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Marshall Community Credit Union

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Marshall Community Credit Union Rates & Review November 2026

Q: What are the current interest rates at Marshall Community Credit Union?

Current rates for Marshall Community Credit Union include: 12-Month CD: 1.45%, 24-Month CD: 1.45%, 60-Month CD: 1.45%, Savings: 0.10%

Q: What CD terms does Marshall Community Credit Union offer?

Marshall Community Credit Union CD rates are 1.80% APY for a 6 month CD, 1.45% APY for a 12 month CD, 1.45% APY for a 2 year CD, 1.80% APY for a 3 year CD, 1.80% APY for a 4 year CD and 1.45% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Marshall Community Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Marshall Community Credit Union's CD Special - 12 Month - Premier rates are at 1.80%, CD Special - 24 Month - Premier rates are at 1.80%, CD Special - 36 Month - Premier rates are at 1.80%, CD Special - 48 Month - Premier rates are at 1.80%, CD Special - 6 Month - Premier rates are at 1.80%. Marshall Community Credit Union's savings rates are at 0.10%. Marshall Community Credit Union's checking rates are as high as 5.00%. Marshall Community Credit Union's Personal Loan Rates are as low as 10.00%. Marshall Community Credit Union's Credit Card Rates are at 14.00%. Marshall Community Credit Union's CD rates are 37% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Marshall Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.49%. Rates last updated and verified on 10/29/2026.

Marshall Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marshall Community Credit Union? Share your experience about Marshall Community Credit Union by leaving a review below, or read customer reviews before you decide to use Marshall Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.49%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Marshall Community Credit Union
Marshall Community Credit Union

839 W Green St
Marshall, MI 49068

https://www.marshallcommunitycu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Marshall Community Credit Union CD Rates

Product	Rate	APY	Term
CD Special - 12 Month - Premier	-	1.80%	12 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 24 Month - Premier	-	1.80%	24 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 36 Month - Premier	-	1.80%	36 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 48 Month - Premier	-	1.80%	48 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 6 Month - Premier	-	1.80%	6 Month
Min Deposit $1,000 Details No IRA; No compounding Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 60 Month - Premier	-	1.80%	60 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 12 Month - Advantage	-	1.70%	12 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 24 Month - Advantage	-	1.70%	24 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 36 Month - Advantage	-	1.70%	36 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 48 Month - Advantage	-	1.70%	48 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 6 Month - Advantage	-	1.70%	6 Month
Min Deposit $1,000 Details No IRA; No compounding Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 60 Month - Advantage	-	1.70%	60 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 12 Month - Loyal	-	1.60%	12 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 24 Month - Loyal	-	1.60%	24 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 36 Month - Loyal	-	1.60%	36 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 48 Month - Loyal	-	1.60%	48 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 6 Month - Loyal	-	1.60%	6 Month
Min Deposit $1,000 Details No IRA; No compounding Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 60 Month - Loyal	-	1.60%	60 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 12 Month - Valued	-	1.45%	12 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 24 Month - Valued	-	1.45%	24 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 36 Month - Valued	-	1.45%	36 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 48 Month - Valued	-	1.45%	48 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 6 Month - Valued	-	1.45%	6 Month
Min Deposit $1,000 Details No IRA; No compounding Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
CD Special - 60 Month - Valued	-	1.45%	60 Month
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Marshall Community Credit Union Savings Rates

Product	Rate	APY
WiseSaver	1.29%	1.30%
Min Balance $175,000 Details Balance: $175,000+ Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Tier SuperSaver	1.14%	1.15%
Min Balance $250,000 Details Balance: $250,000 and over Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Tier SuperSaver	1.09%	1.10%
Min Balance $150,000 Details Balance: $150,000 - $249,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Tier SuperSaver	1.00%	1.00%
Min Balance $75,000 Details Balance: $75,000 - $149.999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Tier SuperSaver	0.85%	0.85%
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Tier SuperSaver	0.70%	0.70%
Min Balance $1,000 Details Balance: $1,000 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
WiseSaver	0.70%	0.70%
Min Balance $1,000 Details Balance: $1,000 - $174,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
IRA Shares	0.50%	0.50%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Health Savings Account	0.10%	0.10%
Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Club Accounts	0.05%	0.05%
No additional details. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Share Savings	0.05%	0.05%
Min Balance $5 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Marshall Community Credit Union Checking Rates

