First National Bank Damariscotta, ME CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First National Bank Damariscotta, METoday's 12-month CD rates can be found at 3.79%, 6-month CD rates at 2.00% and 3-month CD rates at 1.51%. Current savings rates are at 0.05% and money market rates are at 0.55%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 13.24%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First National Bank Damariscotta, ME CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank Damariscotta, ME, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank Damariscotta, ME CD rates. You can also compare First National Bank Damariscotta, ME savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank Damariscotta, ME money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank Damariscotta, ME? Share your experience about First National Bank Damariscotta, ME by leaving a review below, or read customer reviews before you decide to use First National Bank Damariscotta, ME.

First National Bank Damariscotta, ME Texas Ratio

First National Bank Damariscotta, ME's Texas Ratio is at 1.33%, which is considered excellent. The Texas Ratio for First National Bank Damariscotta, ME is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank Damariscotta, ME is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank Damariscotta, ME
223 Main St
Damariscotta, ME 04543
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First National Bank Damariscotta, ME Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vibrant Credit Union
Vibrant Credit Union
Preferred Savings
4.50%
$5
Raymond James Bank
Raymond James Bank
6-Month CD
4.30%
$1,000
Huntington FSB
Huntington FSB
12-Month CD
4.22%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
3-Month CD
4.01%
$500
City National B&T Co. of Lawton, OK
12-Month CD
4.00%
$500
ESSA Bank & Trust
ESSA Bank & Trust
48-Month CD
3.70%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
12-Month CD
3.67%
$500
Centinel Bank of Taos
Centinel Bank of Taos
18-Month CD IRA
3.60%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
36-Month CD
3.50%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
36-Month CD
3.30%
$500
First National Bank in Marlow
First National Bank in Marlow
12-Month CD
3.05%
$500
The Grant County Bank
The Grant County Bank
36-Month CD
3.05%
$500
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
3.00%
$1,000
Volunteer State Bank
Volunteer State Bank
48-Month CD
3.00%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
24-Month CD
2.90%
$1,000
New Albin Savings Bank
New Albin Savings Bank
Money Market
2.89%
$2,500
Bank of Luxemburg
Bank of Luxemburg
24-Month CD
2.85%
$1,000
Mauch Chunk Trust Company
60-Month CD
2.79%
$500
First State Bank and Trust
First State Bank and Trust
12-Month CD
2.78%
$1,000
WCB West Central Bank
WCB West Central Bank
36-Month CD
2.42%
$1,000
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.01%
$500
Cross River Bank
Cross River Bank
I Connect/E Connect Savings
1.75%
$0
Clay County Savings Bank
Clay County Savings Bank
24-Month CD
1.53%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
36-Month CD
1.51%
$500
USAA
USAA
36-Month CD
1.30%
$1,000
The Bank of Protection
The Bank of Protection
Money Market
1.26%
$25,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
12-Month CD
1.01%
$500
Shoreham Bank
Shoreham Bank
Loyalty Checking
1.00%
$0
Fidelity Co-operative Bank
Fidelity Co-operative Bank
60-Month CD
1.00%
$500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
36-Month CD
1.00%
$500
United Orient Bank
United Orient Bank
12-Month CD
1.00%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
48-Month CD
0.60%
$1,000
State Bank of the Lakes
State Bank of the Lakes
18-Month CD
0.50%
$1,000
Bank of Hindman
Bank of Hindman
3-Month CD
0.50%
$1,000
FNB of Ely
FNB of Ely
Savings
0.40%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Regular Savings
0.40%
$20,000
First Federal S&L of Lorain
First Federal S&L of Lorain
36-Month CD
0.30%
$250
OneUnited Bank
OneUnited Bank
36-Month CD
0.30%
$1,000
First Southern Bank
First Southern Bank
Premier Money Market
0.25%
$2,500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
12-Month CD
0.20%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Savings
0.20%
$0
MVSB
Everyday Money Market
0.15%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
Treasury Savings
0.10%
$0
First Citizens Bank Luverne, AL
NOW Checking
0.10%
$1,500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
NOW Checking
0.10%
$1,000
First Sentinel Bank
First Sentinel Bank
Checking
0.05%
$250
Franklin Bank
Franklin Bank
Premier Checking
0.05%
$500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
NOW Checking
0.01%
$500
Regions Bank
Regions Bank
60-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First National Bank Damariscotta, ME rate data right now, check back for updates, we are adding rates all the time.

First National Bank Damariscotta, ME Information

First National Bank Damariscotta, ME
223 Main St
Damariscotta, ME 04543
Lincoln
Established Date: 04/19/1864
FDIC Certificate #: 4256
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BCORP INC THE
How Many Domestic U.S. Offices? 18
How Many Branches are There? 18
Is First National Bank Damariscotta, ME FDIC Insured? Yes
What is First National Bank Damariscotta, ME's Cert number? 4256
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank Damariscotta, ME Financials

Total Assets:
$2,942,447,000
Total Deposits:
$2,549,402,000
Equity Capital:
$214,088,000
Domestic Deposits:
$2,549,402,000
Net Income:
$6,260,000
Return on Assets:
1.1178%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.0380%
Pretax Quarterly Return on Assets:
1.0400%
Return on Equity:
15.6600%
Quarterly Return on Equity:
11.6800%
Common Equity Tier 1 Capital Ratio:
12.4718%
Tier 1 Risk-Based Capital Ratio:
12.4718%
Leverage Tier 1 (Core Capital) Ratio:
8.4772%
Total Risk-Based Capital Ratio (YTD):
13.7220%
Total Interest Income (YTD):
4.6873%
 
 
Headquarters:
Damariscotta
FDIC Field Office:
Concord
Regulator:
OCC
County:
Lincoln
# of Offices:
18
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates dropped to new all-time lows in the Mortgage Bankers Association's Weekly Mortgage Application Survey. Since the MBA's report mortgage rates todays have moved higher again as 10 year bond yields increased from a low of 1.43 percent on Friday to 1.65 percent yesterday. As a result current mortgage rates on 30 year loans are averaging 3.77 percent today, an increase from Friday's low of 3.70 percent.
mortgage-rates-hit-new-lows-30-year-mortgage-rates-at-469-15-year-mortgage-rates-at-410Mortgage rates on our rate tables hit fresh lows this morning continuing the downtrend of the past few weeks. Mortgage rates followed bond yields lower on concerns the economy is slowing down. Another factor driving mortgage rates and bond yields lower is the Labor Department's report showing new claims for jobless benefits rose 13,000. Analysts had expected a slight drop in claims. 10 year bond yields are at 2.94 percent this morning and headed lower.
top-12-month-cd-rates-highest-200-apyThe national average 12 month CD rate is averaging only .99 percent this morning. On our CD rate table, Broadway National Bank tops our list of 12 month CD rates. The bank is currently offering a CD rate of 1.98 percent and an APY of 2.00 percent. That CD rate and CD yield is one of the highest around if not the highest.

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