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Members First Credit Union Corpus Christi, TX

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Members First Credit Union Corpus Christi, TX Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members First Credit Union Corpus Christi, TX provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 11, 2026

You can compare Members First Credit Union Corpus Christi, TX rates to other rates in our database, including 12-month share certificate rates currently at 4.05%, 6-month share certificate rates at 2.93% and 3-month share certificate rates at 1.36%. Savings rates are at 0.08% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Members First Credit Union Corpus Christi, TX rates. MonitorBankRates evaluates the financial stability of Members First Credit Union Corpus Christi, TX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.91%. Rates were last updated on 05/11/2026.

Members First Credit Union Corpus Christi, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members First Credit Union Corpus Christi, TX? Share your experience about Members First Credit Union Corpus Christi, TX by leaving a review below, or read customer reviews before you decide to use Members First Credit Union Corpus Christi, TX.

Exceptional Health Use This Badge on Your Credit Union Website ↓

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.91%

Excellent Lower than avg

Members First Credit Union Corpus Christi, TX
Main Office

5444 S Staples St
Corpus Christi, TX 78411

https://www.m1st.org

Current Rate Availability

We do not have Members First Credit Union Corpus Christi, TX rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Members First Credit Union Corpus Christi, TX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Members First Credit Union Corpus Christi, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members First Credit Union Corpus Christi, TX's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members First Credit Union Corpus Christi, TX

Website https://www.m1st.org

Address 5444 S Staples St, Corpus Christi, TX 78411

Phone 361-991-6178

Fax 361-986-6991

President Luther Hight

CEO Wanda Muessel

Full-Time Employees 38

Part-Time Employees 3

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.91%

Return on Assets (ROA)

1.0002%

Return on Equity (ROE)

4.4325%

Non-Performing Loans Ratio (NPL)

0.54%

Total Assets

185,444,490

Total Amount of Shares and Deposits

141,722,439

Total Shares and Deposits < 1 Year

137,250,496

Total Shares and Deposits 1 3 Years

4,259,262

Total Shares and Deposits > 3 Years

212,681

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

13,708,970

Total Uninsured Shares and Deposits > $250K (F+J)

13,708,970

Total Insured Shares and Deposits > $250K (item 17 less item K)

128,013,469

Total Interest Expense (Sum of items 6 8)

1,132,981

Share Certificates

554

Number of Accounts for Share Drafts

10,167

IRA KEOGH Accounts

347

Number of Accounts for Regular Shares

16,414

Non Member Deposits

6,995

Money Market Shares

951

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,812,222

Total Liabilities

143,013,726

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Members First Credit Union Corpus Christi, TX

How many branches does Members First Credit Union Corpus Christi, TX operate?

Members First Credit Union Corpus Christi, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members First Credit Union Corpus Christi, TX?

Yes, to access services at Members First Credit Union Corpus Christi, TX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members First Credit Union Corpus Christi, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members First Credit Union Corpus Christi, TX provides members with tools to manage their accounts and build a solid financial history.

Does Members First Credit Union Corpus Christi, TX offer online and mobile banking?

Most modern institutions like Members First Credit Union Corpus Christi, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.m1st.org.