Ridgewood Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 1.96%, 6-month CD rates at 3.85% and 3-month CD rates at 2.78%. Current savings rates are at 0.45% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.50%. Credit Card rates are at 7.99%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. Ridgewood Savings Bank's 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.55%, 84-Month CD rates are at 3.55%, 72-Month CD rates are at 3.55%, 24-Month CD rates are at 3.50%. Ridgewood Savings Bank's money market rates are at 4.05%. Ridgewood Savings Bank's 30-Year Fixed rates are at 6.50%, 20-Year Fixed rates are at 6.25%, 15-Year Fixed rates are at 6.00%, 10-Year Fixed rates are at 5.88%.

Ridgewood Savings Bank

To see how these rates compare to Ridgewood Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ridgewood Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ridgewood Savings Bank CD rates. You can also compare Ridgewood Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ridgewood Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ridgewood Savings Bank? Share your experience about Ridgewood Savings Bank by leaving a review below, or read customer reviews before you decide to use Ridgewood Savings Bank.

Ridgewood Savings Bank Texas Ratio

Ridgewood Savings Bank's Texas Ratio is at 8.65%, which is considered excellent. The Texas Ratio for Ridgewood Savings Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ridgewood Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.75%

2.56%

18-Month CD

3.55%

2.29%

24-Month CD

3.50%

2.29%

36-Month CD

3.35%

2.21%

48-Month CD

3.35%

2.14%

60-Month CD

3.35%

2.26%

Savings

N/A

0.65%

MMA

4.05%

1.04%

30-Year Fixed

6.60%

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Ridgewood Savings Bank

7102 Forest Ave
Ridgewood, NY 11385

https://www.ridgewoodbank.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Ridgewood Savings Bank

Ridgewood Savings Bank CD Rates and Interest Rates

Ridgewood Savings Bank

Smart Move Money Market

4.05%

$10,000

Ridgewood Savings Bank

12-Month CD

3.75%

$100

Ridgewood Savings Bank

18-Month CD

3.55%

$100

Ridgewood Savings Bank

72-Month CD

3.55%

$100

Ridgewood Savings Bank

84-Month CD

3.55%

$100

Ridgewood Savings Bank

24-Month CD

3.50%

$100

Ridgewood Savings Bank

36-Month CD

3.35%

$100

Ridgewood Savings Bank

48-Month CD

3.35%

$100

Ridgewood Savings Bank

60-Month CD

3.35%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ridgewood Savings Bank Mortgage Rates

Ridgewood Savings Bank

10-Year Fixed

5.875%

6.100%

0.000

Ridgewood Savings Bank

15-Year Fixed

6.000%

6.160%

0.000

Ridgewood Savings Bank

20-Year Fixed

6.250%

6.380%

0.000

Ridgewood Savings Bank

30-Year Fixed

6.500%

6.600%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ridgewood Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Community Bank of Wichita

