MonitorBankRates
  1. Home
  2. Banks
  3. Greenfield Co-operative Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Greenfield Co-operative Bank Rates & Review April 2026

Greenfield Co-operative Bank's 36-Month Certificate of Deposit rates are at 2.02%, 60-Month Certificate of Deposit rates are at 0.90%, 48-Month Certificate of Deposit rates are at 0.50%, 30-Month Certificate of Deposit rates are at 0.35%, 24-Month Certificate of Deposit rates are at 0.30%. Greenfield Co-operative Bank's savings rates are at 0.10%. Greenfield Co-operative Bank's money market rates are at 0.10%. Greenfield Co-operative Bank's FTHB Co-op Achieve 10-1 ARM rates are at 5.00%, FTHB Co-op Attain 10-1 ARM rates are at 5.12%, Homegrown Heroes 10-1 ARM rates are at 5.12%, Jumbo Loans rates are at 5.62%, Jumbo Loans rates are at 6.12%. Greenfield Co-operative Bank's Personal Loan Rates are at 7.75%. MonitorBankRates evaluates the financial stability of Greenfield Co-operative Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.89%. Rates were last updated on 04/17/2026.

Greenfield Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenfield Co-operative Bank? Share your experience about Greenfield Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Greenfield Co-operative Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.89%
Excellent Lower than avg
Greenfield Co-operative Bank
63 Federal St
Greenfield, MA 01301
https://www.greenfieldcoopbank.com
Member FDIC

Greenfield Co-operative Bank CD Rates

Product Rate APY Term View More
36 Month Certificate of Deposit 2.00% 2.02% 36
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
60 Month Certificate of Deposit 0.90% 0.90% 60
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
48 Month Certificate of Deposit 0.50% 0.50% 48
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
30 Month Certificate of Deposit 0.35% 0.35% 30
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
24 Month Certificate of Deposit 0.30% 0.30% 24
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
18 Month Certificate of Deposit 0.25% 0.25% 18
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
12 Month Certificate of Deposit 0.20% 0.20% 12
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
6 Month 'No Penalty' Certificate of Deposit 0.15% 0.15% 6
Min Deposit $500
Details not eligible for IRA
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
6 Month Certificate of Deposit 0.15% 0.15% 6
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
3 Month Certificate of Deposit 0.05% 0.05% 3
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Greenfield Co-operative Bank Savings Rates

Product Rate APY View More
Vibe Savings 0.40% 0.40%
Min Deposit $10
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
IRA Savings 0.15% 0.15%
Min Deposit $10
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Money Market Savings 0.15% 0.15%
Min Deposit $1,000
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Money Market Savings 0.10% 0.10%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Statement Savings 0.05% 0.05%
Min Deposit $10
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Greenfield Co-operative Bank Money Market Rates

Product Rate APY View More
Locally Grown Money Market 1.60% 1.61%
Min Deposit $1,000
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Locally Grown Money Market 0.25% 0.25%
Min Deposit $1,000
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Money Market Savings 0.15% 0.15%
Min Deposit $1,000
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Locally Grown Money Market 0.10% 0.10%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Money Market Savings 0.10% 0.10%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Greenfield Co-operative Bank Checking Rates

Product Rate APY View More
NOW Checking 0.03% 0.03%
Min Deposit $10
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Greenfield Co-operative Bank Mortgage Rates

Product Rate Points APR Term View More
FTHB Co-op Achieve 10-1 ARM 5.00% 0 5.72%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
FTHB Co-op Attain 10-1 ARM 5.13% 0 5.80%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Homegrown Heroes 10-1 ARM 5.13% 0 5.80%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 5.63% 0 5.87% 10
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 6.13% 0 6.23% 20
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Homegrown Heroes 30 Year Fixed 6.13% 0 6.24%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 6.00% 1 6.27% 20
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 5.88% 2 6.27% 20
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 6.00% 2 6.30% 30
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 6.13% 1 6.33% 30
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 6.25% 0 6.36% 30
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
30 Year Fixed 6.25% 0 6.38%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 5.75% 0 6.92% 15
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 5.63% 1 6.96% 15
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Jumbo Loans 5.50% 2 6.99% 15
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Greenfield Co-operative Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - With Automatic Payments from a GCB/NCB Checking or Statement Savings Account 6.50% - 6.50% 5 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Home Equity Loan 6.75% - 6.75% 5 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Home Equity Loan - With Automatic Payments from a GCB/NCB Checking or Statement Savings Account 6.75% - 6.75% 10 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Home Equity Loan - With Automatic Payments from a GCB/NCB Checking or Statement Savings Account 6.88% - 6.88% 15 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Home Equity Loan 7.00% - 7.00% 10 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Home Equity Loan 7.13% - 7.13% 15 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Home Equity Loan - With Automatic Payments from a GCB/NCB Checking or Statement Savings Account 7.13% - 7.13% 20 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
Home Equity Loan 7.38% - 7.38% 20 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Greenfield Co-operative Bank Auto Loan Rates

Product Rate Points APR Term View More
New Car Auto Loan - - 7.75% 3 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
New Car Auto Loan - - 8.00% 4 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
New Car Auto Loan - - 8.25% 5 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%
New Car Auto Loan - - 8.50% 6 Years
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.89%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Greenfield Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Greenfield Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greenfield Co-operative Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Greenfield Co-operative Bank
Bank Holding Company GREENFIELD BCORP MHC
Address 63 Federal St, Greenfield, MA 01301  ·  Franklin
FDIC Certificate # 26397
Established 01/01/1905
FDIC Insurance Date 10/22/1985
Domestic Offices 10
Total Branches 10
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.89%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9918%
Return on Equity (ROE) 10.0000%
Non-Performing Loans (NPL) 0.17%
Total Assets $845,767,000
Total Deposits $744,039,000
Equity Capital $96,917,000
Net Income $5,160,000
Headquarters Greenfield
Total Offices 10
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Greenfield Co-operative Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Greenfield Co-operative Bank
Your Name:
Your Rating:

Frequently Asked Questions About Greenfield Co-operative Bank

Is Greenfield Co-operative Bank a safe place to deposit money?

Yes, Greenfield Co-operative Bank is considered a safe financial institution. With a Texas Ratio of 1.8937576629884%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Greenfield Co-operative Bank operate?

Greenfield Co-operative Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Greenfield Co-operative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenfield Co-operative Bank provides members with tools to manage their accounts and build a solid financial history.

Does Greenfield Co-operative Bank offer online and mobile banking?

Most modern institutions like Greenfield Co-operative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greenfieldcoopbank.com.

Current Greenfield Co-operative Bank Rates

  • 12-Month CD0.20%
  • 18-Month CD0.25%
  • 24-Month CD0.30%
  • 36-Month CD2.02%
  • 48-Month CD0.50%
  • 60-Month CD0.90%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.