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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Arcade Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Arcade Credit Union's 6 month Platinum CD rates are at 3.50%, 6 month Gold CD rates are at 3.00%, 6 month Silver CD rates are at 2.00%. Arcade Credit Union's money market rates are at 1.35%. MonitorBankRates evaluates the financial stability of Arcade Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.35%. Rates were last updated on 03/25/2026. Arcade Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arcade Credit Union? Share your experience about Arcade Credit Union by leaving a review below, or read customer reviews before you decide to use Arcade Credit Union. Arcade Credit Union
Arcade Credit Union 151 Patton Ave Ste 280
https://arcadecu.com Asheville, NC 28801 
Arcade Credit Union CD Rates
Arcade Credit Union Savings Rates
Arcade Credit Union Money Market Rates
Arcade Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Arcade Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arcade Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Arcade Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Arcade Credit Union
Website
https://arcadecu.com
Address
151 Patton Ave Ste 280,
Asheville, NC 28801
Phone
828-254-1582
Fax
828-254-9809
President
Vann Gibbs
CEO
Shelly Fender
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.35%
Return on Assets (ROA)
0.8302%
Return on Equity (ROE)
5.8519%
Non-Performing Loans Ratio (NPL)
1.23%
Total Assets
7,771,648
Total Amount of Shares and Deposits
6,629,968
Total Shares and Deposits < 1 Year
6,629,968
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,629,968
Total Interest Expense (Sum of items 6 8)
53,165
Share Certificates
78
Number of Accounts for Share Drafts
273
IRA KEOGH Accounts
17
Number of Accounts for Regular Shares
790
Money Market Shares
44
Net Income (unless the amount is already included in Undivided Earnings)
64,519
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
772,428
Total Liabilities
6,669,105
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Arcade Credit UnionIs Arcade Credit Union a safe place to deposit money?Yes, Arcade Credit Union is considered a safe financial institution. With a Texas Ratio of 4.351037579819%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Arcade Credit Union operate?Arcade Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Arcade Credit Union?Yes, to access services at Arcade Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Arcade Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Arcade Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Arcade Credit Union offer online and mobile banking?Most modern institutions like Arcade Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://arcadecu.com. Current Arcade Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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