Product	Rate	APY
Kasasa Cash Checking	4.89%	5.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required; Qualifying balance up to $15,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Regular Checking	0.05%	0.05%
Min Balance $0 Details $0 minimum; Dividends paid on average daily balances of $2,500 and over Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Marshall Community Credit Union Business Checking Rates

Product	Rate	APY
Business Relationship Checking	0.30%	0.30%
Min Balance $150,000 Details Balance: $150,000 - $250,000; Balances under $25,000 and over $250,000 do not earn interest Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Business Relationship Checking	0.25%	0.25%
Min Balance $75,000 Details Balance: $75,000 - $149,999.99; Balances under $25,000 and over $250,000 do not earn interest Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Business Relationship Checking	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000 - $74,999.99; Balances under $25,000 and over $250,000 do not earn interest Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Marshall Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity	7.00%	0	7.00%
Details LTV: up to 80%; Calculation Method: Prime Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Home Equity	8.00%	0	8.00%
Details LTV: 81 - 90%; Calculation Method: Prime + 1.00% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75% Sep 18, 20268.00%▲ from 7.75% Sep 14, 20267.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Home Equity	9.50%	0	9.50%
Details LTV: 91 - 100%; Calculation Method: Prime + 2.50% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.25% → 9.50% ▲ 0.25 pts · high 9.50% / low 9.25% Sep 18, 20269.50%▲ from 9.25% Sep 14, 20269.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Marshall Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicle Loans - Premier	-	8.89%	0 - 36 Months
Details As Low As; Premier APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.89% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Advantage	-	8.99%	0 - 36 Months
Details As Low As; Advantage APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Loyal	-	9.09%	0 - 36 Months
Details As Low As; Loyal APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Valued	-	9.24%	0 - 36 Months
Details As Low As; Valued APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Premier	-	9.89%	37 - 48 Months
Details As Low As; Premier APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.89% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Advantage	-	9.99%	37 - 48 Months
Details As Low As; Advantage APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Loyal	-	10.09%	37 - 48 Months
Details As Low As; Loyal APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Valued	-	10.24%	37 - 48 Months
Details As Low As; Valued APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Premier	-	10.89%	49 - 60 Months
Details As Low As; Premier APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.89% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Advantage	-	10.99%	49 - 60 Months
Details As Low As; Advantage APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Loyal	-	11.09%	49 - 60 Months
Details As Low As; Loyal APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 11.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Recreational Vehicle Loans - Valued	-	11.24%	49 - 60 Months
Details As Low As; Valued APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 11.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Marshall Community Credit Union Credit Card Rates

