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White Eagle Credit Union Rates & Review November 2026

White Eagle Credit Union's 12 month CD : 1 Year rates are at 3.80%, CD : 6 month rates are at 3.80%, 24 month CD : 2 Years rates are at 3.25%, 36 month CD : 3 Years rates are at 3.25%, 48 month CD : 4 Years rates are at 3.25%. White Eagle Credit Union's money market rates are at 0.50%. White Eagle Credit Union's checking rates are as high as 0.25%. White Eagle Credit Union's Personal Loan Rates are as low as 8.90%. White Eagle Credit Union's CD rates are 19% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of White Eagle Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.40%. Rates last updated and verified on 10/29/2026.

White Eagle Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at White Eagle Credit Union? Share your experience about White Eagle Credit Union by leaving a review below, or read customer reviews before you decide to use White Eagle Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.40%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
White Eagle Credit Union
White Eagle Credit Union
2830 Ohio St
Augusta, KS 67010-2361
https://www.whiteeaglecu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

White Eagle Credit Union CD Rates

Product Rate APY Term View More
12 month Term Share : 1 Year 3.73% 3.80% 12 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 9 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
Term Share : 6 month 3.73% 3.80% 6 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 9 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
24 month Term Share : 2 Years 3.20% 3.25% 24 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
36 month Term Share : 3 Years 3.20% 3.25% 36 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
48 month Term Share : 4 Years 3.20% 3.25% 48 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
60 month Term Share : 5 Years 3.20% 3.25% 60 months
No additional details.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 9 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%

White Eagle Credit Union Savings Rates

Product Rate APY View More
Auxiliary Share Account 0.50% 0.50%
Min Deposit $5
Details No fees; Dividends paid on balances over $100; Dividends compounded daily, paid quarterly; Limit two accounts per share account
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 26, 2026: 0.50% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
Share Accounts 0.50% 0.50%
Min Deposit $25
Details Dividend earned on balances over $100 (Eff. 1/1/12); Dividends compounded daily, paid quarterly; $15 fee if account is closed within 6 months of opening
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 26, 2026: 0.50% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%

White Eagle Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.50% 0.50%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $9,999; Dividends paid monthly; $5 service charge if balance falls below $2,500; 6 free withdrawals/transfers (max of 3 checks per month)
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%

White Eagle Credit Union Checking Rates

Product Rate APY View More
Dividend Checking 0.25% 0.25%
Min Deposit $300
Min Balance $300
Details Minimum daily balance of $300; Dividends paid monthly; $4 service charge if balance falls below $300
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
Senior Checking - Silver Eagle 0.25% 0.25%
Min Deposit $50
Min Balance $1,000
Details Open to members 55 yrs or older; Dividends paid monthly (paid on balances $1,000 or more); No Fees; Complimentary checks
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%

White Eagle Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - Up to 10 Years (Fixed-Rate) 6.00% - 6.00% 60 months
Details Rates for longer terms up to 120 months available; APR to be determined (TBD); Effective date 6-1-2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 9 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
Home Equity Loans - - 6.00%
Details As Low As; advertised as low as 6.00% APR under Our Rates
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 9 times
5.50%6.00%6.50%Sep 18, 2026: 6.00% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
Home Equity Line of Credit (HELOC) - 10 Year or 15 Year Term 8.00% - 8.00%
Details Variable rate; maximum 15% APR; property insurance required; APR to be determined (TBD); requires active member share account with minimum deposit of $25; effective 9-17-2026
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.25% → 8.00% ▲ 0.75 pts · high 8.00% / low 7.25%
6.50%7.63%8.75%Sep 14, 2026: 7.25% APRSep 18, 2026: 8.00% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20268.00%▲ from 7.25%
  • Sep 14, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%

White Eagle Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans 4.90% - 4.90% 60 months
Details Lowest rate possible for qualified borrowers based on credit background; includes .25% discount with automatic payments and e-statements enrollment; rates for longer terms up to 84 months available; APR to be determined (TBD); Effective date 10-1-2026
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 4.65% → 4.90% ▲ 0.25 pts · high 4.90% / low 4.65%
4.15%4.78%5.40%Sep 14, 2026: 4.65% APROct 9, 2026: 4.90% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 20264.90%▲ from 4.65%
  • Sep 14, 20264.65%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%

White Eagle Credit Union Personal Loan Rates

Product APR Term View More
Holiday Signature Loan 8.90% 12 months
Details Limited time offer: 11/2 thru 1/2/2027; Example: $1,200 loan at 8.90% APR for 12 months,; APR not published in table
Last Updated 10/29/2026
Rate History
No change since Oct 29, 2026 · 8.90% APR
8.40%8.90%9.40%Oct 29, 2026: 8.90% APROct 29, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
Signature Loans 9.75%
Details APR to be determined based on loan amount, term and fees (TBD); Example: $3,000 @ 9.75 for 36 months,; Effective date 1-2-2025
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 9 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%

