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 Lincoln SDA Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Lincoln SDA Credit Union's 12 Month New Deposit CD rates are at 3.29%, 6 Month CD rates are at 3.03%, 12 Month CD rates are at 2.83%, 9 Month Youth CD rates are at 1.00%. Lincoln SDA Credit Union's savings rates are at 0.25%. Lincoln SDA Credit Union's Personal Loan Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Lincoln SDA Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.41%. Rates were last updated on 04/19/2026. Lincoln SDA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lincoln SDA Credit Union? Share your experience about Lincoln SDA Credit Union by leaving a review below, or read customer reviews before you decide to use Lincoln SDA Credit Union. Lincoln SDA Credit Union
Lincoln SDA Credit Union 4733 Prescott Ave
https://www.lincolnsdacu.org Lincoln, NE 68506 5456 
Lincoln SDA Credit Union CD Rates
Lincoln SDA Credit Union Savings Rates
Lincoln SDA Credit Union Checking Rates
Lincoln SDA Credit Union Credit Card Rates
Lincoln SDA Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lincoln SDA Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lincoln SDA Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lincoln SDA Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lincoln SDA Credit Union
Website
https://www.lincolnsdacu.org
Address
4733 Prescott Ave,
Lincoln, NE 68506 5456
Phone
402-489-8886
Fax
402-489-9161
President
Thaddeus Edgerton
CEO
Mike Nelson
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.41%
Return on Assets (ROA)
-2.0664%
Return on Equity (ROE)
-18.6798%
Non-Performing Loans Ratio (NPL)
1.24%
Total Assets
10,121,448
Total Amount of Shares and Deposits
8,953,244
Total Shares and Deposits < 1 Year
8,953,245
Total Insured Shares and Deposits > $250K (item 17 less item K)
8,953,244
Total Interest Expense (Sum of items 6 8)
115,105
Share Certificates
100
Number of Accounts for Share Drafts
375
Number of Accounts for Regular Shares
1,650
All other shares
19
Net Income (unless the amount is already included in Undivided Earnings)
-112,175
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
774,122
Total Liabilities
9,006,159
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lincoln SDA Credit UnionIs Lincoln SDA Credit Union a safe place to deposit money?Yes, Lincoln SDA Credit Union is considered a safe financial institution. With a Texas Ratio of 5.4132868419501%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lincoln SDA Credit Union operate?Lincoln SDA Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lincoln SDA Credit Union?Yes, to access services at Lincoln SDA Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lincoln SDA Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lincoln SDA Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lincoln SDA Credit Union offer online and mobile banking?Most modern institutions like Lincoln SDA Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lincolnsdacu.org. Current Lincoln SDA Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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