☰

Home›
Credit Unions›
Friendly Federal Credit Union

iAdvertiser Disclosure

Friendly Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Friendly Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 14, 2026

Friendly Federal Credit Union's Personal Loan Rates are at 5.50%. MonitorBankRates evaluates the financial stability of Friendly Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.55%. Rates were last updated on 04/14/2026.

Friendly Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Friendly Federal Credit Union? Share your experience about Friendly Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Friendly Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.55%

Excellent Higher than avg

Friendly Federal Credit Union
Friendly Federal Credit Union

2000 Main St
Aliquippa, PA 15001 2760

https://www.friendlyfcu.org

Friendly Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	5.50%
Details As Low As Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.55%

Friendly Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Card	-	9.25%
Details As Low As Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.55%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Friendly Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Friendly Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Friendly Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Friendly Federal Credit Union

Website https://www.friendlyfcu.org

Address 2000 Main St, Aliquippa, PA 15001 2760

Phone 724-375-0488

Fax 724-375-1938

President Amy Walker

CEO Cynthia Hladio

Full-Time Employees 11

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.55%

Return on Assets (ROA)

0.3345%

Return on Equity (ROE)

1.9774%

Non-Performing Loans Ratio (NPL)

4.27%

Total Assets

68,765,509

Total Amount of Shares and Deposits

57,252,560

Total Shares and Deposits < 1 Year

56,042,751

Total Shares and Deposits 1 3 Years

1,209,809

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,517,481

Total Uninsured Shares and Deposits > $250K (F+J)

2,517,481

Total Insured Shares and Deposits > $250K (item 17 less item K)

54,735,079

Total Interest Expense (Sum of items 6 8)

314,385

Share Certificates

316

Number of Accounts for Share Drafts

2,684

IRA KEOGH Accounts

166

Number of Accounts for Regular Shares

5,046

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

230,031

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

11,473,993

Total Liabilities

57,165,999

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Friendly Federal Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Friendly Federal Credit Union

Frequently Asked Questions About Friendly Federal Credit Union

Is Friendly Federal Credit Union a safe place to deposit money?

Yes, Friendly Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 9.5504616382825%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Friendly Federal Credit Union operate?

Friendly Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Friendly Federal Credit Union?

Yes, to access services at Friendly Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Friendly Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Friendly Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Friendly Federal Credit Union offer online and mobile banking?

Most modern institutions like Friendly Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.friendlyfcu.org.