Mechanics Bank Mansfield, OH CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Mechanics Bank Mansfield, OHToday's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.00% and 3-month CD rates at 1.51%. Current savings rates are at 0.05% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 20.24%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Mechanics Bank Mansfield, OH CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mechanics Bank Mansfield, OH, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mechanics Bank Mansfield, OH CD rates. You can also compare Mechanics Bank Mansfield, OH savings rates, MMA rates and mortgage rates using our other rate lists.

Mechanics Bank Mansfield, OH money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mechanics Bank Mansfield, OH? Share your experience about Mechanics Bank Mansfield, OH by leaving a review below, or read customer reviews before you decide to use Mechanics Bank Mansfield, OH.

Mechanics Bank Mansfield, OH Texas Ratio

Mechanics Bank Mansfield, OH's Texas Ratio is at 2.44%, which is considered excellent. The Texas Ratio for Mechanics Bank Mansfield, OH is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Mechanics Bank Mansfield, OH is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mechanics Bank Mansfield, OH
2 S Main St
Mansfield, OH 44902
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Mechanics Bank Mansfield, OH Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Checking
5.00%
$25
Home Bank of California
Home Bank of California
12-Month CD
4.50%
$10,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
24-Month CD
4.00%
$500
Rolette State Bank
Rolette State Bank
48-Month CD
3.73%
$500
EverBank
EverBank
48-Month CD
3.50%
$1,000
Old Dominion National Bank
Old Dominion National Bank
48-Month CD
3.40%
$500
Vystar Credit Union
Vystar Credit Union
60-Month CD
3.40%
$500
Seattle Bank
Seattle Bank
Digital Direct Checking
3.40%
$0
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
3.30%
$500
River Bank
River Bank
48-Month CD
3.29%
$1,000
Dieterich Bank
Dieterich Bank
48-Month CD
3.05%
$500
FNB at St. James
FNB at St. James
12-Month CD
3.03%
$500
Charles River Bank
Charles River Bank
24-Month CD
3.00%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
18-Month CD
2.75%
$1,000
Crest Savings Bank
Crest Savings Bank
48-Month CD
2.75%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
36-Month CD
2.63%
$1,000
Pioneer Federal S&L
Pioneer Federal S&L
18-Month CD
2.57%
$1,000
Bank of Zachary
Bank of Zachary
60-Month CD
2.55%
$2,500
Magyar Bank
Magyar Bank
18-Month CD
2.50%
$2,500
Range Bank
Range Bank
24-Month CD
2.50%
$1,000
Citizens State Bank Moundridge, KS
24-Month CD
2.50%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
InFirst Bank
InFirst Bank
6-Month CD
2.50%
$500
FNB of Wyoming
FNB of Wyoming
36-Month CD
2.27%
$100
UCB Milford, IA
UCB Milford, IA
12-Month CD
2.02%
$1,000
Black River Country Bank
Black River Country Bank
6-Month CD
2.00%
$1,000
Merrimack County SB
Merrimack County SB
12-Month CD
2.00%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
12-Month CD
2.00%
$1,000
Regions Bank
Regions Bank
Premium Money Market
2.00%
$10,000
Department of Commerce FCU
Department of Commerce FCU
60-Month CD
1.97%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
12-Month CD
1.50%
$1,000
Clinton Bank
Clinton Bank
12-Month CD
1.41%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
36-Month CD
1.30%
$2,500
Greenville Federal
Greenville Federal
24-Month CD
0.80%
$500
GSB Guilford Savings Bank
36-Month CD
0.75%
$1,000
United Minnesota Bank
United Minnesota Bank
Platinum Money Market
0.75%
$2,500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
12-Month CD
0.60%
$500
Riverside Savings Bank
Riverside Savings Bank
18-Month CD
0.40%
$1,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
18-Month CD
0.35%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Savings
0.30%
$100
Queenstown Bank
Queenstown Bank
30-Month CD (Bump)
0.30%
$500
United Southern Bank
United Southern Bank
48-Month CD
0.25%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD (Bump Rate)
0.20%
$5,000
Hocking Valley Bank
Hocking Valley Bank
Passbook Savings
0.15%
$100
Elevate Bank
Elevate Bank
Money Market
0.15%
$1,500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
Money Market
0.10%
$500
National Bank of Coxsackie
National Bank of Coxsackie
6-Month CD
0.10%
$500
Ponce Bank
Ponce Bank
Money Market
0.10%
$1
South Georgia Banking Company
South Georgia Banking Company
Money Market
0.05%
$2,500
The Union Bank Company
The Union Bank Company
Business Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Mechanics Bank Mansfield, OH rate data right now, check back for updates, we are adding rates all the time.

Mechanics Bank Mansfield, OH Information

Mechanics Bank Mansfield, OH
2 S Main St
Mansfield, OH 44902
Richland
Established Date: 01/01/1886
FDIC Certificate #: 29011
Date of FDIC Deposit Insurance: 09/02/1959
Bank Holding Company: MECHANICS FINANCIAL CORP
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Mechanics Bank Mansfield, OH FDIC Insured? Yes
What is Mechanics Bank Mansfield, OH's Cert number? 29011
What is the maximum amount for insured deposits? $250,000 per holder, per account

Mechanics Bank Mansfield, OH Financials

Total Assets:
$816,474,000
Total Deposits:
$753,520,000
Equity Capital:
$60,183,000
Domestic Deposits:
$753,520,000
Net Income:
$1,019,000
Return on Assets:
0.7774%
Quarterly Return on Assets:
0.5000%
Pretax Return on Assets:
0.6240%
Pretax Quarterly Return on Assets:
0.6200%
Return on Equity:
10.9000%
Quarterly Return on Equity:
6.7900%
Common Equity Tier 1 Capital Ratio:
16.0530%
Tier 1 Risk-Based Capital Ratio:
16.0530%
Leverage Tier 1 (Core Capital) Ratio:
8.6506%
Total Risk-Based Capital Ratio (YTD):
17.3068%
Total Interest Income (YTD):
3.6512%
 
 
Headquarters:
Mansfield
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Richland
# of Offices:
9
Metropolitan Statistical Area (MSA):
Mansfield, OH
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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