Product	Rate	APR	View More
Wise Rewards Visa	-	14.00%
Details Published APR range: 14.00% - 22.00%. Earn Rewards: 1% cash back on purchases; Regular APR: 14.00% - 22.00% variable, based on creditworthiness and Prime Rate; Annual Fee: No Fee; Balance Transfer: No Fee; Cash Advance: No Fee; Late Payment: Up to $20; Foreign Transaction Fee: 1.00% of each transaction in U.S. Dollars Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 13.75% → 14.00% ▲ 0.25 pts · high 14.00% / low 13.75% Sep 18, 202614.00%▲ from 13.75% Sep 14, 202613.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Marshall Community Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Home Improvement Loans	10.00%
Details Loan Amount: up to $10,000; Calculation Method: Prime + 3.00% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75% Sep 18, 202610.00%▲ from 9.75% Sep 14, 20269.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Unsecured Home Improvement Loans	10.50%
Details Loan Amount: up to $25,000; Calculation Method: Prime + 3.50% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 10.25% → 10.50% ▲ 0.25 pts · high 10.50% / low 10.25% Sep 18, 202610.50%▲ from 10.25% Sep 14, 202610.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Premier	12.14%	0 - 12 Months
Details As Low As; Membership tier: Premier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Advantage	12.24%	0 - 12 Months
Details As Low As; Membership tier: Advantage Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Loyal	12.34%	0 - 12 Months
Details As Low As; Membership tier: Loyal Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Valued	12.49%	0 - 12 Months
Details As Low As; Membership tier: Valued Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Premier	12.64%	13 - 24 Months
Details As Low As; Membership tier: Premier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Advantage	12.74%	13 - 24 Months
Details As Low As; Membership tier: Advantage Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Loyal	12.84%	13 - 24 Months
Details As Low As; Membership tier: Loyal Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Valued	12.99%	13 - 24 Months
Details As Low As; Membership tier: Valued Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Premier	13.14%	25 - 36 Months
Details As Low As; Membership tier: Premier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Advantage	13.24%	25 - 36 Months
Details As Low As; Membership tier: Advantage Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Loyal	13.34%	25 - 36 Months
Details As Low As; Membership tier: Loyal Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Valued	13.49%	25 - 36 Months
Details As Low As; Membership tier: Valued Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Premier	13.64%	37 - 48 Months
Details As Low As; Membership tier: Premier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Advantage	13.74%	37 - 48 Months
Details As Low As; Membership tier: Advantage Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Loyal	13.84%	37 - 48 Months
Details As Low As; Membership tier: Loyal Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Valued	13.99%	37 - 48 Months
Details As Low As; Membership tier: Valued Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Premier	15.14%	49 - 60 Months
Details As Low As; Membership tier: Premier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Advantage	15.24%	49 - 60 Months
Details As Low As; Membership tier: Advantage Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Loyal	15.34%	49 - 60 Months
Details As Low As; Membership tier: Loyal Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Valued	15.49%	49 - 60 Months
Details As Low As; Membership tier: Valued Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Premier	15.64%	61 - 84 Months
Details As Low As; Membership tier: Premier; Blended rate only Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Advantage	15.74%	61 - 84 Months
Details As Low As; Membership tier: Advantage; Blended rate only Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Loyal	15.84%	61 - 84 Months
Details As Low As; Membership tier: Loyal; Blended rate only Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Personal Loan - Valued	15.99%	61 - 84 Months
Details As Low As; Membership tier: Valued; Blended rate only Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 15.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Marshall Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Other Titled Collateral - New (Advantage) Loan	-	-	8.49%	0 - 60 Months
Details As Low As; Advantage APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Advantage) Loan	-	-	8.74%	61 - 120 Months
Details As Low As; Advantage APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Advantage) Loan	-	-	9.74%	121 - 140 Months
Details As Low As; Advantage APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Advantage) Loan	-	-	11.74%	141 - 180 Months
Details As Low As; Advantage APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Loyal) Loan	-	-	8.59%	0 - 60 Months
Details As Low As; Loyal APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Loyal) Loan	-	-	8.89%	61 - 120 Months
