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 Members First Credit Union Corpus Christi, TX Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Members First Credit Union Corpus Christi, TX's 6 Month CD & IRA rates are at 3.56%, 12 Month CD & IRA rates are at 3.30%, 18 Month CD & IRA rates are at 3.30%, 24 Month CD & IRA rates are at 3.30%, 36 Month CD & IRA rates are at 3.25%. Members First Credit Union Corpus Christi, TX's savings rates are at 0.25%. Members First Credit Union Corpus Christi, TX's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Members First Credit Union Corpus Christi, TX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.20%. Rates last updated and verified on 09/22/2026. Members First Credit Union Corpus Christi, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members First Credit Union Corpus Christi, TX? Share your experience about Members First Credit Union Corpus Christi, TX by leaving a review below, or read customer reviews before you decide to use Members First Credit Union Corpus Christi, TX. Members First Credit Union Corpus Christi, TX
Main Office 5444 S Staples St
https://www.m1st.org Corpus Christi, TX 78411 
Members First Credit Union Corpus Christi, TX CD Rates
Members First Credit Union Corpus Christi, TX Savings Rates
Members First Credit Union Corpus Christi, TX Money Market Rates
Financial Health HistoryMembers First Credit Union Corpus Christi, TX’s Texas Ratio stayed near 1.18% in Q2 2023 to 1.20% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members First Credit Union Corpus Christi, TX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members First Credit Union Corpus Christi, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members First Credit Union Corpus Christi, TX's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members First Credit Union Corpus Christi, TX
Website
https://www.m1st.org
Address
5444 S Staples St,
Corpus Christi, TX 78411
Phone
361-991-6178
Fax
361-986-6991
President
Luther Hight
CEO
Wanda Muessel
Full-Time Employees
38
Part-Time Employees
2
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.20%
Return on Assets (ROA)
0.2649%
Return on Equity (ROE)
1.1710%
Non-Performing Loans Ratio (NPL)
0.76%
Total Assets
190,717,437
Total Amount of Shares and Deposits
144,953,981
Total Shares and Deposits < 1 Year
142,499,942
Total Shares and Deposits 1 3 Years
2,239,969
Total Shares and Deposits > 3 Years
214,070
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,627,946
Total Uninsured Shares and Deposits > $250K (F+J)
13,627,946
Total Insured Shares and Deposits > $250K (item 17 less item K)
131,326,035
Total Interest Expense (Sum of items 6 8)
379,853
Share Certificates
569
Number of Accounts for Share Drafts
10,213
IRA KEOGH Accounts
352
Number of Accounts for Regular Shares
16,414
Non Member Deposits
6,965
Money Market Shares
933
Net Income (unless the amount is already included in Undivided Earnings)
505,124
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,188,363
Total Liabilities
146,524,949
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Add Your Rating and Review for Members First Credit Union Corpus Christi, TX
Frequently Asked Questions About Members First Credit Union Corpus Christi, TXHow many branches does Members First Credit Union Corpus Christi, TX operate?Members First Credit Union Corpus Christi, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members First Credit Union Corpus Christi, TX?Yes, to access services at Members First Credit Union Corpus Christi, TX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members First Credit Union Corpus Christi, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members First Credit Union Corpus Christi, TX provides members with tools to manage their accounts and build a solid financial history. Does Members First Credit Union Corpus Christi, TX offer online and mobile banking?Most modern institutions like Members First Credit Union Corpus Christi, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.m1st.org. Current Members First Credit Union Corpus Christi, TX Rates
Retrieved from our database of financial products. Rates subject to change.
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