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DN Community Federal Credit Union Rates & Review April 2026

DN Community Federal Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of DN Community Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.63%. Rates were last updated on 04/23/2026.

DN Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DN Community Federal Credit Union? Share your experience about DN Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use DN Community Federal Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
14.63%
Excellent Higher than avg
DN Community Federal Credit Union
Main Office
3964 Fulton Dr NW
Canton, OH 44718
https://www.dncfcu.com
Member NCUA

DN Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Variable Home Equity - - 6.75%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.63%
Fixed Rate Home Equity - - 7.35%
Details As low as
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.63%

DN Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.50%
Details As low as
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.63%

DN Community Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 9.00%
Details As low as
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for DN Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather DN Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DN Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DN Community Federal Credit Union
Address 3964 Fulton Dr NW, Canton, OH 44718
Phone 330-526-2075
Fax 330-305-1906
President Brian Kandel
CEO Tina DeSimone
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.63%
Return on Assets (ROA)
0.0121%
Return on Equity (ROE)
0.1463%
Non-Performing Loans Ratio (NPL)
1.44%
Total Assets
21,932,467
Total Amount of Shares and Deposits
20,041,413
Total Shares and Deposits < 1 Year
19,890,488
Total Shares and Deposits 1 3 Years
150,922
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
274,995
Total Uninsured Shares and Deposits > $250K (F+J)
274,995
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,766,418
Total Interest Expense (Sum of items 6 8)
249,649
Share Certificates
62
Number of Accounts for Share Drafts
1,642
IRA KEOGH Accounts
52
Number of Accounts for Regular Shares
3,925
All other shares
29
Net Income (unless the amount is already included in Undivided Earnings)
2,644
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,850,524
Total Liabilities
20,199,711
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About DN Community Federal Credit Union

Is DN Community Federal Credit Union a safe place to deposit money?

Yes, DN Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 14.628966463904%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does DN Community Federal Credit Union operate?

DN Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DN Community Federal Credit Union?

Yes, to access services at DN Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DN Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DN Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does DN Community Federal Credit Union offer online and mobile banking?

Most modern institutions like DN Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dncfcu.com.