Ridgewood Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 4.60% and 3-month CD rates at 4.75%. Current savings rates are at 0.04% and money market rates are at 2.50%. Mortgage rates today on 30-year fixed loans are around 6.10%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Ridgewood Savings Bank's 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.75%, 84-Month CD rates are at 3.65%, 72-Month CD rates are at 3.65%, 24-Month CD rates are at 3.60%. Ridgewood Savings Bank's savings rates are at 3.50%. Ridgewood Savings Bank's money market rates are at 4.50%. Ridgewood Savings Bank's 30-Year Fixed rates are at 6.25%, 20-Year Fixed rates are at 5.88%, 15-Year Fixed rates are at 5.75%, 10-Year Fixed rates are at 5.62%.

Ridgewood Savings Bank

To see how these rates compare to Ridgewood Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ridgewood Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ridgewood Savings Bank CD rates. You can also compare Ridgewood Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ridgewood Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ridgewood Savings Bank? Share your experience about Ridgewood Savings Bank by leaving a review below, or read customer reviews before you decide to use Ridgewood Savings Bank.

Ridgewood Savings Bank Texas Ratio

Ridgewood Savings Bank's Texas Ratio is at 8.65%, which is considered excellent. The Texas Ratio for Ridgewood Savings Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ridgewood Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.72%

18-Month CD

3.75%

2.39%

24-Month CD

3.60%

2.35%

36-Month CD

3.55%

2.23%

48-Month CD

3.55%

2.13%

60-Month CD

3.55%

2.27%

Savings

3.50%

0.82%

MMA

4.50%

1.45%

30-Year Fixed

6.34%

6.23%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.28%

Ridgewood Savings Bank

7102 Forest Ave
Ridgewood, NY 11385

https://www.ridgewoodbank.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Ridgewood Savings Bank

Ridgewood Savings Bank CD Rates and Interest Rates

Ridgewood Savings Bank

Smart Move Money Market

4.50%

$10,000

Ridgewood Savings Bank

12-Month CD

4.00%

$100

Ridgewood Savings Bank

18-Month CD

3.75%

$100

Ridgewood Savings Bank

72-Month CD

3.65%

$100

Ridgewood Savings Bank

84-Month CD

3.65%

$100

Ridgewood Savings Bank

24-Month CD

3.60%

$100

Ridgewood Savings Bank

36-Month CD

3.55%

$100

Ridgewood Savings Bank

48-Month CD

3.55%

$100

Ridgewood Savings Bank

60-Month CD

3.55%

$100

Ridgewood Savings Bank

Smart Move Online Savings

3.50%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ridgewood Savings Bank Mortgage Rates

Ridgewood Savings Bank

10-Year Fixed

5.625%

5.840%

0.000

Ridgewood Savings Bank

15-Year Fixed

5.750%

5.900%

0.000

Ridgewood Savings Bank

20-Year Fixed

5.875%

6.000%

0.000

Ridgewood Savings Bank

30-Year Fixed

6.250%

6.340%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ridgewood Savings Bank Rates with Other Competitive Bank and Credit Union Rates

The Stock Exchange Bank

6-Month CD

5.06%

$500

Grand Bank for Savings

Prestige Checking (special)

5.00%

$100

MapleMark Bank

12-Month CD

4.85%

$25,000

Northern Bank Direct

15-Month CD

4.75%

$500

Washita State Bank

12-Month CD

4.56%

$1,000

F&M State Bank Winterset, IA

6-Month CD (Jumbo)

4.55%

$100,000

SchoolsFirst Federal Credit Union

24-Month CD

4.20%

$500

Security Bank USA

12-Month CD

4.06%

$25,000

Apple Federal Credit Union

36-Month CD

4.00%

$500

Elkhorn Valley Bank & Trust

12-Month CD

4.00%

Community Bank of Trenton

18-Month CD

3.90%

$5,000

NBT Financial Bank

12-Month CD (Jumbo)

3.80%

$250,000

Milford Federal Bank

12-Month CD

3.75%

$1,000

Suncoast Credit Union

36-Month CD

3.60%

$500

First Southwest Bank

48-Month CD

3.50%

$1,000

Community Commerce Bank

The Vault Savings

3.30%

$50

First Federal Savings Bank Evansville, IN

24-Month CD (special)

