What are the current interest rates at Premier Financial Credit Union?

Current rates for Premier Financial Credit Union include: 12-Month CD: 0.50%, 18-Month CD: 0.55%, Savings: 0.60%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Premier Financial Credit Union

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Premier Financial Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Premier Financial Credit Union's top rates as of October 9, 2026 are 1.01% APY on its 48 Month CD, 0.60% APY on savings, 5.50% on its Fixed Rate Mortgage, and personal loans from 9.50% APR, according to rates verified by MonitorBankRates. Other Premier Financial Credit Union CD rates include IRA CD 48 Month at 1.01%, IRA CD 48 Month at 1.01%, and 30 Month CD at 0.60%. Other Premier Financial Credit Union mortgage rates include Long Term Fixed Mortgages - Saleable Loans at 6.50%. MonitorBankRates evaluates the financial stability of Premier Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.23%. Rates last updated and verified on 10/09/2026.

Premier Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Financial Credit Union? Share your experience about Premier Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Premier Financial Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.23%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Premier Financial Credit Union
Premier Financial Credit Union

PO Box 158
New Holstein, WI 53061-0158

https://www.yourpfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Premier Financial Credit Union CD Rates

Product	Rate	APY	Term
48 Month Certificate	1.00%	1.01%	48 Month
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 1.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
48 Month Certificate	1.00%	1.01%	48 Month
Min Balance $25,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 1.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 48 Month	1.00%	1.01%	48 Month
Min Deposit $500 Min Balance $500 Details Balance: $500.00 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 1.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 48 Month	1.00%	1.01%	48 Month
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 1.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
30 Month Certificate	0.60%	0.60%	30 Month
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
30 Month Certificate	0.60%	0.60%	30 Month
Min Balance $15,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
30 Month Certificate	0.60%	0.60%	30 Month
Min Balance $25,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 30 Month	0.60%	0.60%	30 Month
Min Deposit $500 Min Balance $500 Details Balance: $500.00 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 30 Month	0.60%	0.60%	30 Month
Min Deposit $15,000 Min Balance $15,000 Details Balance: $15,000.00 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 30 Month	0.60%	0.60%	30 Month
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
18 Month Certificate	0.55%	0.55%	18 Month
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
18 Month Certificate	0.55%	0.55%	18 Month
Min Balance $15,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
18 Month Certificate	0.55%	0.55%	18 Month
Min Balance $25,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 18 Month	0.55%	0.55%	18 Month
Min Deposit $500 Min Balance $500 Details Balance: $500.00 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 18 Month	0.55%	0.55%	18 Month
Min Deposit $15,000 Min Balance $15,000 Details Balance: $15,000.00 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 18 Month	0.55%	0.55%	18 Month
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
12 Month Certificate	0.50%	0.50%	12 Month
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
12 Month Certificate	0.50%	0.50%	12 Month
Min Balance $15,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
12 Month Certificate	0.50%	0.50%	12 Month
Min Balance $25,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 12 Month	0.50%	0.50%	12 Month
Min Deposit $500 Min Balance $500 Details Balance: $500.00 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 12 Month	0.50%	0.50%	12 Month
Min Deposit $15,000 Min Balance $15,000 Details Balance: $15,000.00 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Share Certificate 12 Month	0.50%	0.50%	12 Month
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
6 Month Certificate	0.35%	0.35%	6 Month
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
3 Month Certificate	0.30%	0.30%	3 Month
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%

Premier Financial Credit Union Savings Rates

Product	Rate	APY
Health Savings Money Management Accounts	0.60%	0.60%
Min Balance $50,000 Details Balance: $50,000 & over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Health Savings Money Management Accounts	0.50%	0.50%
Min Balance $15,000 Details Balance: $15,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Health Savings Money Management Accounts	0.40%	0.40%
Min Balance $7,500 Details Balance: $7500 - $14,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Health Savings Money Management Accounts	0.30%	0.30%
Min Balance $3,000 Details Balance: $3000 - $7,499.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Health Savings Money Management Accounts	0.25%	0.25%
Min Balance $25 Details Balance: $25.00-$2,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%

Premier Financial Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Fixed Rate Mortgage	5.50%	-	5.718%	10 Year (120 Mo)
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.72% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Long Term Fixed Mortgages - Saleable Loans	6.50%	-	6.50%	30 Year
Details Membership Eligibility Required. Individual credit score, debt ratio and loan to value may affect posted rate. Rates may change without further notice. Credit Union NMLSR ID# 705211. Phone: 920.898.4232 for current rates. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%

Premier Financial Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit (REAP) - Fixed Rate	-	-	6.50%
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Home Equity Line of Credit (REAP) - Variable Rate	-	-	7.00%
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%

Premier Financial Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2023 - Newer	-	-	4.50%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2023 - Newer	-	-	4.75%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2023 - Newer	-	-	5.00%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2018 - 2022	-	-	5.50%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2023 - Newer	-	-	5.50%	72 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2018 - 2022	-	-	5.75%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2018 - 2022	-	-	6.00%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2017 - Older	-	-	6.50%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Autos, RVs, Motorcycles, Boats, etc. - Titled Collateral -2017 - Older	-	-	6.75%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%

