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Bankers Trust Company Rates & Review April 2026

Bankers Trust Company's 3-Month Certificates of Deposit Platinum Tier rates are at 3.80%, 7-Month Certificates of Deposit Platinum Tier rates are at 3.78%, 3-Month Certificates of Deposit Gold Tier rates are at 3.70%, 7-Month Certificates of Deposit Gold Tier rates are at 3.68%, 3-Month Certificates of Deposit Silver Tier rates are at 3.60%. Bankers Trust Company's savings rates are at 0.55%. Bankers Trust Company's Personal Loan Rates are at 8.01%. MonitorBankRates evaluates the financial stability of Bankers Trust Company with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.53%. Rates were last updated on 03/25/2026.

Bankers Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bankers Trust Company? Share your experience about Bankers Trust Company by leaving a review below, or read customer reviews before you decide to use Bankers Trust Company.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.53%
Excellent Lower than avg
Bankers Trust Company
453 7th St
Des Moines, IA 50309
https://www.bankerstrust.com
Member FDIC

Bankers Trust Company CD Rates

Product Rate APY Term View More
3 Month Certificates of Deposit Platinum Tier - 3.80% 3 Month
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
7 Month Certificates of Deposit Platinum Tier - 3.78% 7 Month
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
3 Month Certificates of Deposit Gold Tier - 3.70% 3 Month
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
7 Month Certificates of Deposit Gold Tier - 3.68% 7 Month
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
3 Month Certificates of Deposit Silver Tier - 3.60% 3 Month
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
7 Month Certificates of Deposit Silver Tier - 3.58% 7 Month
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
3 Month Certificates of Deposit Bronze Tier - 3.50% 3 Month
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
7 Month Certificates of Deposit Bronze Tier - 3.48% 7 Month
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
3 Month Certificates of Deposit 3.25% 3.29% 3 Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
7 Month Certificates of Deposit 3.25% 3.27% 7 Month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Bankers Trust Company Savings Rates

Product Rate APY View More
Regular Savings Platinum Tier - 1.05%
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Regular Savings Gold Tier - 0.95%
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Regular Savings 0.55% 0.55%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Regular Savings Bronze Tier 0.55% 0.55%
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Regular Savings Silver Tier 0.55% 0.55%
Details Loyalty Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Bankers Trust Company Checking Rates

Product Rate APY View More
Interest Checking Account APYs - 0.77%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Interest Checking Account APYs - 0.75%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Interest Checking Account APYs - 0.72%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Interest Checking Account APYs - 0.70%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Checking - 0.60%
Details Qualifying balance up to $5,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Bankers Trust Company Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 7.75% 60
Details Interest Only Payments
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Closed-End Home Equity Installment - Fixed Rate 7.75% - 7.77% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Home Equity Line of Credit (HELOC) - - 8.00% 120
Details Interest Only Payments
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Closed-End Home Equity Installment - Fixed Rate 8.25% - 8.27% 120
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Closed-End Home Equity Installment - Fixed Rate 8.75% - 8.76% 180
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Bankers Trust Company Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans 8.00% - 8.01% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Auto Loans 8.25% - 8.26% 72
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Auto Loans 8.25% - 8.26% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Auto Loans 8.50% - 8.51% 72
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%
Auto Loans 8.75% - 8.76% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Bankers Trust Company Credit Card Rates

Product Rate APR View More
Visa® Gold Credit Card - 0.00%
Details Intro rate expires: 6 months; Regular APR: 16.50%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.53%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bankers Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bankers Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bankers Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bankers Trust Company
Bank Holding Company BTC FINANCIAL CORP
Address 453 7th St, Des Moines, IA 50309  ·  Polk
FDIC Certificate # 953
Established 06/01/1917
FDIC Insurance Date 01/01/1934
Domestic Offices 22
Total Branches 22
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.53%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0076%
Return on Equity (ROE) 12.3600%
Non-Performing Loans (NPL) 0.17%
Total Assets $7,487,308,000
Total Deposits $6,061,294,000
Equity Capital $716,295,000
Net Income $81,316,000
Headquarters Des Moines
Total Offices 22
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Bankers Trust Company

Is Bankers Trust Company a safe place to deposit money?

Yes, Bankers Trust Company is considered a safe financial institution. With a Texas Ratio of 2.5327771745472%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bankers Trust Company operate?

Bankers Trust Company currently maintains approximately 22 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bankers Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bankers Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Bankers Trust Company offer online and mobile banking?

Most modern institutions like Bankers Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankerstrust.com.

Current Bankers Trust Company Rates

  • Savings0.55%
Retrieved from our database of financial products. Rates subject to change.