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Premier Financial Credit Union Rates & Review April 2026

Premier Financial Credit Union's 48 Month CD rates are at 1.01%, 48 Month IRA CD rates are at 1.01%, Individual Retirement Account CDs 48 Month CD rates are at 1.01%, 30 Month CD rates are at 0.60%, 30 Month IRA CD rates are at 0.60%. Premier Financial Credit Union's savings rates are at 0.25%. Premier Financial Credit Union's 15 Year Fixed Rate Mortgage Special rates are at 5.25%, 15 Year Mortgage Special rates are at 5.25%. MonitorBankRates evaluates the financial stability of Premier Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.10%. Rates were last updated on 04/08/2026.

Premier Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Financial Credit Union? Share your experience about Premier Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Premier Financial Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.10%
Excellent Lower than avg
Premier Financial Credit Union
Premier Financial Credit Union
PO Box 158
New Holstein, WI 53061 0158
https://www.yourpfcu.com
Member NCUA

Premier Financial Credit Union CD Rates

Product Rate APY Term View More
48 Month Certificate 1.00% 1.01% 48 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
48 Month IRA Certificate 1.00% 1.01% 48
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Individual Retirement Account Share Certificates 48 Month Certificate 1.00% 1.01% 48
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
30 Month Certificate 0.60% 0.60% 30 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
30 Month IRA Certificate 0.60% 0.60% 30
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Individual Retirement Account Share Certificates 30 Month Certificate 0.60% 0.60% 30
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
18 Month Certificate 0.55% 0.55% 18 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
18 Month IRA Certificate 0.55% 0.55% 18
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Individual Retirement Account Share Certificates 18 Month Certificate 0.55% 0.55% 18
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
12 Month Certificate 0.50% 0.50% 12 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
12 Month IRA Certificate 0.50% 0.50% 12
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Individual Retirement Account Share Certificates 12 Month Certificate 0.50% 0.50% 12
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
6 Month Certificate 0.35% 0.35% 6 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
3 Month Certificate 0.30% 0.30% 3 Month
Min Balance $500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%

Premier Financial Credit Union Savings Rates

Product Rate APY View More
Money Management Accounts | Health Savings Money Management Accounts 0.60% 0.60%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Money Management Accounts | Health Savings Money Management Accounts 0.50% 0.50%
Min Balance $15,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Money Management Accounts | Health Savings Money Management Accounts 0.40% 0.40%
Min Balance $7,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Money Management Accounts | Health Savings Money Management Accounts 0.30% 0.30%
Min Balance $3,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Money Management Accounts | Health Savings Money Management Accounts 0.25% 0.25%
Min Balance $25
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%

Premier Financial Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate Mortgage Special 5.25% - 5.33% 15
Details As Low As; Rate as low as 5.25% with a 5.328% APR* for 15 Years
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
15 Year Mortgage Special 5.25% - 5.33% 15 Years
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%

Premier Financial Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (REAP®) Fixed Rate - - 6.50%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%
Home Equity Line of Credit (REAP®) Variable Rate - - 6.75%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.10%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Premier Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Premier Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Premier Financial Credit Union
Address PO Box 158, New Holstein, WI 53061 0158
Phone 920-898-4232
Fax 920-898-5672
President Thomas Mueller
CEO Brad Grant
Full-Time Employees 36
Part-Time Employees 7
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.10%
Return on Assets (ROA)
1.0007%
Return on Equity (ROE)
7.7305%
Non-Performing Loans Ratio (NPL)
1.08%
Total Assets
129,087,578
Total Amount of Shares and Deposits
111,583,774
Total Shares and Deposits < 1 Year
109,928,745
Total Shares and Deposits 1 3 Years
941,435
Total Shares and Deposits > 3 Years
713,594
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,525,202
Total Uninsured Shares and Deposits > $250K (F+J)
2,525,202
Total Insured Shares and Deposits > $250K (item 17 less item K)
109,058,572
Total Interest Expense (Sum of items 6 8)
244,679
Share Certificates
304
Number of Accounts for Share Drafts
5,928
IRA KEOGH Accounts
286
Number of Accounts for Regular Shares
10,537
All other shares
250
Money Market Shares
579
Net Income (unless the amount is already included in Undivided Earnings)
1,291,720
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,295,616
Total Liabilities
112,866,014
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Premier Financial Credit Union

Is Premier Financial Credit Union a safe place to deposit money?

Yes, Premier Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 5.100652375622%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Premier Financial Credit Union operate?

Premier Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Premier Financial Credit Union?

Yes, to access services at Premier Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Premier Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Premier Financial Credit Union offer online and mobile banking?

Most modern institutions like Premier Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourpfcu.com.

Current Premier Financial Credit Union Rates

  • 12-Month CD0.50%
  • 18-Month CD0.55%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.