3.25%

$500

Marion County State Bank

48-Month CD

3.25%

$1,000

Marion County State Bank

6-Month CD

3.25%

$1,000

The Citizens Bank of Georgia

48-Month CD

3.00%

$500

Yampa Valley Bank

60-Month CD

2.74%

$1,000

United Trust Bank

6-Month CD

2.53%

$1,000

First Federal S&L of Greene Co

24-Month CD

2.52%

$500

Peoples T&S Bank Boonville, IN

36-Month CD

2.50%

$500

Hocking Valley Bank

18-Month CD

2.50%

$1,000

Western Nebraska Bank

48-Month CD

2.37%

$250

First Southern State Bank

36-Month CD

2.27%

$500

1st Mississippi Federal Credit Union

30-Month CD

2.02%

$500

Pillar Bank

Money Market

1.82%

$250,000

Bank of Kampsville

48-Month CD

1.27%

$1,000

South Georgia Banking Company

12-Month CD

1.26%

$1,000

Tri-County Trust Company

3-Month CD

1.26%

$1,000

Fidelity Co-operative Bank

12-Month CD

0.80%

$500

Susquehanna Community Bank

24-Month CD

0.70%

$500

Citizens Bank Mukwonago, WI

24-Month CD

0.70%

$1,000

FirstOak Bank

12-Month CD

0.65%

$500

Presence Bank

48-Month CD

0.65%

$250

Citizens-Farmers Bank of Cole Camp

Regular Savings

0.65%

$10

Farmers Bank Nicholasville, KY

Money Market

0.60%

$2,500

Ballston Spa National Bank

Diamond Money Market

0.60%

$50,000

Associated Bank

Associated Relationship Savings

0.50%

$10,000

Abington Bank

60-Month CD

0.50%

$1,000

FLC Bank

36-Month CD

0.45%

$2,000

Old Exchange Bank of Okawville

Money Market

0.30%

$2,500

Oxford Bank

48-Month CD

0.27%

$500

600 Atlantic Federal Credit Union

Regular Share Savings

0.25%

$25

Heartland State Bank Edgeley, ND

Super NOW Checking

0.20%

$2,500

Savings Bank of Walpole

Money Market

0.20%

$1,000

Chasewood Bank

Personal Savings

0.10%

$200

Unico Bank

6-Month CD

0.10%

$1,000

Disclaimer

Ridgewood Savings Bank Mortgage Rates

DCU Digital Federal Credit Union

15-Year Fixed

4.500%

4.664%

0.750

Georgias Own Credit Union

15-Year Fixed

4.375%

4.670%

1.000

Greenstate Credit Union

15 Year Fixed

4.750%

4.790%

0.000

Abound Federal Credit Union

15-Year Fixed

4.750%

4.885%

0.000

Farmers State Bank Waterloo, IA

15-Year Fixed

4.875%

4.930%

0.000

LMCU Lake Michigan Credit Union

15-Year Fixed

4.750%

4.936%

0.461

A+ Federal Credit Union

15-Year Fixed

4.875%

4.938%

0.000

Navy Federal Credit Union

15-Year Fixed

4.750%

4.940%

0.250

Abound Federal Credit Union

5-Year ARM

4.875%

4.953%

0.000

Abound Federal Credit Union

7-Year ARM

4.875%

4.953%

0.000

Rhinebeck Bank

15-Year Fixed

4.875%

4.973%

0.875

The Golden 1 Credit Union

15-Year Fixed

5.000%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.000%

5.028%

0.000

Nuvision Federal Credit Union

15-Year Fixed

4.750%

5.066%

1.000

One Nevada Credit Union

15 Year Fixed

4.875%

5.074%

1.000

Wells Fargo

15 Year Fixed

4.750%

5.077%

1.000

Mountain America Federal Credit Union

15-Year Fixed

4.870%

5.077%

0.000

Addition Financial Credit Union

10-Year Fixed

4.875%

5.129%

0.000

SchoolsFirst Federal Credit Union

15-Year Fixed

4.875%

5.130%

1.000

First Technology Federal Credit Union

15-Year Fixed

5.125%

5.133%

0.055

Premier Bank Dubuque, IA

15-Year Fixed

5.000%

5.150%

0.000

Citi

15-Year Fixed

5.000%

5.153%

0.875

Peoples Trust Co. of St. Albans

15-Year Fixed

5.125%

5.162%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.000%

5.165%

0.000

Luana Savings Bank

15-Year Fixed

5.125%

5.174%

0.000

Disclaimer

Ridgewood Savings Bank Information

Ridgewood Savings Bank

7102 Forest Ave
Ridgewood, NY 11385
Queens
Established Date: 06/18/1921
FDIC Certificate #: 16026
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 38

How Many Branches are There? 38

Website: https://www.ridgewoodbank.com

Is Ridgewood Savings Bank FDIC Insured? Yes

What is Ridgewood Savings Bank's Cert number? 16026

What is the maximum amount for insured deposits? $250,000 per holder, per account

Ridgewood Savings Bank Financials

Total Assets:

$6,996,423,000

Total Deposits:

$5,559,007,000

Equity Capital:

$821,096,000

Domestic Deposits:

$5,559,007,000

Net Income:

$7,922,000

Return on Assets:

0.5057%

Quarterly Return on Assets:

0.4500%

Pretax Return on Assets:

0.5219%

Pretax Quarterly Return on Assets:

0.5200%

Return on Equity:

4.4500%

Quarterly Return on Equity:

3.8600%

Leverage Tier 1 (Core Capital) Ratio:

13.1750%

Total Interest Income (YTD):

3.5621%

Headquarters:

Ridgewood

FDIC Field Office:

New York City

Regulator:

FDIC

County:

Queens

# of Offices:

Metropolitan Statistical Area (MSA):

New York-Newark-Jersey City, NY-NJ-PA

Consolidated Metropolitan Statistical Area (CMSA):

New York-Northern New Jersey-Long Island, NY-NJ-CT-PA

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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