24-Month CD

4.06%

$500

Citizens Independent Bank

6-Month CD

4.00%

$10,000

Aberdeen Proving Ground FCU

12-Month CD

4.00%

$100

Century Next Bank

Premier Money Market

4.00%

$100,000

Mid-America Bank

24-Month CD

3.79%

$500

EverBank

36-Month CD

3.50%

$1,000

AAC Credit Union

60-Month CD

3.50%

$500

Clear Lake Bank and Trust Company

12-Month CD

3.45%

$1,000

BLC Community Bank

60-Month CD

3.40%

$2,500

Cape Ann Savings Bank

18-Month CD

3.30%

$500

Henderson FSB

30-Month CD

3.30%

$500

Bank of Old Monroe

12-Month CD

3.28%

$1,000

Farmers Insurance Federal Credit Union

24-Month CD

3.25%

$1,000

Minster Bank

17-Month CD

3.25%

$1,000

Newburyport Bank

60-Month CD

3.25%

$500

Clarion County Community Bank

18-Month CD

3.10%

$500

FNB Of Nokomis

Rewards Checking

3.05%

Peoples Bank of Kankakee County

24-Month CD

3.05%

$5,000

Citizens Federal S&L Assoc

36-Month CD

2.90%

$1,000

First State Bank Tahlequah, OK

36-Month CD

2.90%

$1,000

1st Community Credit Union

6-Month CD

2.53%

$1,000

Black River Country Bank

12-Month CD

2.25%

$1,000

American State Bank of Grygla

High Yield Savings

2.00%

$10,000

Charter Bank IA

12-Month CD

2.00%

$1,000

Department of Commerce FCU

60-Month CD

1.97%

$500

Oakwood Bank Pigeon Falls, WI

18-Month CD

1.86%

$100

InFirst Bank

Rewards Savings

1.80%

First Fidelity Bank Fort Payne, AL

60-Month CD

1.76%

$1,000

BankNewport

Premium Money Market

1.75%

$250,000

International Bank of Chicago

36-Month CD

1.75%

$1,000

Jefferson Security Bank

24-Month CD

1.51%

$500

Community Bank and Trust - West Georgia

Money Market

1.51%

United Bank of Union

Companion Savings

1.50%

$1,000

The Citizens Bank Company

18-Month CD

1.48%

$1,000

The Apple Creek Banking Company

48-Month CD

1.42%

$500

Liberty Bank for Savings

48-Month CD

1.15%

$5,000

Kennebec Savings Bank

36-Month CD

0.90%

$500

Continental Bank

24-Month CD

0.85%

$25,000

Miami Savings Bank

60-Month CD

0.75%

$1,000

5 Star Bank

48-Month CD

0.50%

$500

USB Union Savings Bank

24-Month CD

0.40%

$1,000

Community Bank Topeka, KS

24-Month CD

0.35%

$1,000

United Orient Bank

Passbook Savings

0.20%

$100

First Horizon

24-Month CD

0.10%

$1,000

Touchmark Bank

Personal Savings

0.05%

TrustCo Bank

Money Market

0.05%

$2,500

WVS West View SB

Christmas Club Savings

0.05%

$100

Osgood Bank

Personal Savings

0.03%

$10

Buckeye Community Bank

Statement Savings

0.01%

$50

Community Bank Topeka, KS

Money Market

0.01%

$100

Disclaimer

Ridgewood Savings Bank Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

Ridgewood Savings Bank Information

Ridgewood Savings Bank

7102 Forest Ave
Ridgewood, NY 11385
Queens
Established Date: 06/18/1921
FDIC Certificate #: 16026
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 38

How Many Branches are There? 38

Website: https://www.ridgewoodbank.com

Is Ridgewood Savings Bank FDIC Insured? Yes

What is Ridgewood Savings Bank's Cert number? 16026

What is the maximum amount for insured deposits? $250,000 per holder, per account

Ridgewood Savings Bank Financials

Total Assets:

$6,996,423,000

Total Deposits:

$5,559,007,000

Equity Capital:

$821,096,000

Domestic Deposits:

$5,559,007,000

Net Income:

$7,922,000

Return on Assets:

0.5057%

Quarterly Return on Assets:

0.4500%

Pretax Return on Assets:

0.5219%

Pretax Quarterly Return on Assets:

0.5200%

Return on Equity:

4.4500%

Quarterly Return on Equity:

3.8600%

Leverage Tier 1 (Core Capital) Ratio:

13.1750%

Total Interest Income (YTD):

3.5621%

Headquarters:

Ridgewood

FDIC Field Office:

New York City

Regulator:

FDIC

County:

Queens

# of Offices:

Metropolitan Statistical Area (MSA):

New York-Newark-Jersey City, NY-NJ-PA

Consolidated Metropolitan Statistical Area (CMSA):

New York-Northern New Jersey-Long Island, NY-NJ-CT-PA

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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