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Advertiser Disclosure
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 Central Credit Union of Maryland Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Central Credit Union of Maryland's 1 Year CD of Deposit rates are at 3.04%, CD 1-Year rates are at 3.04%, 2 Years CD of Deposit rates are at 2.53%, 3 Years CD of Deposit rates are at 2.02%. Central Credit Union of Maryland's savings rates are at 0.10%. Central Credit Union of Maryland's Personal Loan Rates are at 12.90%. MonitorBankRates evaluates the financial stability of Central Credit Union of Maryland with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.61%. Rates were last updated on 04/08/2026. Central Credit Union of Maryland money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Credit Union of Maryland? Share your experience about Central Credit Union of Maryland by leaving a review below, or read customer reviews before you decide to use Central Credit Union of Maryland. Central Credit Union of Maryland
Loch Raven Branch 8501 La Salle Rd
https://www.ccumd.org Baltimore, MD 21286 5914 
Central Credit Union of Maryland CD Rates
Central Credit Union of Maryland Savings Rates
Central Credit Union of Maryland Mortgage Rates
Central Credit Union of Maryland Auto Loan Rates
Central Credit Union of Maryland Credit Card Rates
Central Credit Union of Maryland Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Central Credit Union of Maryland is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Central Credit Union of Maryland rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Central Credit Union of Maryland's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Central Credit Union of Maryland
Website
https://www.ccumd.org
Address
8501 La Salle Rd,
Baltimore, MD 21286 5914
Phone
410-828-4500
Fax
410-337-4905
President
Gary Martin
CEO
Lisa Jester
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.61%
Return on Assets (ROA)
0.6049%
Return on Equity (ROE)
4.9245%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
41,984,053
Total Amount of Shares and Deposits
36,633,894
Total Shares and Deposits < 1 Year
36,522,734
Total Shares and Deposits 1 3 Years
111,160
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
427,739
Total Uninsured Shares and Deposits > $250K (F+J)
427,739
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,206,155
Total Interest Expense (Sum of items 6 8)
34,937
Share Certificates
54
Number of Accounts for Share Drafts
2,140
IRA KEOGH Accounts
55
Number of Accounts for Regular Shares
4,988
All other shares
37
Money Market Shares
37
Net Income (unless the amount is already included in Undivided Earnings)
253,961
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,188,655
Total Liabilities
36,853,099
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Central Credit Union of MarylandIs Central Credit Union of Maryland a safe place to deposit money?Yes, Central Credit Union of Maryland is considered a safe financial institution. With a Texas Ratio of 0.60516076540068%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Central Credit Union of Maryland operate?Central Credit Union of Maryland currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Central Credit Union of Maryland?Yes, to access services at Central Credit Union of Maryland, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Central Credit Union of Maryland does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Central Credit Union of Maryland provides members with tools to manage their accounts and build a solid financial history. Does Central Credit Union of Maryland offer online and mobile banking?Most modern institutions like Central Credit Union of Maryland provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccumd.org. Current Central Credit Union of Maryland Rates
Retrieved from our database of financial products. Rates subject to change.
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