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 Commonwealth Credit Union Frankfort, KY Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Commonwealth Credit Union Frankfort, KY's Grow with Me 12-Month CD rates are at 5.05%, Wealth Development CD 24 month rates are at 5.00%, Wealth Development CD 48 month rates are at 5.00%, 12-month Jumbo CD rates are at 4.10%, 15 month CD rates are at 4.10%. Commonwealth Credit Union Frankfort, KY's savings rates are at 0.15%. Commonwealth Credit Union Frankfort, KY's money market rates are at 1.80%. Commonwealth Credit Union Frankfort, KY's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Commonwealth Credit Union Frankfort, KY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.66%. Rates were last updated on 04/18/2026. Commonwealth Credit Union Frankfort, KY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commonwealth Credit Union Frankfort, KY? Share your experience about Commonwealth Credit Union Frankfort, KY by leaving a review below, or read customer reviews before you decide to use Commonwealth Credit Union Frankfort, KY. Commonwealth Credit Union Frankfort, KY
High Street Branch 417 High St
https://www.ccuky.org Frankfort, KY 40601 
Commonwealth Credit Union Frankfort, KY CD Rates
Commonwealth Credit Union Frankfort, KY Savings Rates
Commonwealth Credit Union Frankfort, KY Money Market Rates
Commonwealth Credit Union Frankfort, KY Checking Rates
Commonwealth Credit Union Frankfort, KY Home Equity & HELOC
Commonwealth Credit Union Frankfort, KY Auto Loan Rates
Commonwealth Credit Union Frankfort, KY Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Commonwealth Credit Union Frankfort, KY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Commonwealth Credit Union Frankfort, KY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Commonwealth Credit Union Frankfort, KY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Commonwealth Credit Union Frankfort, KY
Website
https://www.ccuky.org
Address
417 High St,
Frankfort, KY 40601
Phone
502-564-4775
Fax
President
Randy Fawns
CEO
Karen Harbin
Full-Time Employees
352
Part-Time Employees
18
Branch Locations
17
ATM Locations
18
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.66%
Return on Assets (ROA)
0.5903%
Return on Equity (ROE)
5.0115%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
2,278,800,808
Total Amount of Shares and Deposits
1,956,379,998
Total Shares and Deposits < 1 Year
1,826,448,671
Total Shares and Deposits 1 3 Years
112,642,821
Total Shares and Deposits > 3 Years
17,288,506
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
104,138,992
Total Uninsured Shares and Deposits > $250K (F+J)
104,138,992
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,852,241,006
Total Interest Expense (Sum of items 6 8)
10,442,479
Share Certificates
23,414
Number of Accounts for Share Drafts
77,529
IRA KEOGH Accounts
4,523
Number of Accounts for Regular Shares
199,929
All other shares
1,524
Money Market Shares
4,134
Net Income (unless the amount is already included in Undivided Earnings)
13,451,907
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
197,965,712
Total Liabilities
2,057,719,992
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Commonwealth Credit Union Frankfort, KYIs Commonwealth Credit Union Frankfort, KY a safe place to deposit money?Yes, Commonwealth Credit Union Frankfort, KY is considered a safe financial institution. With a Texas Ratio of 2.6602367899106%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Commonwealth Credit Union Frankfort, KY operate?Commonwealth Credit Union Frankfort, KY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Commonwealth Credit Union Frankfort, KY?Yes, to access services at Commonwealth Credit Union Frankfort, KY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Commonwealth Credit Union Frankfort, KY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Commonwealth Credit Union Frankfort, KY provides members with tools to manage their accounts and build a solid financial history. Does Commonwealth Credit Union Frankfort, KY offer online and mobile banking?Most modern institutions like Commonwealth Credit Union Frankfort, KY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccuky.org. Current Commonwealth Credit Union Frankfort, KY Rates
Retrieved from our database of financial products. Rates subject to change.
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