Ridgewood Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.13%, 6-month CD rates at 1.51% and 3-month CD rates at 2.38%. Current savings rates are at 0.15% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 8.50%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. Ridgewood Savings Bank's 12-Month CD rates are at 4.25%, 18-Month CD rates are at 4.10%, 24-Month CD rates are at 4.00%, 9-Month CD rates are at 3.75%, 84-Month CD rates are at 3.75%. Ridgewood Savings Bank's savings rates are at 3.50%. Ridgewood Savings Bank's money market rates are at 4.75%. Ridgewood Savings Bank's 30-Year Fixed rates are at 7.00%, 20-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.62%, 10-Year Fixed rates are at 6.50%.

Ridgewood Savings Bank

To see how these rates compare to Ridgewood Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ridgewood Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ridgewood Savings Bank CD rates. You can also compare Ridgewood Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ridgewood Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ridgewood Savings Bank? Share your experience about Ridgewood Savings Bank by leaving a review below, or read customer reviews before you decide to use Ridgewood Savings Bank.

Ridgewood Savings Bank Texas Ratio

Ridgewood Savings Bank's Texas Ratio is at 5.83%, which is considered excellent. The Texas Ratio for Ridgewood Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ridgewood Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.10%
24-Month CD
4.00%
36-Month CD
3.75%
48-Month CD
3.75%
60-Month CD
3.75%
Savings
3.50%
MMA
4.75%
30-Year Fixed
7.10%
Credit Card
N/A
Personal Loan
N/A
Ridgewood Savings Bank
7102 Forest Ave
Ridgewood, NY 11385
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Ridgewood Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month Treasury Indexed CD
4.89%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
Smart Move Money Market
4.75%
$10,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
4.25%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
18-Month CD
4.10%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
4.00%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
9-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
36-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
48-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
60-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
72-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
84-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
Smart Move Online Savings Account
3.50%
$0
Ridgewood Savings Bank
Ridgewood Savings Bank
6-Month CD
3.30%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
3-Month CD
2.50%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ridgewood Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
6.500%
6.720%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
6.625%
6.780%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
20-Year Fixed
6.875%
7.000%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
30-Year Fixed
7.000%
7.100%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ridgewood Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Conneaut Savings Bank
Conneaut Savings Bank
13-Month CD special relationship bonus
5.13%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
11-Month CD
4.90%
$500
FNBO Direct
FNBO Direct
High-Yield Online Savings Account
4.75%
$0
Self-Help Credit Union
Self-Help Credit Union
60-Month CD
4.08%
$500
First FSB Rochester, IN
First FSB Rochester, IN
18-Month CD Flexible
4.06%
$500
Bank of Wolcott
Bank of Wolcott
60-Month CD
3.85%
$5,000
EagleBank
EagleBank
60-Month CD
3.85%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
High Yield Money Market
3.82%
$500,000
Acme Continental Credit Union
Acme Continental Credit Union
6-Month CD share certificate
3.81%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD traditional share
3.56%
$1,000
Commerce Bank of Arizona
Commerce Bank of Arizona
60-Month CD
3.50%
$1,000
Commerce Bank of Arizona
Commerce Bank of Arizona
Money Market Promo (new money)
3.50%
$1,000,000
PS Bank of Velva
PS Bank of Velva
36-Month CD
3.50%
$500
Southwest Missouri Bank
Southwest Missouri Bank
18-Month CD
3.50%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
33-Month CD
3.50%
$1,000
ESB Bank
ESB Bank
Money Market
3.30%
$100,000
Foresight Bank
Foresight Bank
72-Month CD Bump-Up
3.29%
$500
Patriot Bank N.A.
Patriot Bank N.A.
48-Month CD
2.74%
$500
Harford Bank
Harford Bank
36-Month CD
2.60%
$1,000
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
Associated Bank
Associated Bank
Relationship Savings Platnium
2.40%
$10,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
36-Month CD
2.27%
$100
The Bank of Landisburg
The Bank of Landisburg
36-Month CD
2.06%
$1,000
Security Federal Bank
Security Federal Bank
30-Month CD
2.00%
$500
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Saver Savings
2.00%
$5
Acbla
Acbla
12-Month CD
2.00%
$500
Frontier Community Bank
Frontier Community Bank
66-Month CD
1.80%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Cash Rewards Checking
1.75%
$50
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
36-Month CD
1.36%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
48-Month CD
1.10%
$1,000
SNB Security National Bank
SNB Security National Bank
24-Month CD
1.00%
$1,000
The Bank of New Glarus
The Bank of New Glarus
12-Month CD
1.00%
$1,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
6-Month CD
0.75%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
30-Month CD
0.61%
$2,500
Ion Bank
Ion Bank
12-Month CD
0.60%
$500
William Penn Bank
William Penn Bank
12-Month CD
0.60%
$500
Thumb Bank and Trust
Thumb Bank and Trust
18-Month CD
0.50%
$500
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
Milton Savings Bank
Milton Savings Bank
Passbook Savings
0.15%
$25
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
United Southern Bank
United Southern Bank
18-Month CD
0.15%
$1,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
24-Month CD
0.10%
$1
United Bank of Philadelphia
United Bank of Philadelphia
12-Month CD
0.10%
$500
Bank of Franklin County
Bank of Franklin County
Patriot Money Market (Personal)
0.05%
$0
First Minnetonka City Bank
First Minnetonka City Bank
Money Market
0.05%
$15
DB&T
DB&T
High Yield Savings
0.05%
$100,000
Northwestern Bank
Northwestern Bank
Keystone High Yield Savings
0.02%
$10,000
Bank of New Hampshire
Bank of New Hampshire
Savings Account
0.01%
$0
Wells Fargo
Wells Fargo
Way2Save Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ridgewood Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ridgewood Savings Bank Information