Premier Financial Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 36 months Loan	-	6.00%	36 months
Details Additional APR listed for this product: 8.50%. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral - 2023 - Newer Loan	-	6.00%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 48 months Loan	-	6.25%	48 months
Details Additional APR listed for this product: 8.75%. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral - 2023 - Newer Loan	-	6.25%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 60 months Loan	-	6.50%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral - 2023 - Newer Loan	-	6.50%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 72 months Loan	-	7.00%	72 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral - 2023 - Newer Loan	-	7.00%	72 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 2018 - 2022 Loan	-	7.25%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 2018 - 2022 Loan	-	7.50%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - 2018 - 2022 Loan	-	7.75%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral - 2017 - Older Loan	-	8.50%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
ATVs, UTVs, Snowmobiles, Boats, Trailers, etc. - Untitled Collateral - 2017 - Older Loan	-	8.75%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%

Premier Financial Credit Union Personal Loan Rates

Product	APR	Term	View More
Unsecured Loan - 36 Month	9.50%	36 Month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%

Premier Financial Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Kwik Cash Loan	-	-	12.00%
Details Repayment Terms: 2% of outstanding balance or $15, whichever is greater. Variable rate may increase after consummation. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75% Sep 22, 202612.00%▲ from 11.75% Sep 14, 202611.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Mobile Home Balloon Loan	-	-	7.75%	61 Month
Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 7.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Christmas	0.25%	-	0.25%
Min Balance $25 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Escrow	0.25%	-	0.25%
Min Balance $25 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
IRA Open Deposit	0.25%	-	0.25%
Min Deposit $25 Min Balance $25 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Share Draft	0.25%	-	0.25%
Min Balance $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%
Share/Open Deposit	0.25%	-	0.25%
Min Balance $25 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.23%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Premier Financial Credit Union’s Texas Ratio rose from 3.29% in Q3 2023 to 4.23% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$132M	4.23%	5.0	A+
March 31, 2026	$130M	5.57%	5.0	A+
December 31, 2025	$128M	5.87%	5.0	A+
September 30, 2025	$129M	5.06%	5.0	A+
June 30, 2025	$129M	4.71%	5.0	A+
March 31, 2025	$129M	3.89%	5.0	A+
December 31, 2024	$129M	3.27%	5.0	A+
September 30, 2024	$129M	3.85%	5.0	A+
June 30, 2024	$130M	3.14%	5.0	A+
March 31, 2024	$129M	2.45%	5.0	A+
December 31, 2023	$130M	4.20%	5.0	A+
September 30, 2023	$130M	3.29%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Premier Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Premier Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Premier Financial Credit Union

Website https://www.yourpfcu.com

Address PO Box 158, New Holstein, WI 53061-0158

Phone 920-898-4232

Fax 920-898-5672

President Thomas Mueller

CEO Sara Cardinal

Full-Time Employees 36

Part-Time Employees 12

Branch Locations 5

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.23%

Return on Assets (ROA)

0.5443%

Return on Equity (ROE)

4.0182%

Non-Performing Loans Ratio (NPL)

0.95%

Total Assets

132,416,887

Total Amount of Shares and Deposits

112,808,317

Total Shares and Deposits < 1 Year

111,149,556

Total Shares and Deposits 1 3 Years

1,242,614

Total Shares and Deposits > 3 Years

416,147

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,887,916

Total Uninsured Shares and Deposits > $250K (F+J)

1,887,916

Total Insured Shares and Deposits > $250K (item 17 less item K)

110,920,401

Total Interest Expense (Sum of items 6 8)

164,640

Share Certificates

283

Number of Accounts for Share Drafts

5,920

IRA KEOGH Accounts

275

Number of Accounts for Regular Shares

10,533

All other shares

257

Money Market Shares

573

Net Income (unless the amount is already included in Undivided Earnings)

720,771

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,607,110

Total Liabilities

114,226,499

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Premier Financial Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Frequently Asked Questions About Premier Financial Credit Union

How many branches does Premier Financial Credit Union operate?

Premier Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Premier Financial Credit Union?

Yes, to access services at Premier Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Premier Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Premier Financial Credit Union offer online and mobile banking?

Most modern institutions like Premier Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourpfcu.com.

Current Premier Financial Credit Union Rates

12-Month CD0.50%
18-Month CD0.55%
Savings0.60%

Retrieved from our database of financial products. Rates subject to change.

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Premier Financial Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

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Premier Financial Credit Union Texas Ratio

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Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Premier Financial Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Premier Financial Credit Union

How many branches does Premier Financial Credit Union operate?

Is a member application needed to join Premier Financial Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Premier Financial Credit Union offer online and mobile banking?

Current Premier Financial Credit Union Rates

Compare to Other Credit Unions