What are the current interest rates at Mayville State Bank?

Current rates for Mayville State Bank include: 12-Month CD: 0.25%, 18-Month CD: 0.40%, 24-Month CD: 0.40%, 36-Month CD: 0.60%, 48-Month CD: 0.85%, 60-Month CD: 0.95%, Savings: 0.02%, MMA: 0.50%

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Mayville State Bank

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Mayville State Bank Rates & Review September 2026

Q: How many branches does Mayville State Bank operate?

Mayville State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Mayville State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mayville State Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Mayville State Bank's 4-Month CD Specials rates are at 3.55%, 7-Month CD Specials rates are at 3.45%, 4-Month CD Specials rates are at 3.40%, 13-Month CD Specials rates are at 3.30%, 7-Month CD Specials rates are at 3.30%. Mayville State Bank's savings rates are at 0.02%. Mayville State Bank's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Mayville State Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.87%. Rates last updated and verified on 09/19/2026.

Mayville State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mayville State Bank? Share your experience about Mayville State Bank by leaving a review below, or read customer reviews before you decide to use Mayville State Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.87%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Mayville State Bank

37 E Ohmer Rd
Mayville, MI 48744

https://www.mayvillestatebank.com

Mayville State Bank CD Rates

Product	Rate	APY	Term
4 Month CD Specials	3.49%	3.55%	4 Month
Min Balance $100,000 Details Balance: 4 Month Tier 2 ($100K Minimum) Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
7 Month CD Specials	3.40%	3.45%	7 Month
Min Balance $100,000 Details Balance: 7 Month Tier 2 ($100K Minimum) Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
4 Month CD Specials	3.35%	3.40%	4 Month
Min Balance $0 Details Balance: 4 Month Tier 1 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
13 Month CD Specials	3.25%	3.30%	13 Month
Min Balance $100,000 Details Balance: 13 Month Tier 2 ($100K Minimum) Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
7 Month CD Specials	3.25%	3.30%	7 Month
Min Balance $0 Details Balance: 7 Month Tier 1 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
13 Month CD Specials	3.11%	3.15%	13 Month
Min Balance $0 Details Balance: 13 Month Tier 1 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
60 Month Certificates of Deposit (CDs)	1.00%	1.00%	60 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
48 - 59 Month Certificates of Deposit (CDs)	0.95%	0.95%	48 - 59 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
36 - 47 Month Certificates of Deposit (CDs)	0.85%	0.85%	36 - 47 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
24 - 29 Month Certificates of Deposit (CDs)	0.60%	0.60%	24 - 29 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
30 - 35 Month Certificates of Deposit (CDs)	0.60%	0.60%	30 - 35 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
12 - 17 Month Certificates of Deposit (CDs)	0.40%	0.40%	12 - 17 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
18 - 23 Month Certificates of Deposit (CDs)	0.40%	0.40%	18 - 23 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
6 - 11 Month Certificates of Deposit (CDs)	0.25%	0.25%	6 - 11 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
3 - 5 Month Certificates of Deposit (CDs)	0.15%	0.15%	3 - 5 Month
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
32 Day Certificates of Deposit (CDs)	0.15%	0.15%	32 Day
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
7 - 31 Day Certificates of Deposit (CDs)	0.15%	0.15%	7 - 31 Day
Min Balance $2,500 Details Balance: $2,500 Minimum Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%

Mayville State Bank Savings Rates

Product	Rate	APY
Health Savings Account	0.10%	0.10%
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
Passbook Savings Account	0.02%	0.02%
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
Statement Savings Account	0.02%	0.02%
No additional details. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%

Mayville State Bank Money Market Rates

Product	Rate	APY
Money Market Deposit Account	1.49%	1.50%
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
Money Market Deposit Account	0.50%	0.50%
Min Balance $0 Details Balance: Less than $100,000 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%

Mayville State Bank Other Rates

Product	Rate	Points	APY/APR
Health Savings Account	-	-	0.10%
Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
Interest N.O.W TIER 2	0.05%	-	0.05%
Min Balance $2,000 Details Balance: $2,000 and over Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
Interest N.O.W. TIER 1	0.03%	-	0.03%
Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
IRA Self-Directed Rate	0.50%	-	0.50%
Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
IRA Variable Certificate Rate	1.00%	-	1.00%
Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
Passbook Savings Account	-	-	0.02%
Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%
Statement Savings Account	-	-	0.02%
Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.87%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Mayville State Bank’s Texas Ratio rose from 1.20% in Q3 2023 to 9.87% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$95M	9.87%	5.0	A
March 31, 2026	$97M	7.06%	5.0	A
December 31, 2025	$97M	7.85%	5.0	A
September 30, 2025	$94M	6.73%	5.0	A
June 30, 2025	$94M	6.86%	5.0	A
March 31, 2025	$95M	6.71%	5.0	A
December 31, 2024	$98M	3.48%	5.0	A+
September 30, 2024	$97M	2.63%	5.0	A+
June 30, 2024	$94M	3.25%	5.0	A+
March 31, 2024	$92M	1.71%	5.0	A+
December 31, 2023	$94M	1.22%	5.0	A+
September 30, 2023	$98M	1.20%	4.7	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Mayville State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Mayville State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mayville State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Mayville State Bank

Bank Holding Company MAYVILLE FINANCIAL CORP

Address 37 E Ohmer Rd, Mayville, MI 48744 · Tuscola

Website https://www.mayvillestatebank.com

FDIC Certificate # 12899

Established 18850415

FDIC Insurance Date 19340101

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

9.87%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9728%

Return on Equity (ROE) 10.0800%

Non-Performing Loans (NPL) 0.98%

Total Assets $94,605,000

Total Deposits $85,007,000

Equity Capital $9,351,000

Net Income $468,000

Headquarters Mayville

Total Branches and Offices 2

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Mayville State Bank earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Mayville State Bank

How many branches does Mayville State Bank operate?

Mayville State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Mayville State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mayville State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Mayville State Bank offer online and mobile banking?

Most modern institutions like Mayville State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mayvillestatebank.com.