Details As Low As; Loyal APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.89% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Loyal) Loan	-	-	9.84%	121 - 140 Months
Details As Low As; Loyal APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Loyal) Loan	-	-	11.84%	141 - 180 Months
Details As Low As; Loyal APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Premier) Loan	-	-	8.39%	0 - 60 Months
Details As Low As; Premier APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.39% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Premier) Loan	-	-	8.64%	61 - 120 Months
Details As Low As; Premier APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Premier) Loan	-	-	9.64%	121 - 140 Months
Details As Low As; Premier APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Premier) Loan	-	-	11.64%	141 - 180 Months
Details As Low As; Premier APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Valued) Loan	-	-	8.74%	0 - 60 Months
Details As Low As; Valued APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Valued) Loan	-	-	8.99%	61 - 120 Months
Details As Low As; Valued APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Valued) Loan	-	-	9.99%	121 - 140 Months
Details As Low As; Valued APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - New (Valued) Loan	-	-	11.99%	141 - 180 Months
Details As Low As; Valued APR tier Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	8.89%	0 - 60 Months
Details As Low As; Premier APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.89% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	8.99%	0 - 60 Months
Details As Low As; Advantage APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	9.09%	0 - 60 Months
Details As Low As; Loyal APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.09% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	9.24%	0 - 60 Months
Details As Low As; Valued APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	9.14%	61 - 120 Months
Details As Low As; Premier APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	9.24%	61 - 120 Months
Details As Low As; Advantage APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	9.34%	61 - 120 Months
Details As Low As; Loyal APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	9.49%	61 - 120 Months
Details As Low As; Valued APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	10.14%	121 - 140 Months
Details As Low As; Premier APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	10.24%	121 - 140 Months
Details As Low As; Advantage APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	10.34%	121 - 140 Months
Details As Low As; Loyal APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	10.49%	121 - 140 Months
Details As Low As; Valued APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	12.14%	141 - 180 Months
Details As Low As; Premier APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	12.24%	141 - 180 Months
Details As Low As; Advantage APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	12.34%	141 - 180 Months
Details As Low As; Loyal APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Other Titled Collateral - Used Loan	-	-	12.49%	141 - 180 Months
Details As Low As; Valued APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Wise Choice Loans	18.00%	-	18.00%	30 to 180 days
Details Fixed rate; borrow amounts up to $1,000; members limited to four Wise Choice Loans per calendar year/per member; only one Wise Choice Loan may be outstanding at any given time; monthly payments required, no balloon payments; no application or renewal fees Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 18.00% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Kasasa Cash Checking	-	-	5.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required; Qualifying balance up to $15,000.00; No minimum deposit to open; ATM fee reimbursements up to $25 monthly when qualifications are met Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%
Kasasa Saver Savings	1.98%	-	2.00%
Min Deposit $0 Details Qualifications Required; Qualifying balance up to $25,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 0.05% → 2.00% ▲ 1.95 pts · high 2.00% / low 0.05% Oct 26, 20262.00%▲ from 0.05% Sep 14, 20260.05%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.49%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Marshall Community Credit Union’s Texas Ratio rose from 5.87% in Q3 2023 to 7.49% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$372M	7.49%	5.0	A
March 31, 2026	$370M	4.57%	5.0	A+
December 31, 2025	$361M	6.52%	5.0	A
September 30, 2025	$351M	6.50%	5.0	A
June 30, 2025	$350M	7.29%	5.0	A
March 31, 2025	$345M	5.15%	5.0	A+
December 31, 2024	$331M	7.23%	5.0	A
September 30, 2024	$325M	6.26%	5.0	A
June 30, 2024	$328M	6.93%	5.0	A
March 31, 2024	$324M	3.64%	5.0	A+
December 31, 2023	$312M	4.96%	5.0	A+
September 30, 2023	$310M	5.87%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Marshall Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Marshall Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marshall Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marshall Community Credit Union

