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iAdvertiser Disclosure
Advertiser Disclosure
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 Members Advantage Credit Union Michigan City, IN Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Members Advantage Credit Union Michigan City, IN's 48 Mo. CD rates are at 3.61%, 60 Mo. CD rates are at 3.61%, 72 Mo. CD rates are at 3.61%, 84 Mo. CD rates are at 3.61%, 6 Mo. CD rates are at 3.50%. Members Advantage Credit Union Michigan City, IN's savings rates are at 0.07%. Members Advantage Credit Union Michigan City, IN's money market rates are at 2.68%. MonitorBankRates evaluates the financial stability of Members Advantage Credit Union Michigan City, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.81%. Rates were last updated on 03/27/2026. Members Advantage Credit Union Michigan City, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members Advantage Credit Union Michigan City, IN? Share your experience about Members Advantage Credit Union Michigan City, IN by leaving a review below, or read customer reviews before you decide to use Members Advantage Credit Union Michigan City, IN. Members Advantage Credit Union Michigan City, IN
Ohio Steet Branch 3064 Ohio St
https://www.macuonline.org Michigan City, IN 46360 6866 
Members Advantage Credit Union Michigan City, IN CD Rates
Members Advantage Credit Union Michigan City, IN Savings Rates
Members Advantage Credit Union Michigan City, IN Money Market Rates
Members Advantage Credit Union Michigan City, IN Checking Rates
Members Advantage Credit Union Michigan City, IN Mortgage Rates
Members Advantage Credit Union Michigan City, IN Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members Advantage Credit Union Michigan City, IN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members Advantage Credit Union Michigan City, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members Advantage Credit Union Michigan City, IN's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members Advantage Credit Union Michigan City, IN
Website
https://www.macuonline.org
Address
3064 Ohio St,
Michigan City, IN 46360 6866
Phone
219-874-6943
Fax
219-873-0568
President
Michael Palmer
CEO
Frank Beachnau
Full-Time Employees
22
Part-Time Employees
0
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.81%
Return on Assets (ROA)
0.2039%
Return on Equity (ROE)
2.1824%
Non-Performing Loans Ratio (NPL)
1.33%
Total Assets
129,436,850
Total Amount of Shares and Deposits
118,062,593
Total Shares and Deposits < 1 Year
112,714,787
Total Shares and Deposits 1 3 Years
3,557,713
Total Shares and Deposits > 3 Years
1,790,093
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,607,180
Total Uninsured Shares and Deposits > $250K (F+J)
3,607,180
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,455,413
Total Interest Expense (Sum of items 6 8)
1,149,136
Share Certificates
840
Number of Accounts for Share Drafts
5,667
IRA KEOGH Accounts
265
Number of Accounts for Regular Shares
9,457
All other shares
8
Money Market Shares
279
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,593,981
Total Liabilities
118,573,188
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Members Advantage Credit Union Michigan City, INIs Members Advantage Credit Union Michigan City, IN a safe place to deposit money?Yes, Members Advantage Credit Union Michigan City, IN is considered a safe financial institution. With a Texas Ratio of 5.8077974405257%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Members Advantage Credit Union Michigan City, IN operate?Members Advantage Credit Union Michigan City, IN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members Advantage Credit Union Michigan City, IN?Yes, to access services at Members Advantage Credit Union Michigan City, IN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members Advantage Credit Union Michigan City, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members Advantage Credit Union Michigan City, IN provides members with tools to manage their accounts and build a solid financial history. Does Members Advantage Credit Union Michigan City, IN offer online and mobile banking?Most modern institutions like Members Advantage Credit Union Michigan City, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.macuonline.org. Current Members Advantage Credit Union Michigan City, IN Rates
Retrieved from our database of financial products. Rates subject to change.
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