Ridgewood Savings Bank
7102 Forest Ave
Ridgewood, NY 11385
Queens
Established Date: 06/18/1921
FDIC Certificate #: 16026
Date of FDIC Deposit Insurance: 07/01/1943
How Many Domestic U.S. Offices? 37
How Many Branches are There? 37
Is Ridgewood Savings Bank FDIC Insured? Yes
What is Ridgewood Savings Bank's Cert number? 16026
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ridgewood Savings Bank Financials

Total Assets:
$6,919,023,000
Total Deposits:
$5,501,130,000
Equity Capital:
$793,977,000
Domestic Deposits:
$5,501,130,000
Net Income:
$13,228,000
Return on Assets:
0.3357%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.9948%
Pretax Quarterly Return on Assets:
0.9900%
Return on Equity:
2.8900%
Quarterly Return on Equity:
6.7500%
Leverage Tier 1 (Core Capital) Ratio:
12.3414%
Total Interest Income (YTD):
2.9721%
 
 
Headquarters:
Ridgewood
FDIC Field Office:
New York City
Regulator:
FDIC
County:
Queens
# of Offices:
37
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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Right now on our national list of the highest CD rates on 4 year certificates of deposit Discover and Penfed are listed with the highest CD rates. The bank and credit union are offering 4 year CD rates at 1.98% with CD yields at 2.00%. That rate is considerably better than the current national average 4 year CD rate of 1.38% as reported by MonitorBankRates.com.Find the best CD rates at banks by searching our rate tables here: Best CD Rates.     Read more...

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Explore Other Rate Deals

Mortgage rates continue to defy the experts as 30 year conforming rates hover just above the record low for 2014. For the past two years, mortgage rate analysts predicted mortgage rates would move higher. While rates have gone up from 2013 record lows, rates are nowhere near the level that was forecast.
Below is a list of the highest savings rates and money market account rates on 4-24-2013.
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Ridgewood Savings Bank Reviews

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