White Eagle Credit Union Other Rates

Product Rate Points APY/APR Term View More
Land and Lot Loans - Up to 15 Years (Fixed-Rate) 7.00% - 7.00% 60 Months
Details Rates for longer terms up to 180 months available; APR to be determined (TBD); new rate effective 3/16/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 9 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%
Traditional IRA/Daily IRA 2.03% - 2.05%
Details No minimum deposit to open; Eligible if under 70 1/2 and meet the adjusted gross income requirements; Contribute up to $6,500 ($5,500 if under age 50) per year or 100% of annual income, whichever is less; Couples may contribute up to $13,000 ($11,000 if under age 50) if one spouse is working and the couple files jointly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.05% APY · checked 9 times
1.55%2.05%2.55%Sep 14, 2026: 2.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.40%

Financial Health History

White Eagle Credit Union’s Texas Ratio rose from 0.87% in Q3 2023 to 6.40% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.87% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 6.40% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$199M6.40%5.0A
March 31, 2026$197M4.31%5.0A+
December 31, 2025$186M4.02%5.0A+
September 30, 2025$187M4.09%5.0A+
June 30, 2025$182M2.34%5.0A+
March 31, 2025$178M2.07%5.0A+
December 31, 2024$163M2.75%5.0A+
September 30, 2024$152M2.62%5.0A+
June 30, 2024$149M0.57%5.0A+
March 31, 2024$149M0.34%5.0A+
December 31, 2023$143M1.93%5.0A+
September 30, 2023$145M0.87%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for White Eagle Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather White Eagle Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with White Eagle Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name White Eagle Credit Union
Address 2830 Ohio St, Augusta, KS 67010-2361
Phone 316-775-5747
Fax 316-775-0765
President Ron Reavis
CEO Eric Brown
Full-Time Employees 49
Part-Time Employees 7
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.40%
Return on Assets (ROA)
0.7311%
Return on Equity (ROE)
5.2177%
Non-Performing Loans Ratio (NPL)
1.72%
Total Assets
198,514,157
Total Amount of Shares and Deposits
168,329,979
Total Shares and Deposits < 1 Year
165,270,619
Total Shares and Deposits 1 3 Years
2,465,952
Total Shares and Deposits > 3 Years
593,408
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,551,467
Total Uninsured Shares and Deposits > $250K (F+J)
12,551,467
Total Insured Shares and Deposits > $250K (item 17 less item K)
155,778,512
Total Interest Expense (Sum of items 6 8)
1,570,336
Share Certificates
1,575
Number of Accounts for Share Drafts
8,783
IRA KEOGH Accounts
422
Number of Accounts for Regular Shares
16,993
All other shares
675
Money Market Shares
541
Net Income (unless the amount is already included in Undivided Earnings)
1,451,258
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
45,913,246
Total Liabilities
170,700,024
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

White Eagle Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/white-eagle-credit-union-rates-review-63189">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About White Eagle Credit Union

Does White Eagle Credit Union offer CDs?

Yes. White Eagle Credit Union current CD rates include its 12 month CD : 1 Year at 3.80% APY, its CD : 6 month at 3.80% APY and its 24 month CD : 2 Years at 3.25% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from White Eagle Credit Union NCUA insured?

Yes. White Eagle Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at White Eagle Credit Union?

The highest White Eagle Credit Union CD rate is its 12 month CD : 1 Year at 3.80% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does White Eagle Credit Union offer?

White Eagle Credit Union CD rates are 3.80% APY for a 6 month CD, 3.80% APY for a 12 month CD, 3.25% APY for a 2 year CD, 3.25% APY for a 3 year CD, 3.25% APY for a 4 year CD and 3.25% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with White Eagle Credit Union for its full lineup.

What is the highest money market rate at White Eagle Credit Union?

The highest White Eagle Credit Union money market rate is its Money Market at 0.50% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at White Eagle Credit Union?

The highest White Eagle Credit Union checking rate is its Dividend Checking at 0.25% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at White Eagle Credit Union?

The lowest White Eagle Credit Union auto loan rate is its Auto Loans at 4.90%, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at White Eagle Credit Union?

The lowest White Eagle Credit Union personal loan rate is its Holiday Signature Loan at 8.90%, verified by MonitorBankRates as of October 29, 2026.

How many branches does White Eagle Credit Union operate?

White Eagle Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join White Eagle Credit Union?

Yes, to access services at White Eagle Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, White Eagle Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, White Eagle Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does White Eagle Credit Union offer online and mobile banking?

Most modern institutions like White Eagle Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.whiteeaglecu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do White Eagle Credit Union rates compare?

White Eagle Credit Union's CD rates are 19% higher than the MonitorBankRates national average, and it has an A health rating. White Eagle Credit Union's top rates are its 12 month CD : 1 Year at 3.80% APY, its Money Market at 0.50% APY, its Dividend Checking at 0.25% APY and its Holiday Signature Loan at 8.90% APR, verified by MonitorBankRates on October 29, 2026.

Current White Eagle Credit Union Rates

  • 12-Month CD3.80%
  • 24-Month CD3.25%
  • 60-Month CD3.25%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.