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iAdvertiser Disclosure
Advertiser Disclosure
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 TCP Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
TCP Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of TCP Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.63%. Rates were last updated on 03/29/2026. TCP Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TCP Credit Union? Share your experience about TCP Credit Union by leaving a review below, or read customer reviews before you decide to use TCP Credit Union. 
TCP Credit Union Credit Card Rates
TCP Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TCP Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TCP Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TCP Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TCP Credit Union
Website
https://tcpcu.org
Address
3051 Westinghouse Rd,
Rural Hall, NC 27045 9570
Phone
336-969-6518
Fax
336-969-9483
President
Keri Shore
CEO
Barbara Isaacs
Full-Time Employees
5
Part-Time Employees
1
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.63%
Return on Assets (ROA)
0.3904%
Return on Equity (ROE)
2.1358%
Non-Performing Loans Ratio (NPL)
2.00%
Total Assets
14,812,315
Total Amount of Shares and Deposits
12,018,063
Total Shares and Deposits < 1 Year
11,053,765
Total Shares and Deposits 1 3 Years
874,373
Total Shares and Deposits > 3 Years
89,925
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
56,632
Total Uninsured Shares and Deposits > $250K (F+J)
56,632
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,961,431
Total Interest Expense (Sum of items 6 8)
196,117
Share Certificates
239
Number of Accounts for Share Drafts
572
IRA KEOGH Accounts
47
Number of Accounts for Regular Shares
2,153
Money Market Shares
10
Net Income (unless the amount is already included in Undivided Earnings)
57,834
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,526,002
Total Liabilities
12,121,492
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TCP Credit UnionIs TCP Credit Union a safe place to deposit money?Yes, TCP Credit Union is considered a safe financial institution. With a Texas Ratio of 7.632713867771%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TCP Credit Union operate?TCP Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TCP Credit Union?Yes, to access services at TCP Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TCP Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TCP Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TCP Credit Union offer online and mobile banking?Most modern institutions like TCP Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://tcpcu.org. Compare to Other Credit Unions
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