks Savings Account at 0.52% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Leading Edge Credit Union?The highest Leading Edge Credit Union money market rate is its Edge Money Market at 2.02% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Leading Edge Credit Union?The highest Leading Edge Credit Union checking rate is its Advantage Checking at 2.02% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Leading Edge Credit Union?The lowest Leading Edge Credit Union auto loan rate is its Cars, trucks and SUVs Loan at 5.29% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Leading Edge Credit Union?The lowest Leading Edge Credit Union personal loan rate is its Personal Loans at 10.29% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Leading Edge Credit Union?The lowest Leading Edge Credit Union credit card APR is its Visa Platinum Credit Card at 15.00% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Leading Edge Credit Union operate?Leading Edge Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Leading Edge Credit Union?Yes, to access services at Leading Edge Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Leading Edge Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Leading Edge Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Leading Edge Credit Union offer online and mobile banking?Most modern institutions like Leading Edge Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.leadingedgecu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Leading Edge Credit Union rates compare?Leading Edge Credit Union's CD rates are 6% higher than the MonitorBankRates national average, and it has an A health rating. Leading Edge Credit Union's top rates are its 24 Month CD of Deposit at 3.49% APY, its Young Bucks Savings Account at 0.52% APY, its Edge Money Market at 2.02% APY, its Advantage Checking at 2.02% APY, its Personal Loans at 10.29% APR and its Visa Platinum Credit Card at 15.00% APR, verified by MonitorBankRates on October 29, 2026. Current Leading Edge Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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