First National Bank Damariscotta, ME CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First National Bank Damariscotta, METoday's 12-month CD rates can be found at 2.15%, 6-month CD rates at 3.95% and 3-month CD rates at 2.52%. Current savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First National Bank Damariscotta, ME CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank Damariscotta, ME, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank Damariscotta, ME CD rates. You can also compare First National Bank Damariscotta, ME savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank Damariscotta, ME money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank Damariscotta, ME? Share your experience about First National Bank Damariscotta, ME by leaving a review below, or read customer reviews before you decide to use First National Bank Damariscotta, ME.

First National Bank Damariscotta, ME Texas Ratio

First National Bank Damariscotta, ME's Texas Ratio is at 1.33%, which is considered excellent. The Texas Ratio for First National Bank Damariscotta, ME is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank Damariscotta, ME is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank Damariscotta, ME
223 Main St
Damariscotta, ME 04543
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First National Bank Damariscotta, ME Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
60-Month CD
4.25%
$500
Quaint Oak Bank
Quaint Oak Bank
6-Month CD
4.20%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
24-Month CD
4.01%
$1
CFG Bank
CFG Bank
18-Month CD
4.00%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
12-Month CD
4.00%
$1,000
Murphy Bank
Murphy Bank
12-Month CD (Jumbo)
3.99%
$10,000
Columbia Bank
Columbia Bank
12-Month CD
3.70%
$500
Meridian Bank
Meridian Bank
Hometown Money Market
3.50%
$25,000
Sandy Spring Bank
Sandy Spring Bank
18-Month CD
3.47%
$1,000
Perryton National Bank
Perryton National Bank
36-Month CD
3.38%
$500
Artisans Bank
Artisans Bank
18-Month CD
3.25%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
48-Month CD
3.25%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
30-Month CD
3.25%
$500
GreenLeaf Bank
GreenLeaf Bank
12-Month CD
3.10%
$2,500
EverTrust Bank
EverTrust Bank
12-Month CD
3.10%
$3,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
72-Month CD
3.00%
$500
Thomaston Savings Bank
Thomaston Savings Bank
24-Month CD
3.00%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
24-Month CD
3.00%
$500
Solvay Bank
Solvay Bank
60-Month CD
3.00%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
36-Month CD
3.00%
$500
Port Richmond Savings
Port Richmond Savings
12-Month CD
2.75%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
3-Month CD
2.75%
$500
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
Logansport Savings Bank
Logansport Savings Bank
36-Month CD
2.27%
$1,000
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
60-Month CD
1.81%
$1,000
1st Ed Credit Union
1st Ed Credit Union
24-Month CD
1.65%
$500
Tennessee State Bank
Tennessee State Bank
12-Month CD
1.50%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
60-Month CD
1.50%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
60-Month CD
1.00%
$1,000
First Command Bank
First Command Bank
36-Month CD
0.95%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
60-Month CD
0.90%
$1,000
Community Bank of Missouri
Community Bank of Missouri
48-Month CD
0.90%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
Wells River Savings Bank
Wells River Savings Bank
60-Month CD
0.60%
$200
Consumers Credit Union
Consumers Credit Union
Money Market
0.55%
$1
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
12-Month CD
0.50%
$0
Seamens Bank
Seamens Bank
48-Month CD
0.40%
$1,000
First Bank Hampton
First Bank Hampton
Savings
0.35%
$100
Cecil Bank
Cecil Bank
12-Month CD
0.30%
$500
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Share Savings
0.25%
$5
Mayville State Bank
Mayville State Bank
18-Month CD
0.20%
$1,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Money Market
0.15%
$2,500
JTNB
JTNB
NOW Checking
0.10%
$1,000
BankOrion
BankOrion
Statement Savings
0.05%
$0
BayVanguard Bank
BayVanguard Bank
Statement Savings
0.05%
$50
Kearny Bank
Kearny Bank
Statement Savings
0.05%
$100
Luana Savings Bank
Luana Savings Bank
Regular Savings
0.05%
$100
Savings Bank of Danbury
Savings Bank of Danbury
Passbook Savings
0.03%
$10
NCF Savings Bank
NCF Savings Bank
Statement Savings
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 7, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First National Bank Damariscotta, ME rate data right now, check back for updates, we are adding rates all the time.

First National Bank Damariscotta, ME Information

First National Bank Damariscotta, ME
223 Main St
Damariscotta, ME 04543
Lincoln
Established Date: 04/19/1864
FDIC Certificate #: 4256
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BCORP INC THE
How Many Domestic U.S. Offices? 18
How Many Branches are There? 18
Is First National Bank Damariscotta, ME FDIC Insured? Yes
What is First National Bank Damariscotta, ME's Cert number? 4256
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank Damariscotta, ME Financials

Total Assets:
$2,942,447,000
Total Deposits:
$2,549,402,000
Equity Capital:
$214,088,000
Domestic Deposits:
$2,549,402,000
Net Income:
$6,260,000
Return on Assets:
1.1178%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.0380%
Pretax Quarterly Return on Assets:
1.0400%
Return on Equity:
15.6600%
Quarterly Return on Equity:
11.6800%
Common Equity Tier 1 Capital Ratio:
12.4718%
Tier 1 Risk-Based Capital Ratio:
12.4718%
Leverage Tier 1 (Core Capital) Ratio:
8.4772%
Total Risk-Based Capital Ratio (YTD):
13.7220%
Total Interest Income (YTD):
4.6873%
 
 
Headquarters:
Damariscotta
FDIC Field Office:
Concord
Regulator:
OCC
County:
Lincoln
# of Offices:
18
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

credit-score-raising-your-fico-credit-scoreLet's face it, whether you like it or not credit is a fact of life. You can keep the amount of credit cards you have to a minimum and pay cash for everything but unless you have the cash to make all purchases outright - including buying a home - sooner or later you're going to have to use credit.
30 year mortgage rates remained unchanged in the most recent Primary Mortgage Market Survey released by Freddie Mac. 30 year fixed rate conforming mortgage rates are averaging 5.07 percent for the week ending April 22, 2010, unchanged from the previous week’s average mortgage rate. Mortgage discount points averaged 0.7 points, up from 0.6 points the prior week’s average.
As we predicted late last week average 15 year mortgage rates hit a record low and broke through 3.00 percent in Freddie Mac's Primary Mortgage Market Survey. In the survey, 15 year mortgage rates hit an all-time record low of 2.97 percent with 0.7 points, down from the previous week's average 15 year mortgage rate of 3.04 percent.

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