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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Friendly Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 20, 2026
Friendly Federal Credit Union's 3 Years CD rates are at 3.75%, 1 Year CD rates are at 3.25%. Friendly Federal Credit Union's money market rates are at 0.50%. Friendly Federal Credit Union's Personal Loan Rates are as low as 12.00%. Friendly Federal Credit Union's Credit Card Rates are at 9.25%. MonitorBankRates evaluates the financial stability of Friendly Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.41%. Rates last updated and verified on 09/20/2026. Friendly Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Friendly Federal Credit Union? Share your experience about Friendly Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Friendly Federal Credit Union. Friendly Federal Credit Union
Friendly Federal Credit Union 2000 Main St
https://www.friendlyfcu.org Aliquippa, PA 15001-2760 
Friendly Federal Credit Union CD Rates
Friendly Federal Credit Union Savings Rates
Friendly Federal Credit Union Checking Rates
Friendly Federal Credit Union Home Equity & HELOC
Friendly Federal Credit Union Auto Loan Rates
Friendly Federal Credit Union RV, Boat and Powersport Loan Rates
Friendly Federal Credit Union Credit Card Rates
Friendly Federal Credit Union Personal Loan Rates
Friendly Federal Credit Union Other Rates
Financial Health HistoryFriendly Federal Credit Union’s Texas Ratio fell from 9.33% in Q2 2023 to 5.41% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Friendly Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Friendly Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Friendly Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Friendly Federal Credit Union
Website
https://www.friendlyfcu.org
Address
2000 Main St,
Aliquippa, PA 15001-2760
Phone
724-375-0488
Fax
724-375-1938
President
Amy Walker
CEO
Cynthia Hladio
Full-Time Employees
11
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.41%
Return on Assets (ROA)
0.1920%
Return on Equity (ROE)
1.1284%
Non-Performing Loans Ratio (NPL)
2.48%
Total Assets
68,263,038
Total Amount of Shares and Deposits
56,640,353
Total Shares and Deposits < 1 Year
54,601,650
Total Shares and Deposits 1 3 Years
2,038,703
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,161,297
Total Uninsured Shares and Deposits > $250K (F+J)
2,161,297
Total Insured Shares and Deposits > $250K (item 17 less item K)
54,479,056
Total Interest Expense (Sum of items 6 8)
91,455
Share Certificates
253
Number of Accounts for Share Drafts
2,698
IRA KEOGH Accounts
161
Number of Accounts for Regular Shares
5,009
Money Market Shares
80
Net Income (unless the amount is already included in Undivided Earnings)
131,063
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,134,756
Total Liabilities
56,648,195
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Friendly Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Friendly Federal Credit Union
Frequently Asked Questions About Friendly Federal Credit UnionHow many branches does Friendly Federal Credit Union operate?Friendly Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Friendly Federal Credit Union?Yes, to access services at Friendly Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Friendly Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Friendly Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Friendly Federal Credit Union offer online and mobile banking?Most modern institutions like Friendly Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.friendlyfcu.org. Current Friendly Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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