Website https://www.marshallcommunitycu.com

Address 839 W Green St, Marshall, MI 49068

Phone 269-781-9885

Fax 269-781-8099

President Mark Garavalia

CEO Corrie Rozell

Full-Time Employees 71

Part-Time Employees 5

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.49%

Return on Assets (ROA)

1.0517%

Return on Equity (ROE)

6.1240%

Non-Performing Loans Ratio (NPL)

2.08%

Total Assets

371,767,362

Total Amount of Shares and Deposits

304,237,696

Total Shares and Deposits < 1 Year

292,272,719

Total Shares and Deposits 1 3 Years

11,565,357

Total Shares and Deposits > 3 Years

399,619

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

41,855,798

Total Uninsured Shares and Deposits > $250K (F+J)

41,855,798

Total Insured Shares and Deposits > $250K (item 17 less item K)

262,381,898

Total Interest Expense (Sum of items 6 8)

2,369,400

Share Certificates

1,311

Number of Accounts for Share Drafts

14,644

IRA KEOGH Accounts

319

Number of Accounts for Regular Shares

24,656

All other shares

Money Market Shares

2,176

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

19,766,698

Total Liabilities

310,813,824

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Marshall Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Marshall Community Credit Union

Does Marshall Community Credit Union offer CDs?

Yes. Marshall Community Credit Union current CD rates include its CD Special - 12 Month - Premier at 1.80% APY, its CD Special - 24 Month - Premier at 1.80% APY and its CD Special - 36 Month - Premier at 1.80% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Marshall Community Credit Union NCUA insured?

Yes. Marshall Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Marshall Community Credit Union?

The highest Marshall Community Credit Union CD rate is its CD Special - 12 Month - Premier at 1.80% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Marshall Community Credit Union offer?

Marshall Community Credit Union CD rates are 1.80% APY for a 6 month CD, 1.45% APY for a 12 month CD, 1.45% APY for a 2 year CD, 1.80% APY for a 3 year CD, 1.80% APY for a 4 year CD and 1.45% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Marshall Community Credit Union for its full lineup.

What is the highest savings rate at Marshall Community Credit Union?

The highest Marshall Community Credit Union savings rate is its Health Savings Account at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Marshall Community Credit Union?

The highest Marshall Community Credit Union checking rate is its Kasasa Cash Checking at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Marshall Community Credit Union?

The lowest Marshall Community Credit Union auto loan rate is its Recreational Vehicle Loans - Premier at 8.89% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Marshall Community Credit Union?

The lowest Marshall Community Credit Union personal loan rate is its Unsecured Home Improvement Loans at 10.00%, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Marshall Community Credit Union?

The lowest Marshall Community Credit Union credit card APR is its Wise Rewards Visa Credit Card at 14.00% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Marshall Community Credit Union operate?

Marshall Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marshall Community Credit Union?

Yes, to access services at Marshall Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marshall Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marshall Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marshall Community Credit Union offer online and mobile banking?

Most modern institutions like Marshall Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marshallcommunitycu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Marshall Community Credit Union rates compare?

Marshall Community Credit Union's CD rates are 37% lower than the MonitorBankRates national average, and it has an A health rating. Marshall Community Credit Union's top rates are its CD Special - 12 Month - Premier at 1.80% APY, its Health Savings Account at 0.10% APY, its Kasasa Cash Checking at 5.00% APY, its Unsecured Home Improvement Loans at 10.00% APR and its Wise Rewards Visa Credit Card at 14.00% APR, verified by MonitorBankRates on October 29, 2026.

Current Marshall Community Credit Union Rates

12-Month CD1.45%
24-Month CD1.45%
60-Month CD1.45%
Savings0.10%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Marshall Community Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Marshall Community Credit Union Texas Ratio

Marshall Community Credit Union Health Trend

Marshall Community Credit Union CD Rates

Marshall Community Credit Union Savings Rates

Marshall Community Credit Union Checking Rates

Marshall Community Credit Union Business Checking Rates

Marshall Community Credit Union Home Equity & HELOC

Marshall Community Credit Union RV, Boat and Powersport Loan Rates

Marshall Community Credit Union Credit Card Rates

Marshall Community Credit Union Personal Loan Rates

Marshall Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Marshall Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Marshall Community Credit Union

Does Marshall Community Credit Union offer CDs?

Are CDs from Marshall Community Credit Union NCUA insured?

What is the highest CD rate at Marshall Community Credit Union?

What CD terms does Marshall Community Credit Union offer?

What is the highest savings rate at Marshall Community Credit Union?

What is the highest checking rate at Marshall Community Credit Union?

What is the lowest auto loan rate at Marshall Community Credit Union?

What is the lowest personal loan rate at Marshall Community Credit Union?

What is the lowest credit card APR at Marshall Community Credit Union?

How many branches does Marshall Community Credit Union operate?

Is a member application needed to join Marshall Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Marshall Community Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Marshall Community Credit Union rates compare?

Current Marshall Community Credit Union Rates

Compare to Other Credit Unions