|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Members First Credit Union Corpus Christi, TX Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Members First Credit Union Corpus Christi, TX's 6 month CD & IRA rates are at 3.56%, 12 month CD & IRA rates are at 3.30%, 18 month CD & IRA rates are at 3.30%, 24 month CD & IRA rates are at 3.30%, 36 month CD & IRA rates are at 3.25%. Members First Credit Union Corpus Christi, TX's savings rates are at 0.25%. Members First Credit Union Corpus Christi, TX's money market rates are at 0.50%. Members First Credit Union Corpus Christi, TX's Personal Loan Rates are at 11.50%. MonitorBankRates evaluates the financial stability of Members First Credit Union Corpus Christi, TX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.91%. Rates were last updated on 03/27/2026. Members First Credit Union Corpus Christi, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members First Credit Union Corpus Christi, TX? Share your experience about Members First Credit Union Corpus Christi, TX by leaving a review below, or read customer reviews before you decide to use Members First Credit Union Corpus Christi, TX. Members First Credit Union Corpus Christi, TX
Main Office 5444 S Staples St
https://www.m1st.org Corpus Christi, TX 78411 
Members First Credit Union Corpus Christi, TX CD Rates
Members First Credit Union Corpus Christi, TX Savings Rates
Members First Credit Union Corpus Christi, TX Money Market Rates
Members First Credit Union Corpus Christi, TX Checking Rates
Members First Credit Union Corpus Christi, TX Home Equity & HELOC
Members First Credit Union Corpus Christi, TX Credit Card Rates
Members First Credit Union Corpus Christi, TX Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members First Credit Union Corpus Christi, TX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members First Credit Union Corpus Christi, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members First Credit Union Corpus Christi, TX's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members First Credit Union Corpus Christi, TX
Website
https://www.m1st.org
Address
5444 S Staples St,
Corpus Christi, TX 78411
Phone
361-991-6178
Fax
361-986-6991
President
Luther Hight
CEO
Wanda Muessel
Full-Time Employees
38
Part-Time Employees
3
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.91%
Return on Assets (ROA)
1.0002%
Return on Equity (ROE)
4.4325%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
185,444,490
Total Amount of Shares and Deposits
141,722,439
Total Shares and Deposits < 1 Year
137,250,496
Total Shares and Deposits 1 3 Years
4,259,262
Total Shares and Deposits > 3 Years
212,681
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,708,970
Total Uninsured Shares and Deposits > $250K (F+J)
13,708,970
Total Insured Shares and Deposits > $250K (item 17 less item K)
128,013,469
Total Interest Expense (Sum of items 6 8)
1,132,981
Share Certificates
554
Number of Accounts for Share Drafts
10,167
IRA KEOGH Accounts
347
Number of Accounts for Regular Shares
16,414
Non Member Deposits
6,995
Money Market Shares
951
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,812,222
Total Liabilities
143,013,726
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Members First Credit Union Corpus Christi, TXIs Members First Credit Union Corpus Christi, TX a safe place to deposit money?Yes, Members First Credit Union Corpus Christi, TX is considered a safe financial institution. With a Texas Ratio of 0.91130010843946%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Members First Credit Union Corpus Christi, TX operate?Members First Credit Union Corpus Christi, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members First Credit Union Corpus Christi, TX?Yes, to access services at Members First Credit Union Corpus Christi, TX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members First Credit Union Corpus Christi, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members First Credit Union Corpus Christi, TX provides members with tools to manage their accounts and build a solid financial history. Does Members First Credit Union Corpus Christi, TX offer online and mobile banking?Most modern institutions like Members First Credit Union Corpus Christi, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.m1st.org. Current Members First Credit Union Corpus Christi, TX Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Yuma County Federal Credit Union
Bowater Employees Credit Union
UALU 354 Federal Credit Union
Central Texas Teachers Credit Union
United Southeast Federal Credit Union
First New York Federal Credit Union
ORLEX Government Employees Credit Union
TwinStar Credit Union
Los Angeles Lee Federal Credit Union
Urbana Municipal Employees Credit Union
ALCO
Align Credit Union
Jackson County Co Op Credit Union JCCCU
CAROLINA
Metrowest Community Federal Credit Union
Cattaraugus County Employees Federal Credit Union
New Orleans Clerk And Checkers Federal Credit Union
SAN FRANCISCO LEE
Hutchinson Government Employees Credit Union
Waterloo Firemens Credit Union
Sing Sing Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
